Compare Sprakers, NY Car Insurance Rates (2021)

Car insurance in Sprakers, NY averages $257 a month. Sprakers, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sprakers car insurance rates, compare quotes from the top car insurance companies in Sprakers, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sprakers, NY after a DUI are $4,078/year
  • Average car insurance rates in Sprakers, NY are $3,084/year
  • The cheapest car insurance company in Sprakers is GEICO

If you need to buy Sprakers, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sprakers, NY is right here.

You’ll find Sprakers car insurance rates, the cheapest Sprakers, NY car insurance companies, and information on New York car insurance laws. You can also compare Sprakers, New York car insurance rates to New York car insurance rates, Albany car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Sprakers, NY car insurance today? Enter your ZIP code for fast, free Sprakers car insurance quotes.

Cheapest Sprakers, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sprakers, NY car insurance rates? Every Sprakers, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sprakers, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,398 $1,346 $1,360 $1,340 $2,949 $4,322 $1,260 $1,294
Liberty Mutual $3,269 $3,269 $3,046 $3,046 $6,347 $10,285 $3,269 $3,470
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,645 $1,548 $1,329 $1,347 $5,541 $6,185 $2,127 $2,082
State Farm $1,941 $1,941 $1,692 $1,692 $5,710 $7,366 $2,133 $2,259
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,506 $1,477 $1,369 $1,366 $6,087 $7,239 $1,919 $2,114

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Minimum Car Insurance in Sprakers, NY

Every driver must carry the minimum car insurance in Sprakers, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sprakers, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sprakers, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sprakers, NY. Compare credit history car insurance rates in Sprakers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sprakers, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,391 $1,757 $1,577
Liberty Mutual $6,283 $4,122 $3,096
Nationwide $2,730 $2,730 $2,730
Progressive $4,294 $2,238 $1,644
State Farm $4,364 $2,737 $2,173
Travelers $4,757 $3,013 $2,623
USAA $4,427 $2,242 $1,985

Cheapest Sprakers, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sprakers, NY to rates for a clean record with top companies.

Annual Sprakers, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,496 $1,630 $3,013 $1,496
Liberty Mutual $3,605 $3,605 $7,187 $3,605
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,653 $2,653 $2,929 $2,668
State Farm $2,945 $2,945 $3,238 $3,238
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,561 $2,603 $3,772 $2,603

Cheapest Sprakers, NY Car Insurance for Teen Drivers

Teen car insurance in Sprakers, NY can be expensive. Take a look at rates from the top car insurance companies in Sprakers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sprakers, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,949 $4,322
Liberty Mutual $6,347 $10,285
Nationwide $3,660 $5,437
Progressive $5,541 $6,185
State Farm $5,710 $7,366
Travelers $5,725 $6,781
USAA $6,087 $7,239

Cheapest Sprakers, NY Car Insurance for Seniors

Take a look at Sprakers, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sprakers, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,360 $1,340
Liberty Mutual $3,046 $3,046
Nationwide $1,954 $1,954
Progressive $1,329 $1,347
State Farm $1,692 $1,692
Travelers $2,277 $2,448
USAA $1,369 $1,366

Cheapest Sprakers, NY Car Insurance Rates After a DUI

A DUI in Sprakers, NY increases car insurance rates. Compare Sprakers, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sprakers, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $3,013
Liberty Mutual $7,187
Nationwide $4,589
Progressive $2,929
State Farm $3,238
Travelers $3,744
USAA $3,772

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Cheapest Sprakers, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sprakers, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sprakers, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,852 $1,965
Liberty Mutual $4,375 $4,626
Nationwide $2,730 $2,730
Progressive $2,726 $2,726
State Farm $2,983 $3,200
Travelers $3,464 $3,464
USAA $2,856 $2,913

The Best Cheap Car Insurance Companies in Sprakers, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sprakers, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sprakers, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,909
Liberty Mutual $4,500
Nationwide $2,730
Progressive $2,726
State Farm $3,092
Travelers $3,464
USAA $2,885

Category Winners: Cheapest Car Insurance in Sprakers, New York

Find the cheapest car insurance companies in Sprakers, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sprakers, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sprakers, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sprakers car insurance rates. Find the cheapest Sprakers, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sprakers, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,809 $1,902 $2,014
Liberty Mutual $4,314 $4,485 $4,701
Nationwide $2,584 $2,711 $2,895
Progressive $2,594 $2,713 $2,870
State Farm $2,936 $3,109 $3,230
Travelers $3,302 $3,433 $3,657
USAA $2,799 $2,871 $2,984

Compare Car Insurance Quotes in Sprakers, NY

Ready to find affordable Sprakers, New York car insurance today? Enter your ZIP code for fast, free Sprakers, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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