Compare Spring Garden, AL Car Insurance Rates (2021)

Car insurance in Spring Garden, AL averages $296 a month. Spring Garden, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Spring Garden car insurance rates, compare quotes from the top car insurance companies in Spring Garden, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spring Garden, AL after a DUI are $4,043/year
  • The cheapest car insurance company in Spring Garden is USAA
  • Average car insurance rates in Spring Garden, AL are $3,546/year

If you need to buy Spring Garden, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Garden, AL is right here.

You’ll find Spring Garden car insurance rates, the cheapest Spring Garden, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Spring Garden, Alabama car insurance rates to Birmingham car insurance rates, Huntsville car insurance rates, and Montgomery car insurance rates.

Ready to find affordable Spring Garden, AL car insurance today? Enter your ZIP code for fast, free Spring Garden car insurance quotes.

Cheapest Spring Garden, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Garden, AL car insurance rates? Every Spring Garden, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Garden, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,801 $1,710 $1,742 $6,478 $6,952 $2,109 $2,153
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $2,960 $3,198 $2,433 $2,722 $10,765 $11,971 $3,146 $3,348
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,156 $2,027 $1,769 $1,878 $8,911 $9,976 $2,532 $2,722
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,438 $1,461 $1,347 $1,344 $7,656 $12,049 $1,364 $1,564
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

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Minimum Car Insurance in Spring Garden, AL

Every driver must carry the minimum car insurance in Spring Garden, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Garden, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spring Garden, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spring Garden, AL. Compare credit history car insurance rates in Spring Garden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spring Garden, Alabama

Insurance Company Poor Fair Good
Allstate $3,839 $3,011 $2,462
Farmers $4,887 $4,192 $3,976
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,258 $4,451 $3,494
Nationwide $3,075 $2,402 $2,174
Progressive $4,508 $3,867 $3,614
State Farm $7,329 $3,709 $2,520
Travelers $3,848 $3,336 $3,400
USAA $2,655 $1,728 $1,543

Cheapest Spring Garden, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Garden, AL to rates for a clean record with top companies.

Annual Spring Garden, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,113 $3,674 $2,982
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $3,975 $5,533 $5,410 $5,354
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,608 $4,537 $3,881 $3,959
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,941 $3,086 $4,507 $3,579
USAA $1,520 $1,908 $2,828 $1,644

Cheapest Spring Garden, AL Car Insurance for Teen Drivers

Teen car insurance in Spring Garden, AL can be expensive. Take a look at rates from the top car insurance companies in Spring Garden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Garden, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $6,952
Farmers $9,410 $9,698
GEICO $5,284 $5,207
Liberty Mutual $10,765 $11,971
Nationwide $4,394 $5,642
Progressive $8,911 $9,976
State Farm $8,309 $10,427
Travelers $7,656 $12,049
USAA $3,657 $4,056

Cheapest Spring Garden, AL Car Insurance for Seniors

Take a look at Spring Garden, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Garden, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
Farmers $2,283 $2,410
GEICO $1,927 $1,978
Liberty Mutual $2,433 $2,722
Nationwide $1,523 $1,574
Progressive $1,769 $1,878
State Farm $2,520 $2,520
Travelers $1,347 $1,344
USAA $1,149 $1,126

Cheapest Spring Garden, AL Car Insurance Rates After a DUI

A DUI in Spring Garden, AL increases car insurance rates. Compare Spring Garden, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Garden, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,674
Farmers $4,608
GEICO $3,769
Liberty Mutual $5,410
Nationwide $3,238
Progressive $3,881
State Farm $4,472
Travelers $4,507
USAA $2,828

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Cheapest Spring Garden, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Garden, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Garden, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,104 $3,104
Farmers $4,352 $4,352
GEICO $2,773 $2,875
Liberty Mutual $5,068 $5,068
Nationwide $2,550 $2,550
Progressive $3,996 $3,996
State Farm $4,410 $4,629
Travelers $3,528 $3,528
USAA $1,885 $2,065

The Best Cheap Car Insurance Companies in Spring Garden, AL

Take a look at a side-by-side comparison of the top car insurance companies in Spring Garden, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Garden, Alabama

Insurance Company Average Annual Rates
Allstate $3,104
Farmers $4,352
GEICO $2,824
Liberty Mutual $5,068
Nationwide $2,550
Progressive $3,996
State Farm $4,519
Travelers $3,528
USAA $1,975

Category Winners: Cheapest Car Insurance in Spring Garden, Alabama

Find the cheapest car insurance companies in Spring Garden, AL for each category right here.

Best Annual Car Insurance Rates by Company in Spring Garden, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Spring Garden, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Garden car insurance rates. Find the cheapest Spring Garden, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Garden, Alabama

Insurance Company Low Medium High
Allstate $2,984 $3,098 $3,230
Farmers $4,139 $4,302 $4,613
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,819 $5,042 $5,343
Nationwide $2,532 $2,529 $2,590
Progressive $3,594 $3,980 $4,415
State Farm $4,278 $4,514 $4,767
Travelers $3,350 $3,598 $3,635
USAA $1,905 $1,965 $2,056

What affects car insurance rates in Spring Garden, Alabama?

What factors can have an impact on Spring Garden, AL car insurance? There are several reasons why Spring Garden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Garden, Alabama.

Commute Time in Spring Garden

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Garden, AL is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Spring Garden, AL

Ready to find affordable Spring Garden, Alabama car insurance today? Enter your ZIP code for fast, free Spring Garden, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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