Compare Spring Lake, NC Car Insurance Rates (2021)

Car insurance in Spring Lake, NC averages $356 a month. Spring Lake, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Spring Lake car insurance rates, compare quotes from the top car insurance companies in Spring Lake, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spring Lake, NC are $4,275/year
  • Average car insurance rates in Spring Lake, NC after a DUI are $8,106/year
  • The cheapest car insurance company in Spring Lake is Liberty Mutual

If you need to buy Spring Lake, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Lake, NC is right here.

You’ll find Spring Lake car insurance rates, the cheapest Spring Lake, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Spring Lake, North Carolina car insurance rates to Durham car insurance rates, Raleigh car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Spring Lake, NC car insurance today? Enter your ZIP code for fast, free Spring Lake car insurance quotes.

Cheapest Spring Lake, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Lake, NC car insurance rates? Every Spring Lake, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Lake, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,816 $6,816 $5,586 $5,586 $16,615 $16,615 $6,951 $6,951
GEICO $2,895 $2,847 $2,866 $2,820 $5,193 $5,150 $2,579 $2,566
Liberty Mutual $2,334 $2,334 $2,416 $2,416 $4,178 $4,178 $2,334 $2,334
Nationwide $3,185 $3,185 $3,185 $3,185 $5,464 $5,464 $3,185 $3,185
Progressive $2,333 $2,333 $2,138 $2,138 $5,405 $5,405 $2,579 $2,579
State Farm $3,357 $3,357 $2,902 $2,902 $4,960 $4,960 $4,152 $4,152
Travelers $3,409 $3,409 $3,382 $3,382 $5,872 $5,872 $3,499 $3,499

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Minimum Car Insurance in Spring Lake, NC

Every driver must carry the minimum car insurance in Spring Lake, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Lake, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spring Lake, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spring Lake, NC. Compare credit history car insurance rates in Spring Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spring Lake, North Carolina

Insurance Company Poor Fair Good
Allstate $12,186 $7,883 $6,906
GEICO $3,610 $3,351 $3,132
Liberty Mutual $2,816 $2,816 $2,816
Nationwide $3,755 $3,755 $3,755
Progressive $3,484 $3,041 $2,816
State Farm $5,402 $3,449 $2,677
Travelers $4,305 $3,928 $3,888

Cheapest Spring Lake, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Lake, NC to rates for a clean record with top companies.

Annual Spring Lake, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,889 $8,547 $15,933 $6,599
GEICO $1,652 $2,574 $6,832 $2,400
Liberty Mutual $1,678 $2,154 $5,277 $2,154
Nationwide $2,211 $2,857 $7,094 $2,857
Progressive $1,488 $2,165 $6,705 $2,097
State Farm $2,039 $2,958 $7,416 $2,958
Travelers $2,416 $3,149 $7,488 $3,108

Cheapest Spring Lake, NC Car Insurance for Teen Drivers

Teen car insurance in Spring Lake, NC can be expensive. Take a look at rates from the top car insurance companies in Spring Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Lake, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,615 $16,615
GEICO $5,193 $5,150
Liberty Mutual $4,178 $4,178
Nationwide $5,464 $5,464
Progressive $5,405 $5,405
State Farm $4,960 $4,960
Travelers $5,872 $5,872

Cheapest Spring Lake, NC Car Insurance for Seniors

Take a look at Spring Lake, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Lake, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,586 $5,586
GEICO $2,866 $2,820
Liberty Mutual $2,416 $2,416
Nationwide $3,185 $3,185
Progressive $2,138 $2,138
State Farm $2,902 $2,902
Travelers $3,382 $3,382

Cheapest Spring Lake, NC Car Insurance Rates After a DUI

A DUI in Spring Lake, NC increases car insurance rates. Compare Spring Lake, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Lake, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $15,933
GEICO $6,832
Liberty Mutual $5,277
Nationwide $7,094
Progressive $6,705
State Farm $7,416
Travelers $7,488

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Cheapest Spring Lake, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Lake, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Lake, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,992 $8,992
GEICO $3,365 $3,365
Liberty Mutual $2,816 $2,816
Nationwide $3,755 $3,755
Progressive $3,114 $3,114
State Farm $3,830 $3,856
Travelers $4,040 $4,040

The Best Cheap Car Insurance Companies in Spring Lake, NC

Take a look at a side-by-side comparison of the top car insurance companies in Spring Lake, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Lake, North Carolina

Insurance Company Average Annual Rates
Allstate $8,992
GEICO $3,365
Liberty Mutual $2,816
Nationwide $3,755
Progressive $3,114
State Farm $3,843
Travelers $4,040

Category Winners: Cheapest Car Insurance in Spring Lake, North Carolina

Find the cheapest car insurance companies in Spring Lake, NC for each category right here.

Best Annual Car Insurance Rates by Company in Spring Lake, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Spring Lake, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Lake car insurance rates. Find the cheapest Spring Lake, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Lake, North Carolina

Insurance Company Low Medium High
Allstate $8,662 $8,962 $9,352
GEICO $3,199 $3,353 $3,541
Liberty Mutual $2,679 $2,800 $2,968
Nationwide $3,596 $3,738 $3,930
Progressive $2,953 $3,098 $3,291
State Farm $3,662 $3,824 $4,043
Travelers $3,868 $4,021 $4,232

What affects car insurance rates in Spring Lake, North Carolina?

What factors can have an impact on Spring Lake, NC car insurance? There are several reasons why Spring Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Lake, North Carolina.

Commute Time in Spring Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Lake, NC is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Spring Lake, NC

Ready to find affordable Spring Lake, North Carolina car insurance today? Enter your ZIP code for fast, free Spring Lake, NC car insurance quotes.

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