Compare Spring Valley, CA Car Insurance Rates (2021)

Car insurance in Spring Valley, CA averages $292 a month. Spring Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Spring Valley car insurance rates, compare quotes from the top car insurance companies in Spring Valley, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Spring Valley is Progressive
  • Average car insurance rates in Spring Valley, CA are $3,509/year
  • The cheapest car insurance company in Spring Valley for teen drivers is Liberty Mutual

If you need to buy Spring Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Valley, CA is right here.

You’ll find Spring Valley car insurance rates, the cheapest Spring Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Spring Valley, California car insurance rates to Bakersfield car insurance rates, San Jose car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Spring Valley, CA car insurance today? Enter your ZIP code for fast, free Spring Valley car insurance quotes.

Cheapest Spring Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Valley, CA car insurance rates? Every Spring Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,931 $2,107 $2,143 $7,887 $9,964 $3,762 $4,194
Farmers $2,464 $2,464 $2,225 $2,225 $7,857 $12,842 $2,919 $3,251
GEICO $1,688 $1,689 $1,588 $1,588 $5,123 $5,208 $2,423 $2,476
Liberty Mutual $2,035 $1,925 $1,886 $1,828 $4,357 $4,654 $2,288 $2,313
Nationwide $3,214 $3,068 $2,814 $2,652 $8,193 $9,041 $3,840 $3,793
Progressive $1,634 $1,681 $1,386 $1,646 $4,330 $5,222 $2,349 $2,526
State Farm $3,179 $3,179 $2,841 $2,841 $5,867 $7,293 $3,517 $3,625
Travelers $2,361 $2,287 $2,086 $2,065 $4,854 $5,536 $3,056 $2,998
USAA $2,005 $1,900 $1,951 $1,960 $4,600 $4,626 $2,773 $2,622

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Spring Valley, CA

Every driver must carry the minimum car insurance in Spring Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Spring Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Valley, CA to rates for a clean record with top companies.

Annual Spring Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,695 $4,557 $7,153 $3,545
Farmers $3,354 $4,563 $5,678 $4,529
GEICO $1,904 $2,937 $3,688 $2,362
Liberty Mutual $2,308 $3,094 $2,794 $2,447
Nationwide $3,194 $4,094 $6,925 $4,094
Progressive $1,703 $2,887 $3,346 $2,451
State Farm $2,886 $3,441 $6,496 $3,349
Travelers $2,116 $3,424 $3,982 $3,100
USAA $1,862 $2,777 $4,541 $2,040

Cheapest Spring Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Spring Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Spring Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,887 $9,964
Farmers $7,857 $12,842
GEICO $5,123 $5,208
Liberty Mutual $4,357 $4,654
Nationwide $8,193 $9,041
Progressive $4,330 $5,222
State Farm $5,867 $7,293
Travelers $4,854 $5,536
USAA $4,600 $4,626

Cheapest Spring Valley, CA Car Insurance for Seniors

Take a look at Spring Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,107 $2,143
Farmers $2,225 $2,225
GEICO $1,588 $1,588
Liberty Mutual $1,886 $1,828
Nationwide $2,814 $2,652
Progressive $1,386 $1,646
State Farm $2,841 $2,841
Travelers $2,086 $2,065
USAA $1,951 $1,960

Cheapest Spring Valley, CA Car Insurance Rates After a DUI

A DUI in Spring Valley, CA increases car insurance rates. Compare Spring Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,153
Farmers $5,678
GEICO $3,688
Liberty Mutual $2,794
Nationwide $6,925
Progressive $3,346
State Farm $6,496
Travelers $3,982
USAA $4,541

Cheapest Spring Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,042 $4,933
Farmers $4,111 $4,951
GEICO $2,473 $2,972
Liberty Mutual $2,443 $2,878
Nationwide $4,041 $5,112
Progressive $2,357 $2,837
State Farm $3,894 $4,191
Travelers $2,840 $3,471
USAA $2,585 $3,025

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Spring Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Spring Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Valley, California

Insurance Company Average Annual Rates
Allstate $4,487
Farmers $4,531
GEICO $2,723
Liberty Mutual $2,661
Nationwide $4,577
Progressive $2,597
State Farm $4,043
Travelers $3,155
USAA $2,805

Category Winners: Cheapest Car Insurance in Spring Valley, California

Find the cheapest car insurance companies in Spring Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Spring Valley, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Spring Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Valley car insurance rates. Find the cheapest Spring Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Valley, California

Insurance Company Low Medium High
Allstate $4,262 $4,524 $4,676
Farmers $4,209 $4,568 $4,816
GEICO $2,456 $2,755 $2,957
Liberty Mutual $2,471 $2,685 $2,826
Nationwide $4,116 $4,658 $4,956
Progressive $2,337 $2,673 $2,780
State Farm $3,613 $4,117 $4,399
Travelers $2,754 $3,242 $3,470
USAA $2,536 $2,861 $3,018

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Spring Valley, California?

What factors can have an impact on Spring Valley, CA car insurance? There are several reasons why Spring Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Valley, California.

Commute Time in Spring Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Valley, CA is 41.5 minutes according to City-Data.

Compare Car Insurance Quotes in Spring Valley, CA

Ready to find affordable Spring Valley, California car insurance today? Enter your ZIP code for fast, free Spring Valley, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption