Compare Spring Valley Lake, CA Car Insurance Rates (2021)

Car insurance in Spring Valley Lake, CA averages $324 a month. Spring Valley Lake, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Spring Valley Lake car insurance rates, compare quotes from the top car insurance companies in Spring Valley Lake, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Spring Valley Lake is USAA
  • The cheapest car insurance company in Spring Valley Lake for teen drivers is USAA
  • Average car insurance rates in Spring Valley Lake, CA after a DUI are $5,492/year

If you need to buy Spring Valley Lake, California car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Valley Lake, CA is right here.

You’ll find Spring Valley Lake car insurance rates, the cheapest Spring Valley Lake, CA car insurance companies, and information on California car insurance laws. You can also compare Spring Valley Lake, California car insurance rates to San Jose car insurance rates, Anaheim car insurance rates, and Oakland car insurance rates.

Ready to find affordable Spring Valley Lake, CA car insurance today? Enter your ZIP code for fast, free Spring Valley Lake car insurance quotes.

Cheapest Spring Valley Lake, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Valley Lake, CA car insurance rates? Every Spring Valley Lake, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Valley Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,970 $2,977 $2,152 $2,185 $8,218 $10,346 $3,838 $4,246
Farmers $2,685 $2,685 $2,423 $2,423 $8,563 $14,029 $3,182 $3,544
GEICO $1,858 $1,859 $1,747 $1,747 $5,653 $5,740 $2,669 $2,723
Liberty Mutual $2,281 $2,153 $2,121 $2,052 $4,902 $5,246 $2,562 $2,598
Nationwide $3,674 $3,506 $3,207 $3,022 $9,375 $10,350 $4,384 $4,335
Progressive $1,746 $1,796 $1,492 $1,767 $4,668 $5,615 $2,523 $2,711
State Farm $4,011 $4,011 $3,586 $3,586 $7,400 $9,167 $4,444 $4,584
Travelers $2,710 $2,625 $2,391 $2,364 $5,614 $6,471 $3,550 $3,469
USAA $1,914 $1,814 $1,865 $1,874 $4,377 $4,399 $2,647 $2,504

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Minimum Car Insurance in Spring Valley Lake, CA

Every driver must carry the minimum car insurance in Spring Valley Lake, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Valley Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Spring Valley Lake, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Valley Lake, CA to rates for a clean record with top companies.

Annual Spring Valley Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,769 $4,699 $7,357 $3,641
Farmers $3,653 $4,975 $6,198 $4,941
GEICO $2,095 $3,243 $4,060 $2,599
Liberty Mutual $2,594 $3,476 $3,139 $2,749
Nationwide $3,647 $4,676 $7,926 $4,676
Progressive $1,825 $3,105 $3,600 $2,630
State Farm $3,639 $4,340 $8,193 $4,223
Travelers $2,423 $3,969 $4,627 $3,579
USAA $1,777 $2,644 $4,331 $1,946

Cheapest Spring Valley Lake, CA Car Insurance for Teen Drivers

Teen car insurance in Spring Valley Lake, CA can be expensive. Take a look at rates from the top car insurance companies in Spring Valley Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Valley Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,218 $10,346
Farmers $8,563 $14,029
GEICO $5,653 $5,740
Liberty Mutual $4,902 $5,246
Nationwide $9,375 $10,350
Progressive $4,668 $5,615
State Farm $7,400 $9,167
Travelers $5,614 $6,471
USAA $4,377 $4,399

Cheapest Spring Valley Lake, CA Car Insurance for Seniors

Take a look at Spring Valley Lake, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Valley Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,185
Farmers $2,423 $2,423
GEICO $1,747 $1,747
Liberty Mutual $2,121 $2,052
Nationwide $3,207 $3,022
Progressive $1,492 $1,767
State Farm $3,586 $3,586
Travelers $2,391 $2,364
USAA $1,865 $1,874

Cheapest Spring Valley Lake, CA Car Insurance Rates After a DUI

A DUI in Spring Valley Lake, CA increases car insurance rates. Compare Spring Valley Lake, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Valley Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,357
Farmers $6,198
GEICO $4,060
Liberty Mutual $3,139
Nationwide $7,926
Progressive $3,600
State Farm $8,193
Travelers $4,627
USAA $4,331

Cheapest Spring Valley Lake, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Valley Lake, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Valley Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,165 $5,068
Farmers $4,484 $5,400
GEICO $2,724 $3,275
Liberty Mutual $2,742 $3,237
Nationwide $4,614 $5,849
Progressive $2,532 $3,048
State Farm $4,915 $5,282
Travelers $3,278 $4,021
USAA $2,464 $2,885

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The Best Cheap Car Insurance Companies in Spring Valley Lake, CA

Take a look at a side-by-side comparison of the top car insurance companies in Spring Valley Lake, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Valley Lake, California

Insurance Company Average Annual Rates
Allstate $4,616
Farmers $4,942
GEICO $2,999
Liberty Mutual $2,989
Nationwide $5,231
Progressive $2,790
State Farm $5,099
Travelers $3,649
USAA $2,674

Category Winners: Cheapest Car Insurance in Spring Valley Lake, California

Find the cheapest car insurance companies in Spring Valley Lake, CA for each category right here.

Best Annual Car Insurance Rates by Company in Spring Valley Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Spring Valley Lake, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Valley Lake car insurance rates. Find the cheapest Spring Valley Lake, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Valley Lake, California

Insurance Company Low Medium High
Allstate $4,384 $4,654 $4,811
Farmers $4,602 $4,979 $5,244
GEICO $2,674 $3,037 $3,287
Liberty Mutual $2,772 $3,015 $3,182
Nationwide $4,715 $5,319 $5,661
Progressive $2,484 $2,877 $3,009
State Farm $4,616 $5,183 $5,497
Travelers $3,213 $3,740 $3,995
USAA $2,424 $2,726 $2,872

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What affects car insurance rates in Spring Valley Lake, California?

What factors can have an impact on Spring Valley Lake, CA car insurance? There are several reasons why Spring Valley Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Valley Lake, California.

Commute Time in Spring Valley Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Valley Lake, CA is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Spring Valley Lake, CA

Ready to find affordable Spring Valley Lake, California car insurance today? Enter your ZIP code for fast, free Spring Valley Lake, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State