Compare Spring Valley, WI Car Insurance Rates (2021)

Car insurance in Spring Valley, WI averages $250 a month. Spring Valley, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Spring Valley car insurance rates, compare quotes from the top car insurance companies in Spring Valley, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spring Valley, WI are $3,005/year
  • Average car insurance rates in Spring Valley, WI after a DUI are $3,337/year
  • The cheapest car insurance company in Spring Valley is American Family

If you need to buy Spring Valley, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Valley, WI is right here.

You’ll find Spring Valley car insurance rates, the cheapest Spring Valley, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Spring Valley, Wisconsin car insurance rates to Waukesha car insurance rates, Janesville car insurance rates, and Green Bay car insurance rates.

Ready to find affordable Spring Valley, WI car insurance today? Enter your ZIP code for fast, free Spring Valley car insurance quotes.

Cheapest Spring Valley, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spring Valley, WI car insurance rates? Every Spring Valley, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Valley, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,093 $2,205 $1,935 $2,138 $6,729 $8,633 $2,125 $2,306
American Family $1,059 $1,110 $996 $1,005 $3,152 $3,486 $1,259 $1,345
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,960 $4,178 $3,272 $3,454 $7,985 $12,216 $4,812 $5,743
Progressive $1,784 $1,710 $1,460 $1,517 $6,576 $7,437 $2,144 $2,325
State Farm $1,349 $1,349 $1,194 $1,194 $3,750 $4,757 $1,519 $1,724
USAA $1,412 $1,413 $1,275 $1,304 $3,546 $4,124 $1,840 $2,027

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Minimum Car Insurance in Spring Valley, WI

Every driver must carry the minimum car insurance in Spring Valley, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Spring Valley, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Spring Valley, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spring Valley, WI. Compare credit history car insurance rates in Spring Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spring Valley, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,619 $3,181 $2,761
American Family $2,242 $1,480 $1,307
Farmers $4,138 $3,495 $3,344
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,411 $5,348 $5,348
Progressive $3,564 $3,006 $2,787
State Farm $3,139 $1,802 $1,372
USAA $3,269 $1,716 $1,368

Cheapest Spring Valley, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spring Valley, WI to rates for a clean record with top companies.

Annual Spring Valley, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,882 $3,950 $3,690 $3,561
American Family $1,602 $1,701 $1,701 $1,701
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,821 $5,577 $6,835 $5,577
Progressive $2,860 $3,449 $2,965 $3,203
State Farm $1,942 $2,267 $2,104 $2,104
USAA $1,661 $2,088 $2,826 $1,895

Cheapest Spring Valley, WI Car Insurance for Teen Drivers

Teen car insurance in Spring Valley, WI can be expensive. Take a look at rates from the top car insurance companies in Spring Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spring Valley, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,729 $8,633
American Family $3,152 $3,486
Farmers $8,731 $9,067
GEICO $4,471 $4,822
Liberty Mutual $5,864 $6,583
Nationwide $7,985 $12,216
Progressive $6,576 $7,437
State Farm $3,750 $4,757
USAA $3,546 $4,124

Cheapest Spring Valley, WI Car Insurance for Seniors

Take a look at Spring Valley, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spring Valley, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,935 $2,138
American Family $996 $1,005
Farmers $1,657 $1,753
GEICO $1,403 $1,579
Liberty Mutual $1,466 $1,668
Nationwide $3,272 $3,454
Progressive $1,460 $1,517
State Farm $1,194 $1,194
USAA $1,275 $1,304

Cheapest Spring Valley, WI Car Insurance Rates After a DUI

A DUI in Spring Valley, WI increases car insurance rates. Compare Spring Valley, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spring Valley, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
American Family $1,701
Farmers $3,820
GEICO $2,797
Liberty Mutual $3,298
Nationwide $6,835
Progressive $2,965
State Farm $2,104
USAA $2,826

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Cheapest Spring Valley, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spring Valley, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spring Valley, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,436 $3,605
American Family $1,648 $1,706
Farmers $3,659 $3,659
GEICO $2,176 $2,273
Liberty Mutual $2,924 $2,924
Nationwide $5,702 $5,702
Progressive $3,119 $3,119
State Farm $2,052 $2,157
USAA $2,090 $2,145

The Best Cheap Car Insurance Companies in Spring Valley, WI

Take a look at a side-by-side comparison of the top car insurance companies in Spring Valley, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spring Valley, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,521
American Family $1,677
Farmers $3,659
GEICO $2,225
Liberty Mutual $2,924
Nationwide $5,702
Progressive $3,119
State Farm $2,104
USAA $2,118

Category Winners: Cheapest Car Insurance in Spring Valley, Wisconsin

Find the cheapest car insurance companies in Spring Valley, WI for each category right here.

Best Annual Car Insurance Rates by Company in Spring Valley, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Spring Valley, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spring Valley car insurance rates. Find the cheapest Spring Valley, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spring Valley, Wisconsin

Insurance Company Low Medium High
Allstate $3,360 $3,512 $3,690
American Family $1,656 $1,692 $1,682
Farmers $3,368 $3,630 $3,980
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,533 $5,700 $5,874
Progressive $2,949 $3,141 $3,268
State Farm $1,988 $2,111 $2,215
USAA $2,042 $2,119 $2,192

What affects car insurance rates in Spring Valley, Wisconsin?

What factors can have an impact on Spring Valley, WI car insurance? There are several reasons why Spring Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Valley, Wisconsin.

Car Theft in Spring Valley

High levels of vehicle theft can make car insurance more expensive. Spring Valley, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Spring Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Valley, WI is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Spring Valley, WI

Ready to find affordable Spring Valley, Wisconsin car insurance today? Enter your ZIP code for fast, free Spring Valley, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State