Compare Springerton, IL Car Insurance Rates (2021)

Car insurance in Springerton, IL averages $259 a month. Springerton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Springerton car insurance rates, compare quotes from the top car insurance companies in Springerton, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Springerton for teen drivers is Travelers
  • Average car insurance rates in Springerton, IL are $3,112/year
  • Average car insurance rates in Springerton, IL after a DUI are $3,643/year

If you need to buy Springerton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Springerton, IL is right here.

You’ll find Springerton car insurance rates, the cheapest Springerton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Springerton, Illinois car insurance rates to Aurora car insurance rates, Peoria car insurance rates, and Elgin car insurance rates.

Ready to find affordable Springerton, IL car insurance today? Enter your ZIP code for fast, free Springerton car insurance quotes.

Cheapest Springerton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Springerton, IL car insurance rates? Every Springerton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springerton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,500 $2,500 $2,280 $2,280 $6,909 $9,649 $2,500 $3,217
Farmers $2,393 $2,400 $2,131 $2,242 $9,720 $10,140 $2,724 $2,866
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,366 $1,477 $1,139 $1,272 $4,201 $4,673 $1,431 $1,516
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $2,172 $2,090 $1,788 $1,865 $6,945 $7,825 $2,587 $2,768
State Farm $1,427 $1,427 $1,256 $1,256 $3,829 $4,880 $1,606 $1,832
Travelers $1,367 $1,444 $1,220 $1,303 $3,601 $4,436 $1,454 $1,533
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

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Minimum Car Insurance in Springerton, IL

Every driver must carry the minimum car insurance in Springerton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Springerton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Springerton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Springerton, IL. Compare credit history car insurance rates in Springerton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Springerton, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $5,314 $3,594 $3,030
Farmers $4,934 $4,122 $3,925
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,023 $1,879 $1,502
Nationwide $3,206 $2,585 $2,266
Progressive $4,032 $3,381 $3,102
State Farm $3,184 $1,906 $1,478
Travelers $2,512 $1,991 $1,631
USAA $3,823 $2,623 $2,160

Cheapest Springerton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Springerton, IL to rates for a clean record with top companies.

Annual Springerton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,926 $4,148 $5,524 $3,321
Farmers $3,664 $4,698 $4,581 $4,365
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,788 $2,509 $2,219 $2,022
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,909 $4,217 $3,215 $3,679
State Farm $2,018 $2,360 $2,189 $2,189
Travelers $1,640 $2,128 $2,362 $2,048
USAA $2,043 $2,938 $4,028 $2,465

Cheapest Springerton, IL Car Insurance for Teen Drivers

Teen car insurance in Springerton, IL can be expensive. Take a look at rates from the top car insurance companies in Springerton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Springerton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,909 $9,649
Farmers $9,720 $10,140
GEICO $5,690 $6,014
Liberty Mutual $4,201 $4,673
Nationwide $4,666 $5,999
Progressive $6,945 $7,825
State Farm $3,829 $4,880
Travelers $3,601 $4,436
USAA $5,528 $6,101

Cheapest Springerton, IL Car Insurance for Seniors

Take a look at Springerton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Springerton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,280 $2,280
Farmers $2,131 $2,242
GEICO $1,757 $2,095
Liberty Mutual $1,139 $1,272
Nationwide $1,535 $1,629
Progressive $1,788 $1,865
State Farm $1,256 $1,256
Travelers $1,220 $1,303
USAA $1,586 $1,562

Cheapest Springerton, IL Car Insurance Rates After a DUI

A DUI in Springerton, IL increases car insurance rates. Compare Springerton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Springerton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,524
Farmers $4,581
GEICO $4,060
Liberty Mutual $2,219
Nationwide $3,294
Progressive $3,215
State Farm $2,189
Travelers $2,362
USAA $4,028

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Cheapest Springerton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Springerton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Springerton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,928 $4,031
Farmers $4,327 $4,327
GEICO $2,920 $3,043
Liberty Mutual $2,134 $2,134
Nationwide $2,686 $2,686
Progressive $3,505 $3,505
State Farm $2,134 $2,244
Travelers $1,966 $2,124
USAA $2,788 $2,949

The Best Cheap Car Insurance Companies in Springerton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Springerton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Springerton, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,980
Farmers $4,327
GEICO $2,982
Liberty Mutual $2,134
Nationwide $2,686
Progressive $3,505
State Farm $2,189
Travelers $2,045
USAA $2,868

Category Winners: Cheapest Car Insurance in Springerton, Illinois

Find the cheapest car insurance companies in Springerton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Springerton, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Springerton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Springerton car insurance rates. Find the cheapest Springerton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Springerton, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,860 $4,124 $3,955
Farmers $4,138 $4,235 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,024 $2,130 $2,250
Nationwide $2,684 $2,705 $2,669
Progressive $3,216 $3,485 $3,814
State Farm $2,087 $2,192 $2,288
Travelers $1,936 $2,043 $2,156
USAA $2,681 $2,866 $3,058

What affects car insurance rates in Springerton, Illinois?

What factors can have an impact on Springerton, IL car insurance? There are several reasons why Springerton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Springerton, Illinois.

Commute Time in Springerton

The more time you spend in your car the higher the risk of an accident. The average commute length in Springerton, IL is 38.5 minutes according to City-Data.

Compare Car Insurance Quotes in Springerton, IL

Ready to find affordable Springerton, Illinois car insurance today? Enter your ZIP code for fast, free Springerton, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State