Compare Springfield, ID Car Insurance Rates (2021)

Car insurance in Springfield, ID averages $241 a month. Springfield, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Springfield car insurance rates, compare quotes from the top car insurance companies in Springfield, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Springfield, ID are $2,895/year
  • The cheapest car insurance company in Springfield is USAA
  • Average car insurance rates in Springfield, ID after a DUI are $3,586/year

If you need to buy Springfield, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Springfield, ID is right here.

You’ll find Springfield car insurance rates, the cheapest Springfield, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Springfield, Idaho car insurance rates to Meridian car insurance rates, Pocatello car insurance rates, and Caldwell car insurance rates.

Ready to find affordable Springfield, ID car insurance today? Enter your ZIP code for fast, free Springfield car insurance quotes.

Cheapest Springfield, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Springfield, ID car insurance rates? Every Springfield, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springfield, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,322 $2,311 $2,018 $2,092 $8,448 $9,761 $2,597 $2,749
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,880 $1,926 $1,695 $1,801 $4,582 $5,651 $2,196 $2,367
State Farm $1,230 $1,230 $1,114 $1,114 $3,739 $4,716 $1,389 $1,603
Travelers $1,330 $1,351 $1,337 $1,332 $6,595 $10,461 $1,413 $1,615
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Springfield, ID

Every driver must carry the minimum car insurance in Springfield, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Springfield, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Springfield, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Springfield, ID. Compare credit history car insurance rates in Springfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Springfield, Idaho

Insurance Company Poor Fair Good
Allstate $5,329 $3,621 $3,163
American Family $5,080 $3,629 $3,099
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,300 $2,657 $2,329
State Farm $2,834 $1,791 $1,425
Travelers $3,638 $3,063 $2,836
USAA $2,742 $1,585 $1,273

Cheapest Springfield, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Springfield, ID to rates for a clean record with top companies.

Annual Springfield, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $4,187 $4,676 $3,952
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,107 $2,739 $3,834 $2,369
State Farm $1,835 $2,199 $2,017 $2,017
Travelers $1,964 $2,795 $4,833 $3,126
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Springfield, ID Car Insurance for Teen Drivers

Teen car insurance in Springfield, ID can be expensive. Take a look at rates from the top car insurance companies in Springfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Springfield, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,448 $9,761
American Family $7,919 $10,284
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,901 $5,448
Nationwide $4,582 $5,651
State Farm $3,739 $4,716
Travelers $6,595 $10,461
USAA $3,565 $3,999

Cheapest Springfield, ID Car Insurance for Seniors

Take a look at Springfield, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Springfield, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,092
American Family $1,957 $1,957
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,404
Nationwide $1,695 $1,801
State Farm $1,114 $1,114
Travelers $1,337 $1,332
USAA $1,070 $1,059

Cheapest Springfield, ID Car Insurance Rates After a DUI

A DUI in Springfield, ID increases car insurance rates. Compare Springfield, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Springfield, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,676
American Family $4,742
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,635
Nationwide $3,834
State Farm $2,017
Travelers $4,833
USAA $2,595

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Cheapest Springfield, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Springfield, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Springfield, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,037 $4,037
American Family $3,854 $4,018
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,452 $2,452
Nationwide $2,762 $2,762
State Farm $1,967 $2,066
Travelers $3,179 $3,179
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Springfield, ID

Take a look at a side-by-side comparison of the top car insurance companies in Springfield, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Springfield, Idaho

Insurance Company Average Annual Rates
Allstate $4,037
American Family $3,936
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,452
Nationwide $2,762
State Farm $2,017
Travelers $3,179
USAA $1,867

Category Winners: Cheapest Car Insurance in Springfield, Idaho

Find the cheapest car insurance companies in Springfield, ID for each category right here.

Best Annual Car Insurance Rates by Company in Springfield, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Springfield, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Springfield car insurance rates. Find the cheapest Springfield, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Springfield, Idaho

Insurance Company Low Medium High
Allstate $3,890 $4,030 $4,193
American Family $3,924 $4,132 $3,751
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,723 $2,903 $2,661
State Farm $1,896 $2,022 $2,133
Travelers $3,121 $3,226 $3,190
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Springfield, Idaho?

What factors can have an impact on Springfield, ID car insurance? There are several reasons why Springfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Springfield, Idaho.

Car Theft in Springfield

High levels of vehicle theft can make car insurance more expensive. Springfield, ID car theft statistics from the FBI indicate 248 vehicle thefts a year.

Traffic in Springfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Springfield, ID traffic data from INRIX ranks Springfield as the 830th-most congested in the world.

Compare Car Insurance Quotes in Springfield, ID

Ready to find affordable Springfield, Idaho car insurance today? Enter your ZIP code for fast, free Springfield, ID car insurance quotes.

Free Car Insurance Comparison

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