Compare Springfield, OR Car Insurance Rates (2021)

Car insurance in Springfield, OR averages $263 a month. Springfield, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Springfield car insurance rates, compare quotes from the top car insurance companies in Springfield, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Springfield is State Farm
  • The cheapest car insurance company in Springfield for teen drivers is USAA
  • The cheapest ZIP code in Springfield is 97478

If you need to buy Springfield, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Springfield, OR is right here.

You’ll find Springfield car insurance rates, the cheapest Springfield, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Springfield, Oregon car insurance rates to Bend car insurance rates, Portland car insurance rates, and Salem car insurance rates.

Ready to find affordable Springfield, OR car insurance today? Enter your ZIP code for fast, free Springfield car insurance quotes.

Cheapest Springfield, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Springfield, OR car insurance rates? Every Springfield, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springfield, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,663 $2,479 $2,443 $2,468 $7,996 $8,905 $2,776 $2,779
American Family $2,082 $2,082 $1,857 $1,857 $5,136 $8,056 $2,082 $2,180
Farmers $1,858 $1,813 $1,642 $1,748 $7,679 $7,839 $2,076 $2,122
GEICO $2,187 $2,106 $2,042 $2,054 $5,605 $5,065 $2,331 $1,986
Liberty Mutual $2,567 $2,707 $2,227 $2,477 $8,387 $9,062 $2,469 $2,488
Nationwide $2,265 $2,255 $2,019 $2,109 $5,273 $6,592 $2,652 $2,794
Progressive $1,731 $1,565 $1,507 $1,552 $7,464 $8,212 $2,061 $1,945
State Farm $1,472 $1,472 $1,351 $1,351 $4,708 $5,910 $1,671 $1,913
Travelers $1,654 $1,661 $1,494 $1,549 $4,634 $5,602 $1,722 $1,745
USAA $1,605 $1,555 $1,595 $1,535 $4,908 $5,257 $2,063 $2,137

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Springfield, OR

Every driver must carry the minimum car insurance in Springfield, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Springfield, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Springfield, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Springfield, OR. Compare credit history car insurance rates in Springfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Springfield, Oregon

Insurance Company Poor Fair Good
Allstate $5,325 $3,759 $3,107
American Family $4,018 $2,970 $2,512
Farmers $3,871 $3,168 $3,002
GEICO $3,524 $2,922 $2,321
Liberty Mutual $5,917 $3,511 $2,716
Nationwide $3,919 $3,114 $2,702
Progressive $3,653 $3,163 $2,949
State Farm $3,464 $2,210 $1,769
Travelers $3,135 $2,458 $1,931
USAA $3,867 $2,159 $1,720

Cheapest Springfield, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Springfield, OR to rates for a clean record with top companies.

Annual Springfield, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,275 $4,411 $4,571 $3,998
American Family $2,199 $3,398 $4,251 $2,818
Farmers $2,823 $3,637 $3,558 $3,370
GEICO $1,924 $3,079 $4,040 $2,645
Liberty Mutual $3,587 $4,016 $4,605 $3,984
Nationwide $2,753 $2,948 $4,166 $3,113
Progressive $2,462 $4,470 $3,163 $2,925
State Farm $2,197 $2,878 $2,424 $2,424
Travelers $2,035 $2,605 $2,911 $2,479
USAA $1,871 $2,615 $3,649 $2,192

Cheapest Springfield, OR Car Insurance for Teen Drivers

Teen car insurance in Springfield, OR can be expensive. Take a look at rates from the top car insurance companies in Springfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Springfield, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,996 $8,905
American Family $5,136 $8,056
Farmers $7,679 $7,839
GEICO $5,605 $5,065
Liberty Mutual $8,387 $9,062
Nationwide $5,273 $6,592
Progressive $7,464 $8,212
State Farm $4,708 $5,910
Travelers $4,634 $5,602
USAA $4,908 $5,257

Cheapest Springfield, OR Car Insurance for Seniors

Take a look at Springfield, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Springfield, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,468
American Family $1,857 $1,857
Farmers $1,642 $1,748
GEICO $2,042 $2,054
Liberty Mutual $2,227 $2,477
Nationwide $2,019 $2,109
Progressive $1,507 $1,552
State Farm $1,351 $1,351
Travelers $1,494 $1,549
USAA $1,595 $1,535

Cheapest Springfield, OR Car Insurance Rates After a DUI

A DUI in Springfield, OR increases car insurance rates. Compare Springfield, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Springfield, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,571
American Family $4,251
Farmers $3,558
GEICO $4,040
Liberty Mutual $4,605
Nationwide $4,166
Progressive $3,163
State Farm $2,424
Travelers $2,911
USAA $3,649

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Springfield, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Springfield, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Springfield, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,064 $4,064
American Family $3,118 $3,215
Farmers $3,347 $3,347
GEICO $2,877 $2,967
Liberty Mutual $4,048 $4,048
Nationwide $3,245 $3,245
Progressive $3,255 $3,255
State Farm $2,416 $2,545
Travelers $2,408 $2,607
USAA $2,508 $2,656

Cheapest Springfield, OR Car Insurance Rates by ZIP Code

Springfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Springfield, OR.

Annual Car Insurance Rates by ZIP Code in Springfield, Oregon

ZIP Code Average Annual Rates
97477 $3,014
97478 $2,993

The Best Cheap Car Insurance Companies in Springfield, OR

Take a look at a side-by-side comparison of the top car insurance companies in Springfield, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Springfield, Oregon

Insurance Company Average Annual Rates
Allstate $4,064
American Family $3,167
Farmers $3,347
GEICO $2,922
Liberty Mutual $4,048
Nationwide $3,245
Progressive $3,255
State Farm $2,481
Travelers $2,508
USAA $2,582

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Springfield, Oregon

Find the cheapest car insurance companies in Springfield, OR for each category right here.

Best Annual Car Insurance Rates by Company in Springfield, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Springfield, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Springfield car insurance rates. Find the cheapest Springfield, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Springfield, Oregon

Insurance Company Low Medium High
Allstate $3,895 $4,054 $4,242
American Family $3,145 $3,348 $3,007
Farmers $3,136 $3,303 $3,602
GEICO $2,674 $2,938 $3,155
Liberty Mutual $3,792 $4,038 $4,314
Nationwide $3,092 $3,334 $3,309
Progressive $3,141 $3,240 $3,383
State Farm $2,336 $2,484 $2,622
Travelers $2,363 $2,495 $2,664
USAA $2,468 $2,585 $2,693

What affects car insurance rates in Springfield, Oregon?

What factors can have an impact on Springfield, OR car insurance? There are several reasons why Springfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Springfield, Oregon.

Car Theft in Springfield

High levels of vehicle theft can make car insurance more expensive. Springfield, OR car theft statistics from the FBI indicate 155 vehicle thefts a year.

Commute Time in Springfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Springfield, OR is 21.0 minutes according to City-Data.

Traffic in Springfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Springfield, OR traffic data from INRIX ranks Springfield as the 830th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Springfield, OR

Ready to find affordable Springfield, Oregon car insurance today? Enter your ZIP code for fast, free Springfield, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption