Compare Springfield, VA Car Insurance Rates (2021)

Car insurance in Springfield, VA averages $235 a month. Springfield, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Springfield car insurance rates, compare quotes from the top car insurance companies in Springfield, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Springfield is USAA
  • Average car insurance rates in Springfield, VA are $2,817/year
  • The cheapest car insurance company in Springfield for teen drivers is USAA

If you need to buy Springfield, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Springfield, VA is right here.

You’ll find Springfield car insurance rates, the cheapest Springfield, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Springfield, Virginia car insurance rates to Alexandria car insurance rates, Virginia Beach car insurance rates, and Suffolk car insurance rates.

Ready to find affordable Springfield, VA car insurance today? Enter your ZIP code for fast, free Springfield car insurance quotes.

Cheapest Springfield, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Springfield, VA car insurance rates? Every Springfield, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springfield, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,422 $2,558 $2,558 $8,240 $9,410 $3,349 $3,332
GEICO $1,660 $1,646 $1,577 $1,577 $3,653 $4,869 $1,932 $1,897
Nationwide $1,644 $1,649 $1,457 $1,492 $4,059 $5,214 $1,822 $1,976
Progressive $1,414 $1,333 $1,289 $1,288 $6,839 $7,666 $1,714 $1,740
State Farm $1,698 $1,698 $1,554 $1,554 $5,435 $6,810 $1,928 $2,223
USAA $1,218 $1,195 $1,153 $1,150 $3,873 $4,586 $1,561 $1,708

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Minimum Car Insurance in Springfield, VA

Every driver must carry the minimum car insurance in Springfield, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Springfield, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Springfield, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Springfield, VA. Compare credit history car insurance rates in Springfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Springfield, Virginia

Insurance Company Poor Fair Good
Allstate $5,229 $4,215 $3,473
GEICO $2,612 $2,221 $2,221
Nationwide $2,855 $2,299 $2,089
Progressive $3,222 $2,844 $2,666
State Farm $4,075 $2,522 $1,990
USAA $2,743 $1,875 $1,549

Cheapest Springfield, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Springfield, VA to rates for a clean record with top companies.

Annual Springfield, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,175 $5,172 $4,740 $4,135
GEICO $1,792 $2,319 $3,503 $1,792
Nationwide $2,098 $2,098 $3,080 $2,382
Progressive $2,462 $3,327 $2,969 $2,884
State Farm $2,594 $3,131 $2,862 $2,862
USAA $1,588 $2,073 $2,727 $1,834

Cheapest Springfield, VA Car Insurance for Teen Drivers

Teen car insurance in Springfield, VA can be expensive. Take a look at rates from the top car insurance companies in Springfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Springfield, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,240 $9,410
GEICO $3,653 $4,869
Nationwide $4,059 $5,214
Progressive $6,839 $7,666
State Farm $5,435 $6,810
USAA $3,873 $4,586

Cheapest Springfield, VA Car Insurance for Seniors

Take a look at Springfield, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Springfield, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,558
GEICO $1,577 $1,577
Nationwide $1,457 $1,492
Progressive $1,289 $1,288
State Farm $1,554 $1,554
USAA $1,153 $1,150

Cheapest Springfield, VA Car Insurance Rates After a DUI

A DUI in Springfield, VA increases car insurance rates. Compare Springfield, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Springfield, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,740
GEICO $3,503
Nationwide $3,080
Progressive $2,969
State Farm $2,862
USAA $2,727

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Cheapest Springfield, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Springfield, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Springfield, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,170 $4,441
GEICO $2,308 $2,395
Nationwide $2,414 $2,414
Progressive $2,910 $2,910
State Farm $2,790 $2,935
USAA $1,980 $2,131

Cheapest Springfield, VA Car Insurance Rates by ZIP Code

Springfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Springfield, VA.

Annual Car Insurance Rates by ZIP Code in Springfield, Virginia

ZIP Code Average Annual Rates
22150 $2,438
22151 $2,471

The Best Cheap Car Insurance Companies in Springfield, VA

Take a look at a side-by-side comparison of the top car insurance companies in Springfield, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Springfield, Virginia

Insurance Company Average Annual Rates
Allstate $4,306
GEICO $2,351
Nationwide $2,414
Progressive $2,910
State Farm $2,862
USAA $2,055

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Category Winners: Cheapest Car Insurance in Springfield, Virginia

Find the cheapest car insurance companies in Springfield, VA for each category right here.

Best Annual Car Insurance Rates by Company in Springfield, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Springfield, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Springfield car insurance rates. Find the cheapest Springfield, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Springfield, Virginia

Insurance Company Low Medium High
Allstate $4,171 $4,306 $4,441
GEICO $2,258 $2,349 $2,446
Nationwide $2,536 $2,392 $2,315
Progressive $2,775 $2,878 $3,079
State Farm $2,669 $2,860 $3,058
USAA $1,970 $2,060 $2,136

What affects car insurance rates in Springfield, Virginia?

What factors can have an impact on Springfield, VA car insurance? There are several reasons why Springfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Springfield, Virginia.

Commute Time in Springfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Springfield, VA is 30.6 minutes according to City-Data.

Traffic in Springfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Springfield, VA traffic data from INRIX ranks Springfield as the 830th-most congested in the world.

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Compare Car Insurance Quotes in Springfield, VA

Ready to find affordable Springfield, Virginia car insurance today? Enter your ZIP code for fast, free Springfield, VA car insurance quotes.

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