Compare Springwater, NY Car Insurance Rates (2021)

Car insurance in Springwater, NY averages $257 a month. Springwater, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Springwater car insurance rates, compare quotes from the top car insurance companies in Springwater, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Springwater, NY are $3,078/year
  • The cheapest car insurance company in Springwater for teen drivers is GEICO
  • The cheapest car insurance company in Springwater is GEICO

If you need to buy Springwater, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Springwater, NY is right here.

You’ll find Springwater car insurance rates, the cheapest Springwater, NY car insurance companies, and information on New York car insurance laws. You can also compare Springwater, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and Rochester car insurance rates.

Ready to find affordable Springwater, NY car insurance today? Enter your ZIP code for fast, free Springwater car insurance quotes.

Cheapest Springwater, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Springwater, NY car insurance rates? Every Springwater, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Springwater, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,371 $2,241 $2,202 $2,230 $6,529 $6,986 $2,386 $2,408
GEICO $1,343 $1,292 $1,301 $1,282 $2,694 $3,837 $1,218 $1,243
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,794 $1,715 $1,485 $1,490 $5,668 $6,342 $2,293 $2,239
State Farm $2,431 $2,431 $2,114 $2,114 $7,017 $9,038 $2,667 $2,805
Travelers $2,283 $2,312 $2,077 $2,234 $5,218 $6,197 $2,424 $2,532
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Springwater, NY

Every driver must carry the minimum car insurance in Springwater, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Springwater, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Springwater, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Springwater, NY. Compare credit history car insurance rates in Springwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Springwater, New York

Insurance Company Poor Fair Good
Allstate $4,875 $2,879 $2,504
GEICO $2,224 $1,637 $1,468
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,536 $2,365 $1,734
State Farm $5,405 $3,388 $2,688
Travelers $4,331 $2,751 $2,398
USAA $4,102 $2,062 $1,823

Cheapest Springwater, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Springwater, NY to rates for a clean record with top companies.

Annual Springwater, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $2,940 $4,163 $3,633
GEICO $1,431 $1,557 $2,687 $1,431
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,807 $2,807 $3,077 $2,822
State Farm $3,650 $3,650 $4,004 $4,004
Travelers $2,716 $3,366 $3,413 $3,143
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Springwater, NY Car Insurance for Teen Drivers

Teen car insurance in Springwater, NY can be expensive. Take a look at rates from the top car insurance companies in Springwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Springwater, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,529 $6,986
GEICO $2,694 $3,837
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,668 $6,342
State Farm $7,017 $9,038
Travelers $5,218 $6,197
USAA $5,556 $6,624

Cheapest Springwater, NY Car Insurance for Seniors

Take a look at Springwater, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Springwater, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,202 $2,230
GEICO $1,301 $1,282
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,485 $1,490
State Farm $2,114 $2,114
Travelers $2,077 $2,234
USAA $1,273 $1,277

Cheapest Springwater, NY Car Insurance Rates After a DUI

A DUI in Springwater, NY increases car insurance rates. Compare Springwater, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Springwater, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,163
GEICO $2,687
Liberty Mutual $6,837
Nationwide $4,377
Progressive $3,077
State Farm $4,004
Travelers $3,413
USAA $3,469

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Cheapest Springwater, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Springwater, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Springwater, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,373 $3,465
GEICO $1,725 $1,828
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,878 $2,878
State Farm $3,690 $3,965
Travelers $3,160 $3,160
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Springwater, NY

Take a look at a side-by-side comparison of the top car insurance companies in Springwater, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Springwater, New York

Insurance Company Average Annual Rates
Allstate $3,419
GEICO $1,776
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,878
State Farm $3,827
Travelers $3,160
USAA $2,662

Category Winners: Cheapest Car Insurance in Springwater, New York

Find the cheapest car insurance companies in Springwater, NY for each category right here.

Best Annual Car Insurance Rates by Company in Springwater, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Springwater, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Springwater car insurance rates. Find the cheapest Springwater, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Springwater, New York

Insurance Company Low Medium High
Allstate $3,236 $3,408 $3,613
GEICO $1,699 $1,770 $1,860
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,749 $2,867 $3,019
State Farm $3,650 $3,847 $3,985
Travelers $3,009 $3,130 $3,339
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Springwater, New York?

What factors can have an impact on Springwater, NY car insurance? There are several reasons why Springwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Springwater, New York.

Commute Time in Springwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Springwater, NY is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Springwater, NY

Ready to find affordable Springwater, New York car insurance today? Enter your ZIP code for fast, free Springwater, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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