Compare Spruce Creek, PA Car Insurance Rates (2021)

Car insurance in Spruce Creek, PA averages $292 a month. Spruce Creek, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Spruce Creek car insurance rates, compare quotes from the top car insurance companies in Spruce Creek, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Spruce Creek, PA after a DUI are $3,826/year
  • The cheapest car insurance company in Spruce Creek is USAA
  • The cheapest car insurance company in Spruce Creek for teen drivers is USAA

If you need to buy Spruce Creek, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Spruce Creek, PA is right here.

You’ll find Spruce Creek car insurance rates, the cheapest Spruce Creek, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Spruce Creek, Pennsylvania car insurance rates to Harrisburg car insurance rates, Reading car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Spruce Creek, PA car insurance today? Enter your ZIP code for fast, free Spruce Creek car insurance quotes.

Cheapest Spruce Creek, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spruce Creek, PA car insurance rates? Every Spruce Creek, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spruce Creek, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,208 $2,208 $2,028 $2,028 $7,177 $7,177 $2,438 $2,438
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,846 $1,846 $1,742 $1,742 $5,153 $5,153 $2,066 $2,066
Progressive $2,425 $2,425 $2,163 $2,163 $7,817 $7,817 $3,123 $3,123
State Farm $1,677 $1,677 $1,473 $1,473 $5,895 $5,895 $1,844 $1,844
Travelers $1,443 $1,443 $1,537 $1,537 $20,186 $20,186 $1,754 $1,754
USAA $986 $986 $892 $892 $2,954 $2,954 $1,304 $1,304

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Spruce Creek, PA

Every driver must carry the minimum car insurance in Spruce Creek, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Spruce Creek, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Spruce Creek, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spruce Creek, PA. Compare credit history car insurance rates in Spruce Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spruce Creek, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,437 $3,294 $2,657
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,173 $2,604 $2,327
Progressive $5,143 $3,607 $2,896
State Farm $3,875 $2,399 $1,893
Travelers $6,791 $6,121 $5,778
USAA $1,911 $1,425 $1,264

Cheapest Spruce Creek, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spruce Creek, PA to rates for a clean record with top companies.

Annual Spruce Creek, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,319 $3,894 $3,319 $3,319
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,943 $2,598 $3,645 $2,620
Progressive $3,523 $4,855 $3,622 $3,528
State Farm $2,501 $2,943 $2,722 $2,722
Travelers $4,459 $6,292 $7,877 $6,292
USAA $1,236 $1,702 $1,816 $1,380

Cheapest Spruce Creek, PA Car Insurance for Teen Drivers

Teen car insurance in Spruce Creek, PA can be expensive. Take a look at rates from the top car insurance companies in Spruce Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spruce Creek, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,177 $7,177
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $5,153 $5,153
Progressive $7,817 $7,817
State Farm $5,895 $5,895
Travelers $20,186 $20,186
USAA $2,954 $2,954

Cheapest Spruce Creek, PA Car Insurance for Seniors

Take a look at Spruce Creek, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spruce Creek, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,028 $2,028
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,742 $1,742
Progressive $2,163 $2,163
State Farm $1,473 $1,473
Travelers $1,537 $1,537
USAA $892 $892

Cheapest Spruce Creek, PA Car Insurance Rates After a DUI

A DUI in Spruce Creek, PA increases car insurance rates. Compare Spruce Creek, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spruce Creek, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,319
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,645
Progressive $3,622
State Farm $2,722
Travelers $7,877
USAA $1,816

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Spruce Creek, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spruce Creek, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spruce Creek, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,395 $3,530
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,702 $2,702
Progressive $3,882 $3,882
State Farm $2,642 $2,802
Travelers $6,230 $6,230
USAA $1,490 $1,577

The Best Cheap Car Insurance Companies in Spruce Creek, PA

Take a look at a side-by-side comparison of the top car insurance companies in Spruce Creek, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spruce Creek, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,463
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,702
Progressive $3,882
State Farm $2,722
Travelers $6,230
USAA $1,534

Category Winners: Cheapest Car Insurance in Spruce Creek, Pennsylvania

Find the cheapest car insurance companies in Spruce Creek, PA for each category right here.

Best Annual Car Insurance Rates by Company in Spruce Creek, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Spruce Creek, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spruce Creek car insurance rates. Find the cheapest Spruce Creek, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spruce Creek, Pennsylvania

Insurance Company Low Medium High
Allstate $3,323 $3,481 $3,584
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,741 $2,731 $2,632
Progressive $3,592 $3,912 $4,142
State Farm $2,563 $2,754 $2,849
Travelers $6,373 $6,216 $6,101
USAA $1,421 $1,548 $1,632

Compare Car Insurance Quotes in Spruce Creek, PA

Ready to find affordable Spruce Creek, Pennsylvania car insurance today? Enter your ZIP code for fast, free Spruce Creek, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption