Compare Spurgeon, IN Car Insurance Rates (2021)

Car insurance in Spurgeon, IN averages $275 a month. Spurgeon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Spurgeon car insurance rates, compare quotes from the top car insurance companies in Spurgeon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Spurgeon, IN after a DUI are $3,903/year
  • Average car insurance rates in Spurgeon, IN are $3,303/year
  • The cheapest car insurance company in Spurgeon is USAA

If you need to buy Spurgeon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Spurgeon, IN is right here.

You’ll find Spurgeon car insurance rates, the cheapest Spurgeon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Spurgeon, Indiana car insurance rates to Carmel car insurance rates, Indianapolis car insurance rates, and Fishers car insurance rates.

Ready to find affordable Spurgeon, IN car insurance today? Enter your ZIP code for fast, free Spurgeon car insurance quotes.

Cheapest Spurgeon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Spurgeon, IN car insurance rates? Every Spurgeon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spurgeon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,481 $2,136 $2,337 $7,569 $9,563 $2,453 $2,666
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,648 $1,627 $1,410 $1,581 $8,765 $9,322 $2,166 $2,349
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,769 $1,679 $1,597 $1,610 $10,270 $11,562 $2,221 $2,273
State Farm $1,486 $1,486 $1,316 $1,316 $4,412 $5,658 $1,638 $1,827
Travelers $1,162 $1,183 $1,088 $1,088 $7,061 $11,120 $1,228 $1,426
USAA $928 $918 $858 $871 $2,512 $2,823 $1,257 $1,354

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Minimum Car Insurance in Spurgeon, IN

Every driver must carry the minimum car insurance in Spurgeon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Spurgeon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Spurgeon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Spurgeon, IN. Compare credit history car insurance rates in Spurgeon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Spurgeon, Indiana

Insurance Company Poor Fair Good
Allstate $4,896 $3,649 $3,316
American Family $4,601 $2,998 $2,512
Farmers $4,215 $3,432 $3,178
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,111 $2,627 $2,461
Progressive $4,555 $4,023 $3,790
State Farm $3,486 $2,079 $1,612
Travelers $3,531 $2,990 $2,987
USAA $1,945 $1,280 $1,095

Cheapest Spurgeon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Spurgeon, IN to rates for a clean record with top companies.

Annual Spurgeon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,148 $4,639 $4,278 $3,750
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,226 $3,768 $3,877 $3,563
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $3,092 $5,403 $3,692 $4,304
State Farm $2,338 $2,556 $2,338 $2,338
Travelers $2,692 $3,328 $3,770 $2,888
USAA $1,092 $1,546 $1,770 $1,352

Cheapest Spurgeon, IN Car Insurance for Teen Drivers

Teen car insurance in Spurgeon, IN can be expensive. Take a look at rates from the top car insurance companies in Spurgeon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Spurgeon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,563
American Family $5,738 $8,356
Farmers $8,765 $9,322
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,919 $6,384
Progressive $10,270 $11,562
State Farm $4,412 $5,658
Travelers $7,061 $11,120
USAA $2,512 $2,823

Cheapest Spurgeon, IN Car Insurance for Seniors

Take a look at Spurgeon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Spurgeon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,337
American Family $1,913 $1,913
Farmers $1,410 $1,581
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,471 $1,570
Progressive $1,597 $1,610
State Farm $1,316 $1,316
Travelers $1,088 $1,088
USAA $858 $871

Cheapest Spurgeon, IN Car Insurance Rates After a DUI

A DUI in Spurgeon, IN increases car insurance rates. Compare Spurgeon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Spurgeon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,278
American Family $4,682
Farmers $3,877
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,905
Progressive $3,692
State Farm $2,338
Travelers $3,770
USAA $1,770

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Cheapest Spurgeon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Spurgeon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Spurgeon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $3,954
American Family $3,330 $3,411
Farmers $3,608 $3,608
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,733 $2,733
Progressive $4,123 $4,123
State Farm $2,325 $2,460
Travelers $3,169 $3,169
USAA $1,421 $1,459

The Best Cheap Car Insurance Companies in Spurgeon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Spurgeon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Spurgeon, Indiana

Insurance Company Average Annual Rates
Allstate $3,954
American Family $3,370
Farmers $3,608
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,733
Progressive $4,123
State Farm $2,392
Travelers $3,169
USAA $1,440

Category Winners: Cheapest Car Insurance in Spurgeon, Indiana

Find the cheapest car insurance companies in Spurgeon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Spurgeon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Spurgeon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Spurgeon car insurance rates. Find the cheapest Spurgeon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Spurgeon, Indiana

Insurance Company Low Medium High
Allstate $3,757 $3,938 $4,166
American Family $3,351 $3,483 $3,278
Farmers $3,487 $3,601 $3,737
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,770 $2,712 $2,717
Progressive $3,907 $4,062 $4,399
State Farm $2,291 $2,391 $2,495
Travelers $3,113 $3,199 $3,196
USAA $1,391 $1,436 $1,493

What affects car insurance rates in Spurgeon, Indiana?

What factors can have an impact on Spurgeon, IN car insurance? There are several reasons why Spurgeon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spurgeon, Indiana.

Commute Time in Spurgeon

The more time you spend in your car the higher the risk of an accident. The average commute length in Spurgeon, IN is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Spurgeon, IN

Ready to find affordable Spurgeon, Indiana car insurance today? Enter your ZIP code for fast, free Spurgeon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State