Compare St. Albans, WV Car Insurance Rates (2021)

Car insurance in St. Albans, WV averages $336 a month. St. Albans, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Albans car insurance rates, compare quotes from the top car insurance companies in St. Albans, WV.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in St. Albans, WV after a DUI are $4,960/year
  • The cheapest car insurance company in St. Albans is State Farm
  • Average car insurance rates in St. Albans, WV are $4,038/year

If you need to buy St. Albans, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in St. Albans, WV is right here.

You’ll find St. Albans car insurance rates, the cheapest St. Albans, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare St. Albans, West Virginia car insurance rates to Bluefield car insurance rates, St. Albans car insurance rates, and Beckley car insurance rates.

Ready to find affordable St. Albans, WV car insurance today? Enter your ZIP code for fast, free St. Albans car insurance quotes.

Cheapest St. Albans, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Albans, WV car insurance rates? Every St. Albans, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Albans, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,897 $2,682 $2,601 $2,607 $10,573 $11,024 $3,180 $3,174
GEICO $2,625 $2,586 $2,490 $2,413 $6,608 $7,971 $2,521 $2,628
Liberty Mutual $3,855 $4,186 $3,100 $3,783 $14,757 $16,662 $3,969 $4,360
Nationwide $2,068 $2,095 $1,883 $1,970 $5,441 $6,869 $2,341 $2,503
Progressive $2,195 $2,103 $2,038 $2,031 $9,785 $10,987 $2,632 $2,696
State Farm $1,670 $1,670 $1,514 $1,514 $3,833 $4,950 $1,974 $1,554
USAA $1,801 $1,772 $1,681 $1,687 $6,081 $6,710 $2,327 $2,493

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Minimum Car Insurance in St. Albans, WV

Every driver must carry the minimum car insurance in St. Albans, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in St. Albans, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Albans, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Albans, WV. Compare credit history car insurance rates in St. Albans from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Albans, West Virginia

Insurance Company Poor Fair Good
Allstate $5,878 $4,668 $3,981
GEICO $4,496 $3,660 $3,035
Liberty Mutual $9,765 $6,013 $4,723
Nationwide $3,581 $3,022 $2,835
Progressive $4,801 $4,207 $3,918
State Farm $3,357 $2,044 $1,604
USAA $4,516 $2,605 $2,086

Cheapest St. Albans, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Albans, WV to rates for a clean record with top companies.

Annual St. Albans, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $4,840 $5,808 $4,644
GEICO $2,318 $3,716 $6,400 $2,487
Liberty Mutual $5,592 $7,082 $7,828 $6,834
Nationwide $2,516 $3,369 $3,910 $2,790
Progressive $3,655 $4,923 $4,367 $4,288
State Farm $2,136 $2,534 $2,335 $2,335
USAA $2,407 $2,857 $4,072 $2,941

Cheapest St. Albans, WV Car Insurance for Teen Drivers

Teen car insurance in St. Albans, WV can be expensive. Take a look at rates from the top car insurance companies in St. Albans for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Albans, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,573 $11,024
GEICO $6,608 $7,971
Liberty Mutual $14,757 $16,662
Nationwide $5,441 $6,869
Progressive $9,785 $10,987
State Farm $3,833 $4,950
USAA $6,081 $6,710

Cheapest St. Albans, WV Car Insurance for Seniors

Take a look at St. Albans, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Albans, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,601 $2,607
GEICO $2,490 $2,413
Liberty Mutual $3,100 $3,783
Nationwide $1,883 $1,970
Progressive $2,038 $2,031
State Farm $1,514 $1,514
USAA $1,681 $1,687

Cheapest St. Albans, WV Car Insurance Rates After a DUI

A DUI in St. Albans, WV increases car insurance rates. Compare St. Albans, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Albans, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,808
GEICO $6,400
Liberty Mutual $7,828
Nationwide $3,910
Progressive $4,367
State Farm $2,335
USAA $4,072

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Cheapest St. Albans, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Albans, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Albans, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,842 $4,842
GEICO $3,689 $3,772
Liberty Mutual $6,834 $6,834
Nationwide $3,146 $3,146
Progressive $4,308 $4,308
State Farm $2,272 $2,398
USAA $3,033 $3,105

The Best Cheap Car Insurance Companies in St. Albans, WV

Take a look at a side-by-side comparison of the top car insurance companies in St. Albans, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Albans, West Virginia

Insurance Company Average Annual Rates
Allstate $4,842
GEICO $3,730
Liberty Mutual $6,834
Nationwide $3,146
Progressive $4,308
State Farm $2,335
USAA $3,069

Category Winners: Cheapest Car Insurance in St. Albans, West Virginia

Find the cheapest car insurance companies in St. Albans, WV for each category right here.

Best Annual Car Insurance Rates by Company in St. Albans, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest St. Albans, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Albans car insurance rates. Find the cheapest St. Albans, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Albans, West Virginia

Insurance Company Low Medium High
Allstate $4,657 $4,833 $5,036
GEICO $3,496 $3,741 $3,954
Liberty Mutual $6,468 $6,818 $7,216
Nationwide $3,047 $3,140 $3,252
Progressive $4,103 $4,256 $4,567
State Farm $2,179 $2,329 $2,496
USAA $2,956 $3,064 $3,187

What affects car insurance rates in St. Albans, West Virginia?

What factors can have an impact on St. Albans, WV car insurance? There are several reasons why St. Albans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Albans, West Virginia.

Commute Time in St. Albans

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Albans, WV is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in St. Albans, WV

Ready to find affordable St. Albans, West Virginia car insurance today? Enter your ZIP code for fast, free St. Albans, WV car insurance quotes.

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