Compare St. Augustine, FL Car Insurance Rates (2021)

Car insurance in St. Augustine, FL averages $321 a month. St. Augustine, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap St. Augustine car insurance rates, compare quotes from the top car insurance companies in St. Augustine, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in St. Augustine is USAA
  • Average car insurance rates in St. Augustine, FL are $3,854/year
  • The cheapest ZIP code in St. Augustine is 32086

If you need to buy St. Augustine, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in St. Augustine, FL is right here.

You’ll find St. Augustine car insurance rates, the cheapest St. Augustine, FL car insurance companies, and information on Florida car insurance laws. You can also compare St. Augustine, Florida car insurance rates to St. Petersburg car insurance rates, Cape Coral car insurance rates, and Hialeah car insurance rates.

Ready to find affordable St. Augustine, FL car insurance today? Enter your ZIP code for fast, free St. Augustine car insurance quotes.

Cheapest St. Augustine, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Augustine, FL car insurance rates? Every St. Augustine, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Augustine, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,965 $3,822 $3,466 $3,541 $13,895 $15,160 $4,023 $4,105
GEICO $2,572 $2,585 $2,408 $2,408 $4,636 $5,863 $2,839 $2,891
Liberty Mutual $2,689 $2,689 $2,476 $2,476 $5,535 $8,451 $2,689 $3,595
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,196 $3,027 $2,771 $2,957 $9,147 $10,034 $3,859 $3,720
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,402 $1,379 $1,307 $1,298 $4,778 $5,574 $1,752 $1,894

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Minimum Car Insurance in St. Augustine, FL

Every driver must carry the minimum car insurance in St. Augustine, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in St. Augustine, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest St. Augustine, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Augustine, FL. Compare credit history car insurance rates in St. Augustine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Augustine, Florida

Insurance Company Poor Fair Good
Allstate $9,027 $5,762 $4,702
GEICO $4,775 $2,886 $2,165
Liberty Mutual $4,889 $3,623 $2,963
Nationwide $4,327 $3,194 $2,897
Progressive $6,283 $4,478 $3,756
State Farm $3,611 $2,378 $1,955
USAA $3,920 $1,934 $1,415

Cheapest St. Augustine, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Augustine, FL to rates for a clean record with top companies.

Annual St. Augustine, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,597 $6,687 $7,480 $6,225
GEICO $2,282 $2,916 $4,340 $3,563
Liberty Mutual $2,824 $3,599 $5,107 $3,770
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,811 $5,661 $4,754 $5,130
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,898 $2,340 $3,464 $1,989

Cheapest St. Augustine, FL Car Insurance for Teen Drivers

Teen car insurance in St. Augustine, FL can be expensive. Take a look at rates from the top car insurance companies in St. Augustine for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Augustine, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,895 $15,160
GEICO $4,636 $5,863
Liberty Mutual $5,535 $8,451
Nationwide $5,847 $7,219
Progressive $9,147 $10,034
State Farm $4,848 $6,221
USAA $4,778 $5,574

Cheapest St. Augustine, FL Car Insurance for Seniors

Take a look at St. Augustine, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Augustine, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,466 $3,541
GEICO $2,408 $2,408
Liberty Mutual $2,476 $2,476
Nationwide $2,171 $2,246
Progressive $2,771 $2,957
State Farm $1,500 $1,500
USAA $1,307 $1,298

Cheapest St. Augustine, FL Car Insurance Rates After a DUI

A DUI in St. Augustine, FL increases car insurance rates. Compare St. Augustine, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Augustine, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,480
GEICO $4,340
Liberty Mutual $5,107
Nationwide $4,369
Progressive $4,754
State Farm $2,648
USAA $3,464

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Cheapest St. Augustine, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Augustine, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Augustine, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,310 $6,685
GEICO $3,259 $3,292
Liberty Mutual $3,706 $3,944
Nationwide $3,473 $3,473
Progressive $4,839 $4,839
State Farm $2,561 $2,735
USAA $2,396 $2,450

Cheapest St. Augustine, FL Car Insurance Rates by ZIP Code

St. Augustine car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in St. Augustine, FL.

Annual Car Insurance Rates by ZIP Code in St. Augustine, Florida

ZIP Code Average Annual Rates
32084 $2,985
32086 $2,969
32092 $2,985
32095 $2,985

The Best Cheap Car Insurance Companies in St. Augustine, FL

Take a look at a side-by-side comparison of the top car insurance companies in St. Augustine, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Augustine, Florida

Insurance Company Average Annual Rates
Allstate $6,497
GEICO $3,275
Liberty Mutual $3,825
Nationwide $3,473
Progressive $4,839
State Farm $2,648
USAA $2,423

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Category Winners: Cheapest Car Insurance in St. Augustine, Florida

Find the cheapest car insurance companies in St. Augustine, FL for each category right here.

Best Annual Car Insurance Rates by Company in St. Augustine, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest St. Augustine, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Augustine car insurance rates. Find the cheapest St. Augustine, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Augustine, Florida

Insurance Company Low Medium High
Allstate $5,128 $6,806 $7,558
GEICO $2,695 $3,391 $3,740
Liberty Mutual $3,514 $3,880 $4,081
Nationwide $2,762 $3,606 $4,049
Progressive $4,041 $4,953 $5,522
State Farm $2,269 $2,710 $2,964
USAA $2,091 $2,510 $2,669

What affects car insurance rates in St. Augustine, Florida?

What factors can have an impact on St. Augustine, FL car insurance? There are several reasons why St. Augustine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Augustine, Florida.

Car Theft in St. Augustine

High levels of vehicle theft can make car insurance more expensive. St. Augustine, FL car theft statistics from the FBI indicate 28 vehicle thefts a year.

Commute Time in St. Augustine

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Augustine, FL is 25.7 minutes according to City-Data.

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Compare Car Insurance Quotes in St. Augustine, FL

Ready to find affordable St. Augustine, Florida car insurance today? Enter your ZIP code for fast, free St. Augustine, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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