Compare St. Francis, KS Car Insurance Rates (2021)

Car insurance in St. Francis, KS averages $287 a month. St. Francis, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Francis car insurance rates, compare quotes from the top car insurance companies in St. Francis, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in St. Francis, KS are $3,449/year
  • Average car insurance rates in St. Francis, KS after a DUI are $4,183/year
  • The cheapest car insurance company in St. Francis for teen drivers is American Family

If you need to buy St. Francis, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in St. Francis, KS is right here.

You’ll find St. Francis car insurance rates, the cheapest St. Francis, KS car insurance companies, and information on Kansas car insurance laws. You can also compare St. Francis, Kansas car insurance rates to Manhattan car insurance rates, Shawnee car insurance rates, and Overland Park car insurance rates.

Ready to find affordable St. Francis, KS car insurance today? Enter your ZIP code for fast, free St. Francis car insurance quotes.

Cheapest St. Francis, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Francis, KS car insurance rates? Every St. Francis, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Francis, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,725 $1,725 $1,555 $1,555 $3,206 $3,822 $1,725 $1,922
Farmers $2,494 $2,481 $2,234 $2,326 $6,455 $6,682 $2,798 $2,951
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,297 $2,208 $1,853 $1,926 $8,073 $9,125 $2,714 $2,899
State Farm $2,100 $2,100 $1,796 $1,796 $4,951 $6,396 $2,346 $2,614
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in St. Francis, KS

Every driver must carry the minimum car insurance in St. Francis, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in St. Francis, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Francis, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Francis, KS. Compare credit history car insurance rates in St. Francis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Francis, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,810 $1,997 $1,656
Farmers $4,197 $3,324 $3,138
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,485 $3,736 $3,439
State Farm $4,387 $2,621 $2,029
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

Cheapest St. Francis, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Francis, KS to rates for a clean record with top companies.

Annual St. Francis, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,117 $2,267 $2,117 $2,117
Farmers $3,004 $3,844 $3,748 $3,614
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,598 $4,187 $3,748 $4,014
State Farm $2,838 $3,187 $3,012 $3,012
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Cheapest St. Francis, KS Car Insurance for Teen Drivers

Teen car insurance in St. Francis, KS can be expensive. Take a look at rates from the top car insurance companies in St. Francis for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Francis, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,206 $3,822
Farmers $6,455 $6,682
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,073 $9,125
State Farm $4,951 $6,396
Travelers $8,644 $13,530
USAA $4,983 $5,299

Cheapest St. Francis, KS Car Insurance for Seniors

Take a look at St. Francis, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Francis, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,555 $1,555
Farmers $2,234 $2,326
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,853 $1,926
State Farm $1,796 $1,796
Travelers $2,135 $2,174
USAA $1,424 $1,461

Cheapest St. Francis, KS Car Insurance Rates After a DUI

A DUI in St. Francis, KS increases car insurance rates. Compare St. Francis, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Francis, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,117
Farmers $3,748
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,748
State Farm $3,012
Travelers $5,859
USAA $3,713

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Cheapest St. Francis, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Francis, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Francis, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,126 $2,183
Farmers $3,553 $3,553
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $3,887 $3,887
State Farm $2,938 $3,087
Travelers $4,502 $4,502
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in St. Francis, KS

Take a look at a side-by-side comparison of the top car insurance companies in St. Francis, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Francis, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,154
Farmers $3,553
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $3,887
State Farm $3,012
Travelers $4,502
USAA $2,577

Category Winners: Cheapest Car Insurance in St. Francis, Kansas

Find the cheapest car insurance companies in St. Francis, KS for each category right here.

Best Annual Car Insurance Rates by Company in St. Francis, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest St. Francis, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Francis car insurance rates. Find the cheapest St. Francis, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Francis, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,186 $2,264 $2,014
Farmers $3,422 $3,536 $3,700
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,704 $3,859 $4,098
State Farm $2,930 $3,019 $3,088
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

What affects car insurance rates in St. Francis, Kansas?

What factors can have an impact on St. Francis, KS car insurance? There are several reasons why St. Francis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Francis, Kansas.

Car Theft in St. Francis

High levels of vehicle theft can make car insurance more expensive. St. Francis, KS car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in St. Francis

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Francis, KS is 11.7 minutes according to City-Data.

Compare Car Insurance Quotes in St. Francis, KS

Ready to find affordable St. Francis, Kansas car insurance today? Enter your ZIP code for fast, free St. Francis, KS car insurance quotes.

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