Compare St. Francis, WI Car Insurance Rates (2021)

Car insurance in St. Francis, WI averages $288 a month. St. Francis, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap St. Francis car insurance rates, compare quotes from the top car insurance companies in St. Francis, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in St. Francis, WI are $3,461/year
  • The cheapest car insurance company in St. Francis for teen drivers is American Family
  • The cheapest car insurance company in St. Francis is American Family

If you need to buy St. Francis, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in St. Francis, WI is right here.

You’ll find St. Francis car insurance rates, the cheapest St. Francis, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare St. Francis, Wisconsin car insurance rates to Madison car insurance rates, Milwaukee car insurance rates, and Janesville car insurance rates.

Ready to find affordable St. Francis, WI car insurance today? Enter your ZIP code for fast, free St. Francis car insurance quotes.

Cheapest St. Francis, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Francis, WI car insurance rates? Every St. Francis, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Francis, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,517 $2,257 $2,483 $8,596 $11,012 $2,412 $2,611
American Family $992 $1,033 $973 $970 $3,632 $3,980 $1,210 $1,288
Farmers $2,269 $2,264 $2,004 $2,150 $11,471 $11,838 $2,562 $2,638
GEICO $1,480 $1,675 $1,619 $1,940 $5,253 $5,640 $1,355 $1,366
Liberty Mutual $1,871 $2,028 $1,507 $1,706 $7,309 $8,190 $1,975 $2,117
Nationwide $4,123 $4,308 $3,471 $3,633 $9,064 $14,045 $5,062 $5,860
Progressive $1,910 $1,781 $1,567 $1,656 $7,929 $8,898 $2,280 $2,473
State Farm $1,653 $1,653 $1,512 $1,512 $5,228 $6,543 $1,874 $2,161
USAA $1,333 $1,316 $1,226 $1,225 $3,599 $4,129 $1,713 $1,857

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Minimum Car Insurance in St. Francis, WI

Every driver must carry the minimum car insurance in St. Francis, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in St. Francis, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest St. Francis, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Francis, WI. Compare credit history car insurance rates in St. Francis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Francis, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,640 $3,866 $3,356
American Family $2,357 $1,553 $1,369
Farmers $5,245 $4,451 $4,252
GEICO $3,341 $2,377 $1,905
Liberty Mutual $4,794 $2,929 $2,291
Nationwide $6,962 $5,813 $5,813
Progressive $4,003 $3,453 $3,229
State Farm $4,116 $2,373 $1,813
USAA $3,123 $1,678 $1,348

Cheapest St. Francis, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Francis, WI to rates for a clean record with top companies.

Annual St. Francis, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,446 $4,807 $4,535 $4,361
American Family $1,681 $1,786 $1,786 $1,786
Farmers $4,036 $5,134 $4,868 $4,559
GEICO $1,709 $2,849 $3,410 $2,196
Liberty Mutual $2,523 $3,672 $3,759 $3,398
Nationwide $5,242 $6,060 $7,421 $6,060
Progressive $3,246 $3,985 $3,386 $3,630
State Farm $2,511 $3,023 $2,767 $2,767
USAA $1,594 $2,031 $2,750 $1,825

Cheapest St. Francis, WI Car Insurance for Teen Drivers

Teen car insurance in St. Francis, WI can be expensive. Take a look at rates from the top car insurance companies in St. Francis for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Francis, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,596 $11,012
American Family $3,632 $3,980
Farmers $11,471 $11,838
GEICO $5,253 $5,640
Liberty Mutual $7,309 $8,190
Nationwide $9,064 $14,045
Progressive $7,929 $8,898
State Farm $5,228 $6,543
USAA $3,599 $4,129

Cheapest St. Francis, WI Car Insurance for Seniors

Take a look at St. Francis, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Francis, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,257 $2,483
American Family $973 $970
Farmers $2,004 $2,150
GEICO $1,619 $1,940
Liberty Mutual $1,507 $1,706
Nationwide $3,471 $3,633
Progressive $1,567 $1,656
State Farm $1,512 $1,512
USAA $1,226 $1,225

Cheapest St. Francis, WI Car Insurance Rates After a DUI

A DUI in St. Francis, WI increases car insurance rates. Compare St. Francis, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Francis, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,535
American Family $1,786
Farmers $4,868
GEICO $3,410
Liberty Mutual $3,759
Nationwide $7,421
Progressive $3,386
State Farm $2,767
USAA $2,750

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Cheapest St. Francis, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Francis, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Francis, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,183 $4,391
American Family $1,728 $1,791
Farmers $4,649 $4,649
GEICO $2,494 $2,588
Liberty Mutual $3,338 $3,338
Nationwide $6,196 $6,196
Progressive $3,562 $3,562
State Farm $2,698 $2,836
USAA $2,024 $2,076

The Best Cheap Car Insurance Companies in St. Francis, WI

Take a look at a side-by-side comparison of the top car insurance companies in St. Francis, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Francis, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,287
American Family $1,760
Farmers $4,649
GEICO $2,541
Liberty Mutual $3,338
Nationwide $6,196
Progressive $3,562
State Farm $2,767
USAA $2,050

Category Winners: Cheapest Car Insurance in St. Francis, Wisconsin

Find the cheapest car insurance companies in St. Francis, WI for each category right here.

Best Annual Car Insurance Rates by Company in St. Francis, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest St. Francis, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Francis car insurance rates. Find the cheapest St. Francis, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Francis, Wisconsin

Insurance Company Low Medium High
Allstate $4,068 $4,276 $4,519
American Family $1,723 $1,777 $1,779
Farmers $4,190 $4,601 $5,158
GEICO $2,276 $2,537 $2,809
Liberty Mutual $2,941 $3,386 $3,686
Nationwide $5,946 $6,194 $6,447
Progressive $3,270 $3,599 $3,817
State Farm $2,571 $2,780 $2,950
USAA $1,959 $2,053 $2,139

What affects car insurance rates in St. Francis, Wisconsin?

What factors can have an impact on St. Francis, WI car insurance? There are several reasons why St. Francis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Francis, Wisconsin.

Car Theft in St. Francis

High levels of vehicle theft can make car insurance more expensive. St. Francis, WI car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in St. Francis

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Francis, WI is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in St. Francis, WI

Ready to find affordable St. Francis, Wisconsin car insurance today? Enter your ZIP code for fast, free St. Francis, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State