Compare St. Helen, MI Car Insurance Rates (2021)

Car insurance in St. Helen, MI averages $755 a month. St. Helen, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap St. Helen car insurance rates, compare quotes from the top car insurance companies in St. Helen, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in St. Helen is USAA
  • The cheapest car insurance company in St. Helen for teen drivers is USAA
  • Average car insurance rates in St. Helen, MI are $9,057/year

If you need to buy St. Helen, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in St. Helen, MI is right here.

You’ll find St. Helen car insurance rates, the cheapest St. Helen, MI car insurance companies, and information on Michigan car insurance laws. You can also compare St. Helen, Michigan car insurance rates to Warren car insurance rates, Lansing car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable St. Helen, MI car insurance today? Enter your ZIP code for fast, free St. Helen car insurance quotes.

Cheapest St. Helen, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Helen, MI car insurance rates? Every St. Helen, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Helen, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,193 $14,193 $13,169 $13,169 $35,304 $35,304 $14,955 $14,955
Farmers $4,352 $4,352 $4,058 $4,058 $9,800 $9,800 $4,899 $4,899
GEICO $3,831 $3,831 $3,888 $3,888 $10,639 $10,639 $3,663 $3,663
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,919 $3,919 $3,491 $3,491 $10,297 $10,297 $4,294 $4,294
Progressive $2,882 $2,695 $2,547 $2,825 $10,458 $11,186 $3,358 $3,135
State Farm $6,958 $6,958 $6,441 $6,441 $24,138 $24,138 $8,158 $8,158
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

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Minimum Car Insurance in St. Helen, MI

Every driver must carry the minimum car insurance in St. Helen, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in St. Helen, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest St. Helen, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Helen, MI. Compare credit history car insurance rates in St. Helen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Helen, Michigan

Insurance Company Poor Fair Good
Allstate $29,444 $16,298 $12,474
Farmers $7,604 $5,057 $4,671
GEICO $7,076 $5,204 $4,236
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,873 $5,198 $4,429
Progressive $5,631 $4,743 $4,283
State Farm $18,528 $9,376 $6,368
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Cheapest St. Helen, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Helen, MI to rates for a clean record with top companies.

Annual St. Helen, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,489 $12,660 $42,224 $13,248
Farmers $4,851 $6,187 $6,105 $5,967
GEICO $1,963 $4,103 $12,358 $3,598
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,715 $6,276 $5,708 $5,301
Progressive $4,152 $5,430 $4,891 $5,070
State Farm $7,323 $8,750 $18,733 $10,889
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheapest St. Helen, MI Car Insurance for Teen Drivers

Teen car insurance in St. Helen, MI can be expensive. Take a look at rates from the top car insurance companies in St. Helen for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Helen, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,304 $35,304
Farmers $9,800 $9,800
GEICO $10,639 $10,639
Liberty Mutual $30,474 $30,474
Nationwide $10,297 $10,297
Progressive $10,458 $11,186
State Farm $24,138 $24,138
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheapest St. Helen, MI Car Insurance for Seniors

Take a look at St. Helen, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Helen, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,169 $13,169
Farmers $4,058 $4,058
GEICO $3,888 $3,888
Liberty Mutual $12,695 $12,695
Nationwide $3,491 $3,491
Progressive $2,547 $2,825
State Farm $6,441 $6,441
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheapest St. Helen, MI Car Insurance Rates After a DUI

A DUI in St. Helen, MI increases car insurance rates. Compare St. Helen, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Helen, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,224
Farmers $6,105
GEICO $12,358
Liberty Mutual $26,565
Nationwide $5,708
Progressive $4,891
State Farm $18,733
Travelers $12,908
USAA $4,575

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Cheapest St. Helen, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Helen, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Helen, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,405 $19,405
Farmers $5,777 $5,777
GEICO $5,379 $5,632
Liberty Mutual $16,605 $17,805
Nationwide $5,500 $5,500
Progressive $4,886 $4,886
State Farm $11,114 $11,734
Travelers $8,279 $8,375
USAA $3,443 $3,523

The Best Cheap Car Insurance Companies in St. Helen, MI

Take a look at a side-by-side comparison of the top car insurance companies in St. Helen, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Helen, Michigan

Insurance Company Average Annual Rates
Allstate $19,405
Farmers $5,777
GEICO $5,505
Liberty Mutual $17,205
Nationwide $5,500
Progressive $4,886
State Farm $11,424
Travelers $8,327
USAA $3,483

Category Winners: Cheapest Car Insurance in St. Helen, Michigan

Find the cheapest car insurance companies in St. Helen, MI for each category right here.

Best Annual Car Insurance Rates by Company in St. Helen, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest St. Helen, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Helen car insurance rates. Find the cheapest St. Helen, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Helen, Michigan

Insurance Company Low Medium High
Allstate $18,945 $19,446 $19,825
Farmers $5,638 $5,765 $5,929
GEICO $5,151 $5,457 $5,908
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,736 $5,412 $5,352
Progressive $4,723 $4,893 $5,041
State Farm $10,849 $11,495 $11,927
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

What affects car insurance rates in St. Helen, Michigan?

What factors can have an impact on St. Helen, MI car insurance? There are several reasons why St. Helen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Helen, Michigan.

Commute Time in St. Helen

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Helen, MI is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in St. Helen, MI

Ready to find affordable St. Helen, Michigan car insurance today? Enter your ZIP code for fast, free St. Helen, MI car insurance quotes.

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