Compare St. John, IN Car Insurance Rates (2021)

Car insurance in St. John, IN averages $307 a month. St. John, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. John car insurance rates, compare quotes from the top car insurance companies in St. John, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in St. John, IN are $3,678/year
  • The cheapest car insurance company in St. John is USAA
  • Average car insurance rates in St. John, IN after a DUI are $4,381/year

If you need to buy St. John, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in St. John, IN is right here.

You’ll find St. John car insurance rates, the cheapest St. John, IN car insurance companies, and information on Indiana car insurance laws. You can also compare St. John, Indiana car insurance rates to Gary car insurance rates, Evansville car insurance rates, and Fishers car insurance rates.

Ready to find affordable St. John, IN car insurance today? Enter your ZIP code for fast, free St. John car insurance quotes.

Cheapest St. John, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. John, IN car insurance rates? Every St. John, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. John, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,612 $2,248 $2,460 $7,982 $10,090 $2,582 $2,806
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,725 $1,701 $1,474 $1,660 $9,368 $10,001 $2,279 $2,459
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,381 $4,381 $4,028 $4,028 $9,573 $14,447 $4,381 $6,001
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $1,775 $1,671 $1,614 $1,623 $10,633 $11,944 $2,225 $2,257
State Farm $1,691 $1,691 $1,527 $1,527 $5,306 $6,789 $1,882 $2,082
Travelers $1,338 $1,361 $1,254 $1,256 $8,563 $13,678 $1,416 $1,629
USAA $1,084 $1,067 $1,014 $1,020 $3,044 $3,389 $1,466 $1,564

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Minimum Car Insurance in St. John, IN

Every driver must carry the minimum car insurance in St. John, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in St. John, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. John, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. John, IN. Compare credit history car insurance rates in St. John from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. John, Indiana

Insurance Company Poor Fair Good
Allstate $5,164 $3,843 $3,492
American Family $5,891 $3,816 $3,192
Farmers $4,472 $3,648 $3,381
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,522 $5,551 $5,134
Nationwide $3,229 $2,724 $2,543
Progressive $4,639 $4,122 $3,892
State Farm $4,091 $2,446 $1,899
Travelers $4,240 $3,597 $3,598
USAA $2,290 $1,521 $1,307

Cheapest St. John, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. John, IN to rates for a clean record with top companies.

Annual St. John, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,317 $4,891 $4,508 $3,951
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,430 $3,996 $4,121 $3,786
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $4,990 $5,887 $9,232 $5,500
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,144 $5,581 $3,758 $4,388
State Farm $2,742 $3,022 $2,742 $2,742
Travelers $3,239 $3,999 $4,532 $3,477
USAA $1,287 $1,836 $2,104 $1,598

Cheapest St. John, IN Car Insurance for Teen Drivers

Teen car insurance in St. John, IN can be expensive. Take a look at rates from the top car insurance companies in St. John for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. John, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,982 $10,090
American Family $7,485 $10,799
Farmers $9,368 $10,001
GEICO $5,458 $5,044
Liberty Mutual $9,573 $14,447
Nationwide $5,054 $6,558
Progressive $10,633 $11,944
State Farm $5,306 $6,789
Travelers $8,563 $13,678
USAA $3,044 $3,389

Cheapest St. John, IN Car Insurance for Seniors

Take a look at St. John, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. John, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,460
American Family $2,409 $2,409
Farmers $1,474 $1,660
GEICO $1,725 $1,804
Liberty Mutual $4,028 $4,028
Nationwide $1,544 $1,647
Progressive $1,614 $1,623
State Farm $1,527 $1,527
Travelers $1,254 $1,256
USAA $1,014 $1,020

Cheapest St. John, IN Car Insurance Rates After a DUI

A DUI in St. John, IN increases car insurance rates. Compare St. John, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. John, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,508
American Family $5,988
Farmers $4,121
GEICO $3,818
Liberty Mutual $9,232
Nationwide $3,008
Progressive $3,758
State Farm $2,742
Travelers $4,532
USAA $2,104

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Cheapest St. John, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. John, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. John, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,167 $4,167
American Family $4,248 $4,352
Farmers $3,834 $3,834
GEICO $2,654 $2,749
Liberty Mutual $6,232 $6,572
Nationwide $2,832 $2,832
Progressive $4,218 $4,218
State Farm $2,732 $2,892
Travelers $3,812 $3,812
USAA $1,684 $1,729

The Best Cheap Car Insurance Companies in St. John, IN

Take a look at a side-by-side comparison of the top car insurance companies in St. John, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. John, Indiana

Insurance Company Average Annual Rates
Allstate $4,167
American Family $4,300
Farmers $3,834
GEICO $2,701
Liberty Mutual $6,402
Nationwide $2,832
Progressive $4,218
State Farm $2,812
Travelers $3,812
USAA $1,706

Category Winners: Cheapest Car Insurance in St. John, Indiana

Find the cheapest car insurance companies in St. John, IN for each category right here.

Best Annual Car Insurance Rates by Company in St. John, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest St. John, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. John car insurance rates. Find the cheapest St. John, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. John, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,149 $4,396
American Family $4,250 $4,440 $4,209
Farmers $3,691 $3,825 $3,984
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,184 $6,383 $6,639
Nationwide $2,860 $2,807 $2,829
Progressive $3,954 $4,143 $4,555
State Farm $2,651 $2,812 $2,972
Travelers $3,709 $3,848 $3,878
USAA $1,638 $1,702 $1,779

What affects car insurance rates in St. John, Indiana?

What factors can have an impact on St. John, IN car insurance? There are several reasons why St. John car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. John, Indiana.

Car Theft in St. John

High levels of vehicle theft can make car insurance more expensive. St. John, IN car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in St. John

The more time you spend in your car the higher the risk of an accident. The average commute length in St. John, IN is 37.7 minutes according to City-Data.

Compare Car Insurance Quotes in St. John, IN

Ready to find affordable St. John, Indiana car insurance today? Enter your ZIP code for fast, free St. John, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State