Compare St. Louis Park, MN Car Insurance Rates (2021)

Car insurance in St. Louis Park, MN averages $397 a month. St. Louis Park, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap St. Louis Park car insurance rates, compare quotes from the top car insurance companies in St. Louis Park, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in St. Louis Park for teen drivers is State Farm
  • The cheapest car insurance company in St. Louis Park is State Farm
  • Average car insurance rates in St. Louis Park, MN after a DUI are $6,553/year

If you need to buy St. Louis Park, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in St. Louis Park, MN is right here.

You’ll find St. Louis Park car insurance rates, the cheapest St. Louis Park, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare St. Louis Park, Minnesota car insurance rates to Duluth car insurance rates, Bloomington car insurance rates, and Plymouth car insurance rates.

Ready to find affordable St. Louis Park, MN car insurance today? Enter your ZIP code for fast, free St. Louis Park car insurance quotes.

Cheapest St. Louis Park, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Louis Park, MN car insurance rates? Every St. Louis Park, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Louis Park, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,449 $3,449 $3,334 $3,334 $7,942 $11,453 $4,197 $4,395
American Family $2,337 $2,337 $2,127 $2,127 $6,517 $9,290 $2,337 $2,610
Farmers $2,245 $2,249 $2,145 $2,299 $6,890 $7,064 $2,987 $2,981
GEICO $2,636 $2,608 $2,508 $2,438 $5,819 $7,332 $2,462 $2,590
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,118 $2,108 $1,892 $1,995 $5,598 $6,728 $2,510 $2,589
State Farm $1,732 $1,732 $1,573 $1,573 $4,020 $4,945 $2,012 $1,643
USAA $1,813 $1,773 $1,668 $1,638 $4,999 $5,403 $2,346 $2,457

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Minimum Car Insurance in St. Louis Park, MN

Every driver must carry the minimum car insurance in St. Louis Park, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in St. Louis Park, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest St. Louis Park, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Louis Park, MN. Compare credit history car insurance rates in St. Louis Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Louis Park, Minnesota

Insurance Company Poor Fair Good
Allstate $7,590 $4,140 $3,853
American Family $5,143 $3,334 $2,653
Farmers $4,440 $3,297 $3,086
GEICO $4,258 $3,487 $2,902
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $3,800 $3,067 $2,709
State Farm $3,505 $2,143 $1,563
USAA $4,273 $2,136 $1,878

Cheapest St. Louis Park, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Louis Park, MN to rates for a clean record with top companies.

Annual St. Louis Park, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,674 $5,495 $6,692 $4,916
American Family $2,502 $4,461 $5,043 $2,834
Farmers $3,097 $3,876 $3,931 $3,525
GEICO $2,379 $3,749 $5,521 $2,548
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,548 $3,361 $3,851 $3,008
State Farm $2,185 $2,622 $2,404 $2,404
USAA $2,048 $2,629 $3,938 $2,434

Cheapest St. Louis Park, MN Car Insurance for Teen Drivers

Teen car insurance in St. Louis Park, MN can be expensive. Take a look at rates from the top car insurance companies in St. Louis Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Louis Park, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,942 $11,453
American Family $6,517 $9,290
Farmers $6,890 $7,064
GEICO $5,819 $7,332
Liberty Mutual $18,947 $28,184
Nationwide $5,598 $6,728
State Farm $4,020 $4,945
USAA $4,999 $5,403

Cheapest St. Louis Park, MN Car Insurance for Seniors

Take a look at St. Louis Park, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Louis Park, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $2,127 $2,127
Farmers $2,145 $2,299
GEICO $2,508 $2,438
Liberty Mutual $9,782 $9,782
Nationwide $1,892 $1,995
State Farm $1,573 $1,573
USAA $1,668 $1,638

Cheapest St. Louis Park, MN Car Insurance Rates After a DUI

A DUI in St. Louis Park, MN increases car insurance rates. Compare St. Louis Park, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Louis Park, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,692
American Family $5,043
Farmers $3,931
GEICO $5,521
Liberty Mutual $21,043
Nationwide $3,851
State Farm $2,404
USAA $3,938

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Cheapest St. Louis Park, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Louis Park, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Louis Park, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,194 $5,194
American Family $3,667 $3,753
Farmers $3,607 $3,607
GEICO $3,499 $3,599
Liberty Mutual $13,345 $14,122
Nationwide $3,192 $3,192
State Farm $2,336 $2,471
USAA $2,727 $2,798

The Best Cheap Car Insurance Companies in St. Louis Park, MN

Take a look at a side-by-side comparison of the top car insurance companies in St. Louis Park, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Louis Park, Minnesota

Insurance Company Average Annual Rates
Allstate $5,194
American Family $3,710
Farmers $3,607
GEICO $3,549
Liberty Mutual $13,733
Nationwide $3,192
State Farm $2,404
USAA $2,762

Category Winners: Cheapest Car Insurance in St. Louis Park, Minnesota

Find the cheapest car insurance companies in St. Louis Park, MN for each category right here.

Best Annual Car Insurance Rates by Company in St. Louis Park, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest St. Louis Park, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Louis Park car insurance rates. Find the cheapest St. Louis Park, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Louis Park, Minnesota

Insurance Company Low Medium High
Allstate $5,100 $5,192 $5,290
American Family $3,682 $3,808 $3,640
Farmers $3,467 $3,626 $3,729
GEICO $3,424 $3,551 $3,672
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $2,992 $3,222 $3,363
State Farm $2,286 $2,416 $2,509
USAA $2,674 $2,761 $2,852

What affects car insurance rates in St. Louis Park, Minnesota?

What factors can have an impact on St. Louis Park, MN car insurance? There are several reasons why St. Louis Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Louis Park, Minnesota.

Commute Time in St. Louis Park

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Louis Park, MN is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in St. Louis Park, MN

Ready to find affordable St. Louis Park, Minnesota car insurance today? Enter your ZIP code for fast, free St. Louis Park, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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