Compare St. Marys, KS Car Insurance Rates (2021)

Car insurance in St. Marys, KS averages $267 a month. St. Marys, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Marys car insurance rates, compare quotes from the top car insurance companies in St. Marys, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in St. Marys for teen drivers is American Family
  • Average car insurance rates in St. Marys, KS are $3,209/year
  • The cheapest car insurance company in St. Marys is American Family

If you need to buy St. Marys, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in St. Marys, KS is right here.

You’ll find St. Marys car insurance rates, the cheapest St. Marys, KS car insurance companies, and information on Kansas car insurance laws. You can also compare St. Marys, Kansas car insurance rates to Overland Park car insurance rates, Wichita car insurance rates, and Kansas City car insurance rates.

Ready to find affordable St. Marys, KS car insurance today? Enter your ZIP code for fast, free St. Marys car insurance quotes.

Cheapest St. Marys, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Marys, KS car insurance rates? Every St. Marys, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Marys, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,335 $2,175 $2,232 $6,799 $7,638 $2,458 $2,538
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,468 $2,443 $2,201 $2,304 $6,925 $7,161 $2,791 $2,931
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,132 $2,299 $2,060 $2,298 $10,321 $11,520 $2,306 $2,488
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,235 $2,119 $1,802 $1,885 $8,438 $9,513 $2,640 $2,834
State Farm $1,648 $1,648 $1,442 $1,442 $4,356 $5,556 $1,851 $2,090
Travelers $1,922 $1,955 $1,877 $1,899 $7,776 $12,116 $1,968 $2,314
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in St. Marys, KS

Every driver must carry the minimum car insurance in St. Marys, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in St. Marys, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Marys, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Marys, KS. Compare credit history car insurance rates in St. Marys from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Marys, Kansas

Insurance Company Poor Fair Good
Allstate $4,417 $3,372 $2,932
American Family $2,651 $1,874 $1,565
Farmers $4,293 $3,431 $3,234
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,428 $4,428 $4,428
Nationwide $2,867 $2,519 $2,349
Progressive $4,496 $3,794 $3,510
State Farm $3,646 $2,179 $1,688
Travelers $4,597 $3,743 $3,595
USAA $3,182 $2,079 $1,707

Cheapest St. Marys, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Marys, KS to rates for a clean record with top companies.

Annual St. Marys, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $3,578 $4,188 $3,463
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,071 $3,967 $3,866 $3,708
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,314 $5,040 $4,945 $4,414
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,629 $4,258 $3,797 $4,049
State Farm $2,326 $2,683 $2,504 $2,504
Travelers $2,898 $3,782 $5,215 $4,019
USAA $1,705 $2,284 $3,352 $1,950

Cheapest St. Marys, KS Car Insurance for Teen Drivers

Teen car insurance in St. Marys, KS can be expensive. Take a look at rates from the top car insurance companies in St. Marys for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Marys, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $7,638
American Family $3,098 $3,718
Farmers $6,925 $7,161
GEICO $4,439 $5,960
Liberty Mutual $10,321 $11,520
Nationwide $3,874 $4,772
Progressive $8,438 $9,513
State Farm $4,356 $5,556
Travelers $7,776 $12,116
USAA $4,580 $4,837

Cheapest St. Marys, KS Car Insurance for Seniors

Take a look at St. Marys, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Marys, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,232
American Family $1,435 $1,435
Farmers $2,201 $2,304
GEICO $2,443 $2,273
Liberty Mutual $2,060 $2,298
Nationwide $1,694 $1,831
Progressive $1,802 $1,885
State Farm $1,442 $1,442
Travelers $1,877 $1,899
USAA $1,272 $1,296

Cheapest St. Marys, KS Car Insurance Rates After a DUI

A DUI in St. Marys, KS increases car insurance rates. Compare St. Marys, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Marys, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,188
American Family $1,992
Farmers $3,866
GEICO $4,922
Liberty Mutual $4,945
Nationwide $3,950
Progressive $3,797
State Farm $2,504
Travelers $5,215
USAA $3,352

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Cheapest St. Marys, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Marys, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Marys, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,574 $3,574
American Family $2,004 $2,056
Farmers $3,653 $3,653
GEICO $3,027 $3,159
Liberty Mutual $4,428 $4,428
Nationwide $2,578 $2,578
Progressive $3,933 $3,933
State Farm $2,442 $2,566
Travelers $3,978 $3,978
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in St. Marys, KS

Take a look at a side-by-side comparison of the top car insurance companies in St. Marys, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Marys, Kansas

Insurance Company Average Annual Rates
Allstate $3,574
American Family $2,030
Farmers $3,653
GEICO $3,093
Liberty Mutual $4,428
Nationwide $2,578
Progressive $3,933
State Farm $2,504
Travelers $3,978
USAA $2,323

Category Winners: Cheapest Car Insurance in St. Marys, Kansas

Find the cheapest car insurance companies in St. Marys, KS for each category right here.

Best Annual Car Insurance Rates by Company in St. Marys, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest St. Marys, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Marys car insurance rates. Find the cheapest St. Marys, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Marys, Kansas

Insurance Company Low Medium High
Allstate $3,468 $3,566 $3,687
American Family $2,049 $2,132 $1,909
Farmers $3,501 $3,633 $3,824
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,316 $4,417 $4,551
Nationwide $2,721 $2,549 $2,465
Progressive $3,699 $3,901 $4,200
State Farm $2,415 $2,511 $2,587
Travelers $3,774 $3,984 $4,177
USAA $2,253 $2,318 $2,398

What affects car insurance rates in St. Marys, Kansas?

What factors can have an impact on St. Marys, KS car insurance? There are several reasons why St. Marys car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Marys, Kansas.

Commute Time in St. Marys

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Marys, KS is 13.6 minutes according to City-Data.

Compare Car Insurance Quotes in St. Marys, KS

Ready to find affordable St. Marys, Kansas car insurance today? Enter your ZIP code for fast, free St. Marys, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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