Compare St. Robert, MO Car Insurance Rates (2021)

Car insurance in St. Robert, MO averages $258 a month. St. Robert, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Robert car insurance rates, compare quotes from the top car insurance companies in St. Robert, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in St. Robert is Nationwide
  • The cheapest car insurance company in St. Robert for teen drivers is Nationwide
  • Average car insurance rates in St. Robert, MO after a DUI are $3,618/year

If you need to buy St. Robert, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in St. Robert, MO is right here.

You’ll find St. Robert car insurance rates, the cheapest St. Robert, MO car insurance companies, and information on Missouri car insurance laws. You can also compare St. Robert, Missouri car insurance rates to Columbia car insurance rates, St. Louis car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable St. Robert, MO car insurance today? Enter your ZIP code for fast, free St. Robert car insurance quotes.

Cheapest St. Robert, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Robert, MO car insurance rates? Every St. Robert, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Robert, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,194 $2,183 $1,959 $2,075 $9,051 $9,354 $2,509 $2,626
GEICO $1,613 $1,815 $1,252 $1,608 $5,096 $5,411 $1,466 $1,476
Liberty Mutual $2,560 $2,774 $2,110 $2,363 $8,836 $9,804 $2,698 $2,881
Nationwide $1,313 $1,338 $1,180 $1,245 $3,358 $4,280 $1,501 $1,618
Progressive $1,830 $1,685 $1,497 $1,542 $6,178 $6,928 $2,225 $2,287
State Farm $1,474 $1,474 $1,319 $1,319 $4,320 $5,423 $1,659 $1,911
USAA $1,581 $1,564 $1,429 $1,449 $4,782 $5,836 $1,961 $2,176

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in St. Robert, MO

Every driver must carry the minimum car insurance in St. Robert, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in St. Robert, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Robert, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Robert, MO. Compare credit history car insurance rates in St. Robert from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Robert, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,171 $2,930 $2,469
Farmers $4,564 $3,802 $3,616
GEICO $3,402 $2,221 $1,779
Liberty Mutual $6,106 $3,724 $2,930
Nationwide $2,328 $1,930 $1,679
Progressive $3,494 $2,897 $2,673
State Farm $3,260 $2,107 $1,720
USAA $4,316 $2,022 $1,453

Cheapest St. Robert, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Robert, MO to rates for a clean record with top companies.

Annual St. Robert, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,450 $4,296 $4,200 $4,029
GEICO $1,907 $2,496 $3,389 $2,077
Liberty Mutual $3,088 $4,434 $4,573 $4,918
Nationwide $1,552 $1,996 $2,669 $1,700
Progressive $2,596 $3,529 $2,894 $3,067
State Farm $2,167 $2,558 $2,363 $2,363
USAA $2,066 $2,526 $3,531 $2,265

Cheapest St. Robert, MO Car Insurance for Teen Drivers

Teen car insurance in St. Robert, MO can be expensive. Take a look at rates from the top car insurance companies in St. Robert for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Robert, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,360
Farmers $9,051 $9,354
GEICO $5,096 $5,411
Liberty Mutual $8,836 $9,804
Nationwide $3,358 $4,280
Progressive $6,178 $6,928
State Farm $4,320 $5,423
USAA $4,782 $5,836

Cheapest St. Robert, MO Car Insurance for Seniors

Take a look at St. Robert, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Robert, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,870 $1,870
Farmers $1,959 $2,075
GEICO $1,252 $1,608
Liberty Mutual $2,110 $2,363
Nationwide $1,180 $1,245
Progressive $1,497 $1,542
State Farm $1,319 $1,319
USAA $1,429 $1,449

Cheapest St. Robert, MO Car Insurance Rates After a DUI

A DUI in St. Robert, MO increases car insurance rates. Compare St. Robert, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Robert, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,157
Farmers $4,200
GEICO $3,389
Liberty Mutual $4,573
Nationwide $2,669
Progressive $2,894
State Farm $2,363
USAA $3,531

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest St. Robert, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Robert, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Robert, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,158 $3,222
Farmers $3,994 $3,994
GEICO $2,423 $2,512
Liberty Mutual $4,253 $4,253
Nationwide $1,979 $1,979
Progressive $3,022 $3,022
State Farm $2,306 $2,419
USAA $2,504 $2,690

The Best Cheap Car Insurance Companies in St. Robert, MO

Take a look at a side-by-side comparison of the top car insurance companies in St. Robert, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Robert, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,190
Farmers $3,994
GEICO $2,467
Liberty Mutual $4,253
Nationwide $1,979
Progressive $3,022
State Farm $2,363
USAA $2,597

Category Winners: Cheapest Car Insurance in St. Robert, Missouri

Find the cheapest car insurance companies in St. Robert, MO for each category right here.

Best Annual Car Insurance Rates by Company in St. Robert, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest St. Robert, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Robert car insurance rates. Find the cheapest St. Robert, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Robert, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,101 $3,291 $3,177
Farmers $3,748 $3,957 $4,277
GEICO $2,314 $2,483 $2,604
Liberty Mutual $4,022 $4,273 $4,465
Nationwide $1,858 $1,998 $2,081
Progressive $2,717 $3,029 $3,318
State Farm $2,228 $2,370 $2,490
USAA $2,480 $2,588 $2,724

What affects car insurance rates in St. Robert, Missouri?

What factors can have an impact on St. Robert, MO car insurance? There are several reasons why St. Robert car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Robert, Missouri.

Commute Time in St. Robert

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Robert, MO is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in St. Robert, MO

Ready to find affordable St. Robert, Missouri car insurance today? Enter your ZIP code for fast, free St. Robert, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption