Compare St. Simons, GA Car Insurance Rates (2021)

Car insurance in St. Simons, GA averages $366 a month. St. Simons, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Simons car insurance rates, compare quotes from the top car insurance companies in St. Simons, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in St. Simons, GA after a DUI are $5,345/year
  • The cheapest car insurance company in St. Simons for teen drivers is GEICO
  • The cheapest car insurance company in St. Simons is GEICO

If you need to buy St. Simons, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in St. Simons, GA is right here.

You’ll find St. Simons car insurance rates, the cheapest St. Simons, GA car insurance companies, and information on Georgia car insurance laws. You can also compare St. Simons, Georgia car insurance rates to Johns Creek car insurance rates, Albany car insurance rates, and Savannah car insurance rates.

Ready to find affordable St. Simons, GA car insurance today? Enter your ZIP code for fast, free St. Simons car insurance quotes.

Cheapest St. Simons, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Simons, GA car insurance rates? Every St. Simons, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Simons, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,961 $2,961 $2,842 $2,842 $6,895 $8,847 $3,308 $3,609
GEICO $1,502 $1,488 $1,460 $1,460 $4,557 $5,459 $1,952 $2,165
Liberty Mutual $4,979 $5,419 $4,079 $4,627 $21,123 $23,581 $5,278 $5,619
Nationwide $3,282 $3,392 $3,266 $3,583 $10,160 $13,049 $3,999 $4,332
Progressive $2,206 $2,026 $1,897 $2,002 $7,183 $7,960 $2,559 $2,691
State Farm $1,866 $1,866 $1,680 $1,680 $5,011 $6,571 $2,049 $2,216
USAA $1,436 $1,434 $1,338 $1,342 $5,052 $5,971 $1,777 $1,957

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Minimum Car Insurance in St. Simons, GA

Every driver must carry the minimum car insurance in St. Simons, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in St. Simons, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Simons, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Simons, GA. Compare credit history car insurance rates in St. Simons from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Simons, Georgia

Insurance Company Poor Fair Good
Allstate $5,551 $3,859 $3,440
GEICO $3,151 $2,215 $2,150
Liberty Mutual $13,383 $8,203 $6,428
Nationwide $6,684 $5,443 $4,773
Progressive $3,992 $3,475 $3,229
State Farm $4,058 $2,533 $2,010
USAA $3,299 $2,327 $1,989

Cheapest St. Simons, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Simons, GA to rates for a clean record with top companies.

Annual St. Simons, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,515 $5,480 $4,435 $3,702
GEICO $1,694 $2,116 $4,314 $1,898
Liberty Mutual $7,088 $9,685 $11,136 $9,444
Nationwide $4,350 $5,100 $7,818 $5,264
Progressive $2,782 $4,964 $3,278 $3,238
State Farm $2,610 $3,125 $2,867 $2,867
USAA $1,952 $2,461 $3,568 $2,172

Cheapest St. Simons, GA Car Insurance for Teen Drivers

Teen car insurance in St. Simons, GA can be expensive. Take a look at rates from the top car insurance companies in St. Simons for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Simons, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $8,847
GEICO $4,557 $5,459
Liberty Mutual $21,123 $23,581
Nationwide $10,160 $13,049
Progressive $7,183 $7,960
State Farm $5,011 $6,571
USAA $5,052 $5,971

Cheapest St. Simons, GA Car Insurance for Seniors

Take a look at St. Simons, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Simons, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,842 $2,842
GEICO $1,460 $1,460
Liberty Mutual $4,079 $4,627
Nationwide $3,266 $3,583
Progressive $1,897 $2,002
State Farm $1,680 $1,680
USAA $1,338 $1,342

Cheapest St. Simons, GA Car Insurance Rates After a DUI

A DUI in St. Simons, GA increases car insurance rates. Compare St. Simons, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Simons, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,435
GEICO $4,314
Liberty Mutual $11,136
Nationwide $7,818
Progressive $3,278
State Farm $2,867
USAA $3,568

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Cheapest St. Simons, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Simons, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Simons, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,184 $4,382
GEICO $2,463 $2,547
Liberty Mutual $9,338 $9,338
Nationwide $5,633 $5,633
Progressive $3,565 $3,565
State Farm $2,867 $2,867
USAA $2,423 $2,653

The Best Cheap Car Insurance Companies in St. Simons, GA

Take a look at a side-by-side comparison of the top car insurance companies in St. Simons, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Simons, Georgia

Insurance Company Average Annual Rates
Allstate $4,283
GEICO $2,505
Liberty Mutual $9,338
Nationwide $5,633
Progressive $3,565
State Farm $2,867
USAA $2,538

Category Winners: Cheapest Car Insurance in St. Simons, Georgia

Find the cheapest car insurance companies in St. Simons, GA for each category right here.

Best Annual Car Insurance Rates by Company in St. Simons, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest St. Simons, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Simons car insurance rates. Find the cheapest St. Simons, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Simons, Georgia

Insurance Company Low Medium High
Allstate $3,912 $4,334 $4,603
GEICO $2,316 $2,518 $2,682
Liberty Mutual $8,950 $9,287 $9,778
Nationwide $5,405 $5,740 $5,753
Progressive $3,281 $3,511 $3,904
State Farm $2,676 $2,868 $3,058
USAA $2,422 $2,525 $2,669

What affects car insurance rates in St. Simons, Georgia?

What factors can have an impact on St. Simons, GA car insurance? There are several reasons why St. Simons car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Simons, Georgia.

Commute Time in St. Simons

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Simons, GA is 18.5 minutes according to City-Data.

Compare Car Insurance Quotes in St. Simons, GA

Ready to find affordable St. Simons, Georgia car insurance today? Enter your ZIP code for fast, free St. Simons, GA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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