Compare St. Stephen, SC Car Insurance Rates (2021)

Car insurance in St. Stephen, SC averages $340 a month. St. Stephen, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap St. Stephen car insurance rates, compare quotes from the top car insurance companies in St. Stephen, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in St. Stephen is State Farm
  • Average car insurance rates in St. Stephen, SC after a DUI are $4,687/year
  • Average car insurance rates in St. Stephen, SC are $4,084/year

If you need to buy St. Stephen, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in St. Stephen, SC is right here.

You’ll find St. Stephen car insurance rates, the cheapest St. Stephen, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare St. Stephen, South Carolina car insurance rates to Greenville car insurance rates, Hilton Head Island car insurance rates, and Florence car insurance rates.

Ready to find affordable St. Stephen, SC car insurance today? Enter your ZIP code for fast, free St. Stephen car insurance quotes.

Cheapest St. Stephen, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect St. Stephen, SC car insurance rates? Every St. Stephen, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Stephen, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,662 $2,662 $2,542 $2,542 $6,772 $8,645 $2,950 $3,210
Farmers $3,474 $3,506 $3,306 $3,608 $8,938 $9,838 $3,783 $3,794
GEICO $2,573 $2,573 $2,350 $2,350 $6,028 $6,188 $2,987 $3,052
Nationwide $2,624 $2,661 $2,357 $2,453 $6,300 $8,153 $2,965 $3,245
Progressive $2,785 $2,562 $2,382 $2,494 $11,265 $12,451 $3,178 $3,292
State Farm $2,016 $2,016 $1,824 $1,824 $5,776 $7,267 $2,263 $2,543
USAA $2,140 $2,154 $1,962 $1,973 $8,422 $9,238 $2,819 $2,984

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in St. Stephen, SC

Every driver must carry the minimum car insurance in St. Stephen, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in St. Stephen, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest St. Stephen, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in St. Stephen, SC. Compare credit history car insurance rates in St. Stephen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in St. Stephen, South Carolina

Insurance Company Poor Fair Good
Allstate $5,037 $3,773 $3,184
Farmers $5,825 $4,847 $4,420
GEICO $5,357 $2,882 $2,299
Nationwide $4,576 $3,705 $3,253
Progressive $5,640 $4,929 $4,585
State Farm $4,581 $2,795 $2,197
USAA $6,190 $3,042 $2,652

Cheapest St. Stephen, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in St. Stephen, SC to rates for a clean record with top companies.

Annual St. Stephen, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $4,769 $4,211 $3,980
Farmers $4,214 $5,772 $4,831 $5,307
GEICO $2,678 $3,465 $5,231 $2,678
Nationwide $3,055 $3,955 $5,004 $3,366
Progressive $4,140 $6,003 $5,045 $5,016
State Farm $2,899 $3,548 $3,159 $3,159
USAA $3,135 $3,867 $5,329 $3,514

Cheapest St. Stephen, SC Car Insurance for Teen Drivers

Teen car insurance in St. Stephen, SC can be expensive. Take a look at rates from the top car insurance companies in St. Stephen for teenagers.

Annual Car Insurance Rates for Teen Drivers in St. Stephen, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,772 $8,645
Farmers $8,938 $9,838
GEICO $6,028 $6,188
Nationwide $6,300 $8,153
Progressive $11,265 $12,451
State Farm $5,776 $7,267
USAA $8,422 $9,238

Cheapest St. Stephen, SC Car Insurance for Seniors

Take a look at St. Stephen, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in St. Stephen, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,542 $2,542
Farmers $3,306 $3,608
GEICO $2,350 $2,350
Nationwide $2,357 $2,453
Progressive $2,382 $2,494
State Farm $1,824 $1,824
USAA $1,962 $1,973

Cheapest St. Stephen, SC Car Insurance Rates After a DUI

A DUI in St. Stephen, SC increases car insurance rates. Compare St. Stephen, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in St. Stephen, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,211
Farmers $4,831
GEICO $5,231
Nationwide $5,004
Progressive $5,045
State Farm $3,159
USAA $5,329

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest St. Stephen, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in St. Stephen, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in St. Stephen, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,914 $4,082
Farmers $5,031 $5,031
GEICO $3,496 $3,529
Nationwide $3,845 $3,845
Progressive $5,051 $5,051
State Farm $3,111 $3,271
USAA $3,919 $4,004

The Best Cheap Car Insurance Companies in St. Stephen, SC

Take a look at a side-by-side comparison of the top car insurance companies in St. Stephen, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in St. Stephen, South Carolina

Insurance Company Average Annual Rates
Allstate $3,998
Farmers $5,031
GEICO $3,513
Nationwide $3,845
Progressive $5,051
State Farm $3,191
USAA $3,961

Category Winners: Cheapest Car Insurance in St. Stephen, South Carolina

Find the cheapest car insurance companies in St. Stephen, SC for each category right here.

Best Annual Car Insurance Rates by Company in St. Stephen, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest St. Stephen, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your St. Stephen car insurance rates. Find the cheapest St. Stephen, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in St. Stephen, South Carolina

Insurance Company Low Medium High
Allstate $3,761 $3,979 $4,254
Farmers $4,420 $5,019 $5,653
GEICO $3,251 $3,473 $3,815
Nationwide $3,792 $3,847 $3,895
Progressive $4,605 $4,965 $5,583
State Farm $2,957 $3,190 $3,427
USAA $3,732 $3,956 $4,197

What affects car insurance rates in St. Stephen, South Carolina?

What factors can have an impact on St. Stephen, SC car insurance? There are several reasons why St. Stephen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in St. Stephen, South Carolina.

Commute Time in St. Stephen

The more time you spend in your car the higher the risk of an accident. The average commute length in St. Stephen, SC is 31.3 minutes according to City-Data.

Compare Car Insurance Quotes in St. Stephen, SC

Ready to find affordable St. Stephen, South Carolina car insurance today? Enter your ZIP code for fast, free St. Stephen, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption