Compare Stafford, KS Car Insurance Rates (2021)

Car insurance in Stafford, KS averages $279 a month. Stafford, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stafford car insurance rates, compare quotes from the top car insurance companies in Stafford, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stafford for teen drivers is American Family
  • The cheapest car insurance company in Stafford is American Family
  • Average car insurance rates in Stafford, KS after a DUI are $4,016/year

If you need to buy Stafford, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Stafford, KS is right here.

You’ll find Stafford car insurance rates, the cheapest Stafford, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Stafford, Kansas car insurance rates to Lawrence car insurance rates, Shawnee car insurance rates, and Salina car insurance rates.

Ready to find affordable Stafford, KS car insurance today? Enter your ZIP code for fast, free Stafford car insurance quotes.

Cheapest Stafford, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stafford, KS car insurance rates? Every Stafford, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stafford, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,754 $1,754 $1,582 $1,582 $3,276 $3,910 $1,754 $1,957
Farmers $2,613 $2,597 $2,339 $2,437 $6,856 $7,097 $2,940 $3,102
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,317 $2,229 $1,871 $1,942 $8,079 $9,132 $2,734 $2,916
State Farm $1,923 $1,923 $1,668 $1,668 $4,858 $6,233 $2,155 $2,415
Travelers $2,140 $2,183 $2,060 $2,096 $8,454 $13,235 $2,185 $2,611
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Stafford, KS

Every driver must carry the minimum car insurance in Stafford, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Stafford, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stafford, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stafford, KS. Compare credit history car insurance rates in Stafford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stafford, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,865 $2,035 $1,688
Farmers $4,422 $3,509 $3,312
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,506 $3,751 $3,451
State Farm $4,158 $2,484 $1,924
Travelers $5,062 $4,106 $3,944
USAA $3,182 $2,079 $1,707

Cheapest Stafford, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stafford, KS to rates for a clean record with top companies.

Annual Stafford, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,158 $2,308 $2,158 $2,158
Farmers $3,165 $4,057 $3,954 $3,814
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,610 $4,207 $3,762 $4,031
State Farm $2,667 $3,044 $2,855 $2,855
Travelers $3,216 $4,162 $5,700 $4,405
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Stafford, KS Car Insurance for Teen Drivers

Teen car insurance in Stafford, KS can be expensive. Take a look at rates from the top car insurance companies in Stafford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stafford, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,276 $3,910
Farmers $6,856 $7,097
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,079 $9,132
State Farm $4,858 $6,233
Travelers $8,454 $13,235
USAA $4,580 $4,837

Cheapest Stafford, KS Car Insurance for Seniors

Take a look at Stafford, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stafford, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,582 $1,582
Farmers $2,339 $2,437
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,871 $1,942
State Farm $1,668 $1,668
Travelers $2,060 $2,096
USAA $1,272 $1,296

Cheapest Stafford, KS Car Insurance Rates After a DUI

A DUI in Stafford, KS increases car insurance rates. Compare Stafford, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stafford, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
American Family $2,158
Farmers $3,954
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,762
State Farm $2,855
Travelers $5,700
USAA $3,352

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Cheapest Stafford, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stafford, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stafford, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,167 $2,225
Farmers $3,748 $3,748
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $3,902 $3,902
State Farm $2,784 $2,927
Travelers $4,371 $4,371
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Stafford, KS

Take a look at a side-by-side comparison of the top car insurance companies in Stafford, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stafford, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,196
Farmers $3,748
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $3,902
State Farm $2,855
Travelers $4,371
USAA $2,323

Category Winners: Cheapest Car Insurance in Stafford, Kansas

Find the cheapest car insurance companies in Stafford, KS for each category right here.

Best Annual Car Insurance Rates by Company in Stafford, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Stafford, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stafford car insurance rates. Find the cheapest Stafford, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stafford, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,226 $2,307 $2,055
Farmers $3,611 $3,730 $3,902
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,715 $3,874 $4,119
State Farm $2,759 $2,863 $2,944
Travelers $4,157 $4,377 $4,578
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Stafford, Kansas?

What factors can have an impact on Stafford, KS car insurance? There are several reasons why Stafford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stafford, Kansas.

Commute Time in Stafford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stafford, KS is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Stafford, KS

Ready to find affordable Stafford, Kansas car insurance today? Enter your ZIP code for fast, free Stafford, KS car insurance quotes.

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