Compare Stafford, NY Car Insurance Rates (2021)

Car insurance in Stafford, NY averages $251 a month. Stafford, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stafford car insurance rates, compare quotes from the top car insurance companies in Stafford, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stafford, NY are $3,011/year
  • Average car insurance rates in Stafford, NY after a DUI are $3,956/year
  • The cheapest car insurance company in Stafford for teen drivers is GEICO

If you need to buy Stafford, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Stafford, NY is right here.

You’ll find Stafford car insurance rates, the cheapest Stafford, NY car insurance companies, and information on New York car insurance laws. You can also compare Stafford, New York car insurance rates to Buffalo car insurance rates, Syracuse car insurance rates, and Rochester car insurance rates.

Ready to find affordable Stafford, NY car insurance today? Enter your ZIP code for fast, free Stafford car insurance quotes.

Cheapest Stafford, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stafford, NY car insurance rates? Every Stafford, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stafford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,124 $2,102 $2,132 $6,328 $6,779 $2,244 $2,263
GEICO $1,188 $1,145 $1,155 $1,138 $2,439 $3,529 $1,073 $1,102
Liberty Mutual $3,225 $3,225 $3,003 $3,003 $6,212 $10,081 $3,225 $3,432
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,559 $1,473 $1,269 $1,282 $5,242 $5,864 $2,017 $1,977
State Farm $2,238 $2,238 $1,947 $1,947 $6,490 $8,383 $2,454 $2,591
Travelers $2,234 $2,249 $2,025 $2,169 $5,029 $5,954 $2,365 $2,457
USAA $1,442 $1,419 $1,306 $1,310 $5,683 $6,773 $1,844 $2,037

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Minimum Car Insurance in Stafford, NY

Every driver must carry the minimum car insurance in Stafford, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Stafford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stafford, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stafford, NY. Compare credit history car insurance rates in Stafford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stafford, New York

Insurance Company Poor Fair Good
Allstate $4,684 $2,758 $2,392
GEICO $1,999 $1,470 $1,319
Liberty Mutual $6,178 $4,053 $3,046
Nationwide $2,883 $2,883 $2,883
Progressive $4,054 $2,131 $1,571
State Farm $4,994 $3,131 $2,484
Travelers $4,202 $2,660 $2,319
USAA $4,201 $2,113 $1,867

Cheapest Stafford, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stafford, NY to rates for a clean record with top companies.

Annual Stafford, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,803 $2,803 $4,015 $3,490
GEICO $1,270 $1,383 $2,462 $1,270
Liberty Mutual $3,575 $3,575 $6,979 $3,575
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,517 $2,517 $2,775 $2,532
State Farm $3,373 $3,373 $3,700 $3,700
Travelers $2,634 $3,259 $3,303 $3,046
USAA $2,429 $2,468 $3,542 $2,468

Cheapest Stafford, NY Car Insurance for Teen Drivers

Teen car insurance in Stafford, NY can be expensive. Take a look at rates from the top car insurance companies in Stafford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stafford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,328 $6,779
GEICO $2,439 $3,529
Liberty Mutual $6,212 $10,081
Nationwide $3,830 $5,702
Progressive $5,242 $5,864
State Farm $6,490 $8,383
Travelers $5,029 $5,954
USAA $5,683 $6,773

Cheapest Stafford, NY Car Insurance for Seniors

Take a look at Stafford, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stafford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,132
GEICO $1,155 $1,138
Liberty Mutual $3,003 $3,003
Nationwide $2,075 $2,075
Progressive $1,269 $1,282
State Farm $1,947 $1,947
Travelers $2,025 $2,169
USAA $1,306 $1,310

Cheapest Stafford, NY Car Insurance Rates After a DUI

A DUI in Stafford, NY increases car insurance rates. Compare Stafford, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stafford, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,015
GEICO $2,462
Liberty Mutual $6,979
Nationwide $4,869
Progressive $2,775
State Farm $3,700
Travelers $3,303
USAA $3,542

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Cheapest Stafford, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stafford, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stafford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,234 $3,321
GEICO $1,550 $1,642
Liberty Mutual $4,302 $4,549
Nationwide $2,883 $2,883
Progressive $2,585 $2,585
State Farm $3,411 $3,662
Travelers $3,060 $3,060
USAA $2,699 $2,754

The Best Cheap Car Insurance Companies in Stafford, NY

Take a look at a side-by-side comparison of the top car insurance companies in Stafford, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stafford, New York

Insurance Company Average Annual Rates
Allstate $3,278
GEICO $1,596
Liberty Mutual $4,426
Nationwide $2,883
Progressive $2,585
State Farm $3,536
Travelers $3,060
USAA $2,727

Category Winners: Cheapest Car Insurance in Stafford, New York

Find the cheapest car insurance companies in Stafford, NY for each category right here.

Best Annual Car Insurance Rates by Company in Stafford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Stafford, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stafford car insurance rates. Find the cheapest Stafford, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stafford, New York

Insurance Company Low Medium High
Allstate $3,094 $3,267 $3,472
GEICO $1,511 $1,591 $1,686
Liberty Mutual $4,235 $4,411 $4,631
Nationwide $2,726 $2,861 $3,062
Progressive $2,465 $2,575 $2,716
State Farm $3,351 $3,557 $3,700
Travelers $2,912 $3,032 $3,237
USAA $2,650 $2,714 $2,817

Compare Car Insurance Quotes in Stafford, NY

Ready to find affordable Stafford, New York car insurance today? Enter your ZIP code for fast, free Stafford, NY car insurance quotes.

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