Compare Stamford, NE Car Insurance Rates (2021)

Car insurance in Stamford, NE averages $277 a month. Stamford, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stamford car insurance rates, compare quotes from the top car insurance companies in Stamford, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stamford for teen drivers is American Family
  • Average car insurance rates in Stamford, NE after a DUI are $3,847/year
  • The cheapest car insurance company in Stamford is State Farm

If you need to buy Stamford, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Stamford, NE is right here.

You’ll find Stamford car insurance rates, the cheapest Stamford, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Stamford, Nebraska car insurance rates to Grand Island car insurance rates, Columbus car insurance rates, and Bellevue car insurance rates.

Ready to find affordable Stamford, NE car insurance today? Enter your ZIP code for fast, free Stamford car insurance quotes.

Cheapest Stamford, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stamford, NE car insurance rates? Every Stamford, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stamford, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,812 $1,812 $1,646 $1,646 $2,996 $4,364 $1,773 $1,912
Farmers $2,222 $2,210 $1,990 $2,094 $8,598 $8,875 $2,529 $2,657
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,175 $3,445 $2,506 $3,049 $13,580 $15,257 $3,337 $3,699
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,063 $2,013 $1,691 $1,749 $7,494 $8,484 $2,474 $2,646
State Farm $1,451 $1,451 $1,272 $1,272 $3,925 $5,005 $1,602 $1,815
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

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Minimum Car Insurance in Stamford, NE

Every driver must carry the minimum car insurance in Stamford, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Stamford, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stamford, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stamford, NE. Compare credit history car insurance rates in Stamford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stamford, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $3,002 $2,059 $1,675
Farmers $4,462 $3,704 $3,525
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,672 $5,232 $4,114
Nationwide $2,832 $2,253 $1,983
Progressive $4,132 $3,438 $3,161
State Farm $3,230 $1,938 $1,505
USAA $3,172 $2,143 $1,817

Cheapest Stamford, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stamford, NE to rates for a clean record with top companies.

Annual Stamford, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,199 $2,383 $2,199 $2,199
Farmers $3,293 $4,226 $4,121 $3,948
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,155 $6,065 $6,581 $6,224
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,051 $4,431 $3,407 $3,419
State Farm $2,067 $2,381 $2,224 $2,224
USAA $1,804 $2,270 $3,391 $2,044

Cheapest Stamford, NE Car Insurance for Teen Drivers

Teen car insurance in Stamford, NE can be expensive. Take a look at rates from the top car insurance companies in Stamford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stamford, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,996 $4,364
Farmers $8,598 $8,875
GEICO $6,043 $7,918
Liberty Mutual $13,580 $15,257
Nationwide $3,762 $4,696
Progressive $7,494 $8,484
State Farm $3,925 $5,005
USAA $4,410 $5,293

Cheapest Stamford, NE Car Insurance for Seniors

Take a look at Stamford, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stamford, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,646 $1,646
Farmers $1,990 $2,094
GEICO $2,841 $2,734
Liberty Mutual $2,506 $3,049
Nationwide $1,483 $1,588
Progressive $1,691 $1,749
State Farm $1,272 $1,272
USAA $1,282 $1,324

Cheapest Stamford, NE Car Insurance Rates After a DUI

A DUI in Stamford, NE increases car insurance rates. Compare Stamford, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stamford, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,199
Farmers $4,121
GEICO $5,286
Liberty Mutual $6,581
Nationwide $3,442
Progressive $3,407
State Farm $2,224
USAA $3,391

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Cheapest Stamford, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stamford, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stamford, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,227 $2,264
Farmers $3,897 $3,897
GEICO $3,746 $3,863
Liberty Mutual $6,006 $6,006
Nationwide $2,356 $2,356
Progressive $3,577 $3,577
State Farm $2,167 $2,281
USAA $2,349 $2,405

The Best Cheap Car Insurance Companies in Stamford, NE

Take a look at a side-by-side comparison of the top car insurance companies in Stamford, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stamford, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,245
Farmers $3,897
GEICO $3,805
Liberty Mutual $6,006
Nationwide $2,356
Progressive $3,577
State Farm $2,224
USAA $2,377

Category Winners: Cheapest Car Insurance in Stamford, Nebraska

Find the cheapest car insurance companies in Stamford, NE for each category right here.

Best Annual Car Insurance Rates by Company in Stamford, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Stamford, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stamford car insurance rates. Find the cheapest Stamford, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stamford, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,234 $2,312 $2,189
Farmers $3,744 $3,844 $4,103
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,848 $5,976 $6,194
Nationwide $2,394 $2,346 $2,329
Progressive $3,420 $3,569 $3,742
State Farm $2,137 $2,220 $2,315
USAA $2,305 $2,374 $2,453

What affects car insurance rates in Stamford, Nebraska?

What factors can have an impact on Stamford, NE car insurance? There are several reasons why Stamford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stamford, Nebraska.

Commute Time in Stamford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stamford, NE is 24.0 minutes according to City-Data.

Traffic in Stamford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stamford, NE traffic data from INRIX ranks Stamford as the 68th-most congested in the world.

Compare Car Insurance Quotes in Stamford, NE

Ready to find affordable Stamford, Nebraska car insurance today? Enter your ZIP code for fast, free Stamford, NE car insurance quotes.

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