Compare Stanardsville, VA Car Insurance Rates (2021)

Car insurance in Stanardsville, VA averages $197 a month. Stanardsville, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stanardsville car insurance rates, compare quotes from the top car insurance companies in Stanardsville, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stanardsville, VA are $2,362/year
  • The cheapest car insurance company in Stanardsville for teen drivers is USAA
  • The cheapest car insurance company in Stanardsville is USAA

If you need to buy Stanardsville, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Stanardsville, VA is right here.

You’ll find Stanardsville car insurance rates, the cheapest Stanardsville, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Stanardsville, Virginia car insurance rates to Chesapeake car insurance rates, Norfolk car insurance rates, and Hampton car insurance rates.

Ready to find affordable Stanardsville, VA car insurance today? Enter your ZIP code for fast, free Stanardsville car insurance quotes.

Cheapest Stanardsville, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stanardsville, VA car insurance rates? Every Stanardsville, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stanardsville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,061 $1,948 $2,049 $2,049 $6,403 $7,375 $2,676 $2,684
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,459 $1,468 $1,294 $1,330 $3,487 $4,496 $1,610 $1,753
Progressive $1,266 $1,205 $1,139 $1,144 $5,735 $6,453 $1,535 $1,574
State Farm $1,478 $1,478 $1,326 $1,326 $4,390 $5,513 $1,669 $1,924
USAA $1,037 $1,021 $971 $977 $3,183 $3,782 $1,332 $1,464

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Minimum Car Insurance in Stanardsville, VA

Every driver must carry the minimum car insurance in Stanardsville, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Stanardsville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stanardsville, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stanardsville, VA. Compare credit history car insurance rates in Stanardsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stanardsville, Virginia

Insurance Company Poor Fair Good
Allstate $4,147 $3,325 $2,745
GEICO $2,262 $1,923 $1,923
Nationwide $2,504 $2,009 $1,824
Progressive $2,801 $2,441 $2,277
State Farm $3,397 $2,105 $1,662
USAA $2,296 $1,569 $1,297

Cheapest Stanardsville, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stanardsville, VA to rates for a clean record with top companies.

Annual Stanardsville, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,559 $4,048 $3,729 $3,286
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,836 $1,836 $2,693 $2,084
Progressive $2,145 $2,830 $2,554 $2,495
State Farm $2,185 $2,592 $2,388 $2,388
USAA $1,334 $1,732 $2,283 $1,534

Cheapest Stanardsville, VA Car Insurance for Teen Drivers

Teen car insurance in Stanardsville, VA can be expensive. Take a look at rates from the top car insurance companies in Stanardsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stanardsville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,403 $7,375
GEICO $3,070 $4,128
Nationwide $3,487 $4,496
Progressive $5,735 $6,453
State Farm $4,390 $5,513
USAA $3,183 $3,782

Cheapest Stanardsville, VA Car Insurance for Seniors

Take a look at Stanardsville, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stanardsville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,049 $2,049
GEICO $1,386 $1,386
Nationwide $1,294 $1,330
Progressive $1,139 $1,144
State Farm $1,326 $1,326
USAA $971 $977

Cheapest Stanardsville, VA Car Insurance Rates After a DUI

A DUI in Stanardsville, VA increases car insurance rates. Compare Stanardsville, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stanardsville, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,729
GEICO $3,052
Nationwide $2,693
Progressive $2,554
State Farm $2,388
USAA $2,283

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Cheapest Stanardsville, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stanardsville, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stanardsville, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,304 $3,507
GEICO $1,998 $2,074
Nationwide $2,112 $2,112
Progressive $2,506 $2,506
State Farm $2,331 $2,446
USAA $1,658 $1,784

The Best Cheap Car Insurance Companies in Stanardsville, VA

Take a look at a side-by-side comparison of the top car insurance companies in Stanardsville, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stanardsville, Virginia

Insurance Company Average Annual Rates
Allstate $3,406
GEICO $2,036
Nationwide $2,112
Progressive $2,506
State Farm $2,388
USAA $1,721

Category Winners: Cheapest Car Insurance in Stanardsville, Virginia

Find the cheapest car insurance companies in Stanardsville, VA for each category right here.

Best Annual Car Insurance Rates by Company in Stanardsville, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Stanardsville, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stanardsville car insurance rates. Find the cheapest Stanardsville, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stanardsville, Virginia

Insurance Company Low Medium High
Allstate $3,317 $3,407 $3,493
GEICO $1,969 $2,035 $2,104
Nationwide $2,223 $2,091 $2,023
Progressive $2,407 $2,481 $2,631
State Farm $2,260 $2,385 $2,520
USAA $1,647 $1,724 $1,792

What affects car insurance rates in Stanardsville, Virginia?

What factors can have an impact on Stanardsville, VA car insurance? There are several reasons why Stanardsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stanardsville, Virginia.

Commute Time in Stanardsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Stanardsville, VA is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Stanardsville, VA

Ready to find affordable Stanardsville, Virginia car insurance today? Enter your ZIP code for fast, free Stanardsville, VA car insurance quotes.

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