Compare Stanberry, MO Car Insurance Rates (2021)

Car insurance in Stanberry, MO averages $269 a month. Stanberry, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stanberry car insurance rates, compare quotes from the top car insurance companies in Stanberry, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stanberry, MO are $3,224/year
  • The cheapest car insurance company in Stanberry for teen drivers is Nationwide
  • Average car insurance rates in Stanberry, MO after a DUI are $3,744/year

If you need to buy Stanberry, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Stanberry, MO is right here.

You’ll find Stanberry car insurance rates, the cheapest Stanberry, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Stanberry, Missouri car insurance rates to Springfield car insurance rates, Independence car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Stanberry, MO car insurance today? Enter your ZIP code for fast, free Stanberry car insurance quotes.

Cheapest Stanberry, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stanberry, MO car insurance rates? Every Stanberry, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stanberry, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,141 $2,141 $1,900 $1,900 $5,644 $7,378 $2,141 $2,527
Farmers $2,246 $2,239 $2,012 $2,126 $8,922 $9,221 $2,553 $2,675
GEICO $2,009 $2,221 $1,556 $1,927 $5,934 $6,311 $1,888 $1,926
Liberty Mutual $2,624 $2,850 $2,162 $2,426 $8,534 $9,479 $2,773 $2,971
Nationwide $1,482 $1,525 $1,315 $1,407 $3,685 $4,778 $1,686 $1,839
Progressive $2,110 $2,000 $1,726 $1,770 $6,331 $7,145 $2,584 $2,649
State Farm $1,701 $1,701 $1,494 $1,494 $4,537 $5,766 $1,904 $2,154
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Stanberry, MO

Every driver must carry the minimum car insurance in Stanberry, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Stanberry, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stanberry, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stanberry, MO. Compare credit history car insurance rates in Stanberry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stanberry, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,215 $2,958 $2,491
Farmers $4,578 $3,802 $3,618
GEICO $4,104 $2,672 $2,137
Liberty Mutual $6,081 $3,689 $2,911
Nationwide $2,622 $2,149 $1,873
Progressive $3,820 $3,148 $2,900
State Farm $3,439 $2,353 $1,990
USAA $4,127 $1,897 $1,352

Cheapest Stanberry, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stanberry, MO to rates for a clean record with top companies.

Annual Stanberry, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,465 $3,478 $4,161 $2,782
Farmers $3,489 $4,284 $4,194 $4,030
GEICO $2,388 $3,000 $3,932 $2,565
Liberty Mutual $3,088 $4,393 $4,552 $4,875
Nationwide $1,770 $2,232 $2,933 $1,924
Progressive $2,909 $3,744 $3,176 $3,330
State Farm $2,410 $2,778 $2,594 $2,594
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Stanberry, MO Car Insurance for Teen Drivers

Teen car insurance in Stanberry, MO can be expensive. Take a look at rates from the top car insurance companies in Stanberry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stanberry, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,644 $7,378
Farmers $8,922 $9,221
GEICO $5,934 $6,311
Liberty Mutual $8,534 $9,479
Nationwide $3,685 $4,778
Progressive $6,331 $7,145
State Farm $4,537 $5,766
USAA $4,422 $5,416

Cheapest Stanberry, MO Car Insurance for Seniors

Take a look at Stanberry, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stanberry, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,900 $1,900
Farmers $2,012 $2,126
GEICO $1,556 $1,927
Liberty Mutual $2,162 $2,426
Nationwide $1,315 $1,407
Progressive $1,726 $1,770
State Farm $1,494 $1,494
USAA $1,356 $1,392

Cheapest Stanberry, MO Car Insurance Rates After a DUI

A DUI in Stanberry, MO increases car insurance rates. Compare Stanberry, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stanberry, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,161
Farmers $4,194
GEICO $3,932
Liberty Mutual $4,552
Nationwide $2,933
Progressive $3,176
State Farm $2,594
USAA $3,276

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Cheapest Stanberry, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stanberry, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stanberry, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,189 $3,254
Farmers $3,999 $3,999
GEICO $2,910 $3,032
Liberty Mutual $4,227 $4,227
Nationwide $2,215 $2,215
Progressive $3,289 $3,289
State Farm $2,531 $2,657
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Stanberry, MO

Take a look at a side-by-side comparison of the top car insurance companies in Stanberry, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stanberry, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,221
Farmers $3,999
GEICO $2,971
Liberty Mutual $4,227
Nationwide $2,215
Progressive $3,289
State Farm $2,594
USAA $2,459

Category Winners: Cheapest Car Insurance in Stanberry, Missouri

Find the cheapest car insurance companies in Stanberry, MO for each category right here.

Best Annual Car Insurance Rates by Company in Stanberry, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Stanberry, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stanberry car insurance rates. Find the cheapest Stanberry, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stanberry, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,148 $3,325 $3,191
Farmers $3,765 $3,965 $4,268
GEICO $2,815 $2,987 $3,111
Liberty Mutual $4,005 $4,246 $4,431
Nationwide $2,095 $2,233 $2,316
Progressive $2,990 $3,297 $3,582
State Farm $2,461 $2,601 $2,719
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Stanberry, Missouri?

What factors can have an impact on Stanberry, MO car insurance? There are several reasons why Stanberry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stanberry, Missouri.

Commute Time in Stanberry

The more time you spend in your car the higher the risk of an accident. The average commute length in Stanberry, MO is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Stanberry, MO

Ready to find affordable Stanberry, Missouri car insurance today? Enter your ZIP code for fast, free Stanberry, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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