Compare Standard, IL Car Insurance Rates (2021)

Car insurance in Standard, IL averages $251 a month. Standard, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Standard car insurance rates, compare quotes from the top car insurance companies in Standard, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Standard is State Farm
  • Average car insurance rates in Standard, IL after a DUI are $3,510/year
  • Average car insurance rates in Standard, IL are $3,007/year

If you need to buy Standard, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Standard, IL is right here.

You’ll find Standard car insurance rates, the cheapest Standard, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Standard, Illinois car insurance rates to Chicago car insurance rates, Joliet car insurance rates, and Cicero car insurance rates.

Ready to find affordable Standard, IL car insurance today? Enter your ZIP code for fast, free Standard car insurance quotes.

Cheapest Standard, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Standard, IL car insurance rates? Every Standard, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Standard, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,310 $2,310 $2,115 $2,115 $6,509 $9,029 $2,310 $2,978
Farmers $2,222 $2,221 $1,974 $2,086 $9,398 $9,786 $2,536 $2,655
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,293 $1,396 $1,080 $1,205 $4,109 $4,567 $1,351 $1,426
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,863 $1,762 $1,532 $1,606 $6,756 $7,581 $2,224 $2,415
State Farm $1,296 $1,296 $1,152 $1,152 $3,630 $4,611 $1,463 $1,677
Travelers $1,411 $1,486 $1,287 $1,370 $4,034 $5,037 $1,494 $1,572
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Standard, IL

Every driver must carry the minimum car insurance in Standard, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Standard, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Standard, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Standard, IL. Compare credit history car insurance rates in Standard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Standard, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,935 $3,357 $2,837
Farmers $4,676 $3,922 $3,731
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,902 $1,811 $1,447
Nationwide $2,932 $2,366 $2,077
Progressive $3,671 $3,109 $2,873
State Farm $2,958 $1,771 $1,374
Travelers $2,697 $2,172 $1,765
USAA $3,539 $2,416 $1,985

Cheapest Standard, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Standard, IL to rates for a clean record with top companies.

Annual Standard, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,727 $3,875 $5,144 $3,093
Farmers $3,471 $4,471 $4,360 $4,138
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,716 $2,419 $2,134 $1,944
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,653 $3,932 $2,934 $3,351
State Farm $1,865 $2,204 $2,034 $2,034
Travelers $1,766 $2,309 $2,562 $2,209
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Standard, IL Car Insurance for Teen Drivers

Teen car insurance in Standard, IL can be expensive. Take a look at rates from the top car insurance companies in Standard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Standard, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $6,509 $9,029
Farmers $9,398 $9,786
GEICO $4,847 $5,129
Liberty Mutual $4,109 $4,567
Nationwide $4,249 $5,460
Progressive $6,756 $7,581
State Farm $3,630 $4,611
Travelers $4,034 $5,037
USAA $4,980 $5,522

Cheapest Standard, IL Car Insurance for Seniors

Take a look at Standard, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Standard, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $2,115 $2,115
Farmers $1,974 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,080 $1,205
Nationwide $1,416 $1,502
Progressive $1,532 $1,606
State Farm $1,152 $1,152
Travelers $1,287 $1,370
USAA $1,486 $1,482

Cheapest Standard, IL Car Insurance Rates After a DUI

A DUI in Standard, IL increases car insurance rates. Compare Standard, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Standard, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $5,144
Farmers $4,360
GEICO $3,482
Liberty Mutual $2,134
Nationwide $3,011
Progressive $2,934
State Farm $2,034
Travelers $2,562
USAA $3,703

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Cheapest Standard, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Standard, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Standard, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,662 $3,757
Farmers $4,110 $4,110
GEICO $2,519 $2,617
Liberty Mutual $2,053 $2,053
Nationwide $2,458 $2,458
Progressive $3,218 $3,218
State Farm $1,983 $2,086
Travelers $2,125 $2,297
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Standard, IL

Take a look at a side-by-side comparison of the top car insurance companies in Standard, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Standard, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,710
Farmers $4,110
GEICO $2,568
Liberty Mutual $2,053
Nationwide $2,458
Progressive $3,218
State Farm $2,034
Travelers $2,211
USAA $2,647

Category Winners: Cheapest Car Insurance in Standard, Illinois

Find the cheapest car insurance companies in Standard, IL for each category right here.

Best Annual Car Insurance Rates by Company in Standard, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Standard, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Standard car insurance rates. Find the cheapest Standard, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Standard, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,577 $3,845 $3,707
Farmers $3,917 $4,018 $4,395
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,941 $2,049 $2,170
Nationwide $2,452 $2,476 $2,447
Progressive $2,984 $3,205 $3,464
State Farm $1,931 $2,038 $2,135
Travelers $2,085 $2,209 $2,340
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Standard, Illinois?

What factors can have an impact on Standard, IL car insurance? There are several reasons why Standard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Standard, Illinois.

Commute Time in Standard

The more time you spend in your car the higher the risk of an accident. The average commute length in Standard, IL is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Standard, IL

Ready to find affordable Standard, Illinois car insurance today? Enter your ZIP code for fast, free Standard, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State