Compare Standish, MI Car Insurance Rates (2021)

Car insurance in Standish, MI averages $824 a month. Standish, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Standish car insurance rates, compare quotes from the top car insurance companies in Standish, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Standish, MI after a DUI are $16,519/year
  • Average car insurance rates in Standish, MI are $9,892/year
  • The cheapest car insurance company in Standish is USAA

If you need to buy Standish, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Standish, MI is right here.

You’ll find Standish car insurance rates, the cheapest Standish, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Standish, Michigan car insurance rates to Livonia car insurance rates, Troy car insurance rates, and Detroit car insurance rates.

Ready to find affordable Standish, MI car insurance today? Enter your ZIP code for fast, free Standish car insurance quotes.

Cheapest Standish, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Standish, MI car insurance rates? Every Standish, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Standish, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,934 $17,934 $16,748 $16,748 $43,152 $43,152 $18,869 $18,869
Farmers $4,471 $4,471 $4,174 $4,174 $9,647 $9,647 $5,011 $5,011
GEICO $3,997 $3,997 $4,041 $4,041 $10,846 $10,846 $3,818 $3,818
Liberty Mutual $14,982 $14,982 $14,830 $14,830 $35,769 $35,769 $14,982 $14,982
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $2,986 $2,798 $2,632 $2,921 $10,716 $11,458 $3,483 $3,258
State Farm $7,067 $7,067 $6,536 $6,536 $24,407 $24,407 $8,281 $8,281
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,605 $2,456 $2,452 $2,311 $6,208 $5,853 $3,152 $3,007

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Minimum Car Insurance in Standish, MI

Every driver must carry the minimum car insurance in Standish, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Standish, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Standish, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Standish, MI. Compare credit history car insurance rates in Standish from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Standish, Michigan

Insurance Company Poor Fair Good
Allstate $36,818 $20,327 $15,381
Farmers $7,749 $5,062 $4,666
GEICO $7,296 $5,365 $4,365
Liberty Mutual $31,867 $18,400 $10,154
Nationwide $7,110 $5,343 $4,545
Progressive $5,809 $4,882 $4,404
State Farm $18,772 $9,497 $6,449
Travelers $7,622 $7,392 $7,299
USAA $5,243 $2,998 $2,275

Cheapest Standish, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Standish, MI to rates for a clean record with top companies.

Annual Standish, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,716 $15,767 $52,805 $16,415
Farmers $4,908 $6,230 $6,158 $6,007
GEICO $2,043 $4,229 $12,710 $3,719
Liberty Mutual $14,309 $17,091 $30,988 $18,175
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,272 $5,589 $5,040 $5,226
State Farm $7,446 $8,881 $18,930 $11,035
Travelers $5,050 $7,190 $11,546 $5,964
USAA $2,824 $3,519 $4,604 $3,075

Cheapest Standish, MI Car Insurance for Teen Drivers

Teen car insurance in Standish, MI can be expensive. Take a look at rates from the top car insurance companies in Standish for teenagers.

Annual Car Insurance Rates for Teen Drivers in Standish, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,152 $43,152
Farmers $9,647 $9,647
GEICO $10,846 $10,846
Liberty Mutual $35,769 $35,769
Nationwide $10,482 $10,482
Progressive $10,716 $11,458
State Farm $24,407 $24,407
Travelers $15,054 $15,054
USAA $6,208 $5,853

Cheapest Standish, MI Car Insurance for Seniors

Take a look at Standish, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Standish, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,748 $16,748
Farmers $4,174 $4,174
GEICO $4,041 $4,041
Liberty Mutual $14,830 $14,830
Nationwide $3,639 $3,639
Progressive $2,632 $2,921
State Farm $6,536 $6,536
Travelers $4,282 $4,282
USAA $2,452 $2,311

Cheapest Standish, MI Car Insurance Rates After a DUI

A DUI in Standish, MI increases car insurance rates. Compare Standish, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Standish, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,805
Farmers $6,158
GEICO $12,710
Liberty Mutual $30,988
Nationwide $5,888
Progressive $5,040
State Farm $18,930
Travelers $11,546
USAA $4,604

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Cheapest Standish, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Standish, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Standish, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,176 $24,176
Farmers $5,826 $5,826
GEICO $5,543 $5,808
Liberty Mutual $19,434 $20,847
Nationwide $5,666 $5,666
Progressive $5,032 $5,032
State Farm $11,257 $11,889
Travelers $7,395 $7,480
USAA $3,465 $3,546

The Best Cheap Car Insurance Companies in Standish, MI

Take a look at a side-by-side comparison of the top car insurance companies in Standish, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Standish, Michigan

Insurance Company Average Annual Rates
Allstate $24,176
Farmers $5,826
GEICO $5,675
Liberty Mutual $20,141
Nationwide $5,666
Progressive $5,032
State Farm $11,573
Travelers $7,438
USAA $3,505

Category Winners: Cheapest Car Insurance in Standish, Michigan

Find the cheapest car insurance companies in Standish, MI for each category right here.

Best Annual Car Insurance Rates by Company in Standish, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Standish, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Standish car insurance rates. Find the cheapest Standish, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Standish, Michigan

Insurance Company Low Medium High
Allstate $23,349 $24,248 $24,929
Farmers $5,686 $5,814 $5,978
GEICO $5,319 $5,628 $6,079
Liberty Mutual $19,630 $20,090 $20,702
Nationwide $5,932 $5,570 $5,496
Progressive $4,859 $5,040 $5,196
State Farm $10,988 $11,645 $12,086
Travelers $7,365 $7,444 $7,504
USAA $3,404 $3,514 $3,599

What affects car insurance rates in Standish, Michigan?

What factors can have an impact on Standish, MI car insurance? There are several reasons why Standish car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Standish, Michigan.

Commute Time in Standish

The more time you spend in your car the higher the risk of an accident. The average commute length in Standish, MI is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Standish, MI

Ready to find affordable Standish, Michigan car insurance today? Enter your ZIP code for fast, free Standish, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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