Compare Stanford, CA Car Insurance Rates (2021)

Car insurance in Stanford, CA averages $271 a month. Stanford, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stanford car insurance rates, compare quotes from the top car insurance companies in Stanford, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Stanford, CA after a DUI are $4,552/year
  • Average car insurance rates in Stanford, CA are $3,250/year
  • The cheapest car insurance company in Stanford for teen drivers is USAA

If you need to buy Stanford, California car insurance, the options can be confusing. Everything you need to know about car insurance in Stanford, CA is right here.

You’ll find Stanford car insurance rates, the cheapest Stanford, CA car insurance companies, and information on California car insurance laws. You can also compare Stanford, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Stanford, CA car insurance today? Enter your ZIP code for fast, free Stanford car insurance quotes.

Cheapest Stanford, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stanford, CA car insurance rates? Every Stanford, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stanford, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,601 $1,921 $1,930 $7,388 $9,299 $3,320 $3,629
Farmers $2,202 $2,202 $1,998 $1,998 $7,123 $11,689 $2,621 $2,930
GEICO $1,587 $1,588 $1,493 $1,493 $4,822 $4,906 $2,278 $2,330
Liberty Mutual $2,156 $2,040 $2,013 $1,950 $4,743 $5,048 $2,429 $2,448
Nationwide $3,004 $2,864 $2,632 $2,477 $7,752 $8,523 $3,608 $3,560
Progressive $1,624 $1,671 $1,381 $1,637 $4,325 $5,204 $2,332 $2,505
State Farm $2,556 $2,556 $2,285 $2,285 $4,724 $5,862 $2,830 $2,918
Travelers $2,250 $2,175 $1,998 $1,977 $4,670 $5,307 $2,914 $2,852
USAA $1,783 $1,691 $1,735 $1,743 $4,077 $4,113 $2,470 $2,337

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Stanford, CA

Every driver must carry the minimum car insurance in Stanford, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Stanford, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stanford, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stanford, CA to rates for a clean record with top companies.

Annual Stanford, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,475 $4,143 $6,486 $3,242
Farmers $3,027 $4,123 $5,135 $4,096
GEICO $1,792 $2,764 $3,469 $2,223
Liberty Mutual $2,478 $3,318 $2,993 $2,625
Nationwide $3,006 $3,850 $6,504 $3,850
Progressive $1,696 $2,878 $3,322 $2,443
State Farm $2,322 $2,768 $5,224 $2,694
Travelers $2,023 $3,276 $3,803 $2,969
USAA $1,658 $2,472 $4,029 $1,816

Cheapest Stanford, CA Car Insurance for Teen Drivers

Teen car insurance in Stanford, CA can be expensive. Take a look at rates from the top car insurance companies in Stanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stanford, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,388 $9,299
Farmers $7,123 $11,689
GEICO $4,822 $4,906
Liberty Mutual $4,743 $5,048
Nationwide $7,752 $8,523
Progressive $4,325 $5,204
State Farm $4,724 $5,862
Travelers $4,670 $5,307
USAA $4,077 $4,113

Cheapest Stanford, CA Car Insurance for Seniors

Take a look at Stanford, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stanford, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,921 $1,930
Farmers $1,998 $1,998
GEICO $1,493 $1,493
Liberty Mutual $2,013 $1,950
Nationwide $2,632 $2,477
Progressive $1,381 $1,637
State Farm $2,285 $2,285
Travelers $1,998 $1,977
USAA $1,735 $1,743

Cheapest Stanford, CA Car Insurance Rates After a DUI

A DUI in Stanford, CA increases car insurance rates. Compare Stanford, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stanford, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,486
Farmers $5,135
GEICO $3,469
Liberty Mutual $2,993
Nationwide $6,504
Progressive $3,322
State Farm $5,224
Travelers $3,803
USAA $4,029

Cheapest Stanford, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stanford, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stanford, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,692 $4,481
Farmers $3,716 $4,475
GEICO $2,327 $2,796
Liberty Mutual $2,622 $3,085
Nationwide $3,798 $4,807
Progressive $2,343 $2,826
State Farm $3,133 $3,370
Travelers $2,718 $3,318
USAA $2,300 $2,687

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Stanford, CA

Take a look at a side-by-side comparison of the top car insurance companies in Stanford, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stanford, California

Insurance Company Average Annual Rates
Allstate $4,086
Farmers $4,095
GEICO $2,562
Liberty Mutual $2,853
Nationwide $4,303
Progressive $2,585
State Farm $3,252
Travelers $3,018
USAA $2,494

Category Winners: Cheapest Car Insurance in Stanford, California

Find the cheapest car insurance companies in Stanford, CA for each category right here.

Best Annual Car Insurance Rates by Company in Stanford, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Stanford, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stanford car insurance rates. Find the cheapest Stanford, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stanford, California

Insurance Company Low Medium High
Allstate $3,894 $4,119 $4,246
Farmers $3,825 $4,130 $4,332
GEICO $2,329 $2,590 $2,766
Liberty Mutual $2,657 $2,880 $3,022
Nationwide $3,892 $4,385 $4,631
Progressive $2,317 $2,666 $2,771
State Farm $2,919 $3,310 $3,527
Travelers $2,621 $3,108 $3,325
USAA $2,269 $2,541 $2,671

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Stanford, California?

What factors can have an impact on Stanford, CA car insurance? There are several reasons why Stanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stanford, California.

Commute Time in Stanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stanford, CA is 15.1 minutes according to City-Data.

Compare Car Insurance Quotes in Stanford, CA

Ready to find affordable Stanford, California car insurance today? Enter your ZIP code for fast, free Stanford, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption