Compare Stanford, IL Car Insurance Rates (2021)

Car insurance in Stanford, IL averages $244 a month. Stanford, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stanford car insurance rates, compare quotes from the top car insurance companies in Stanford, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stanford, IL after a DUI are $3,405/year
  • Average car insurance rates in Stanford, IL are $2,922/year
  • The cheapest car insurance company in Stanford for teen drivers is Travelers

If you need to buy Stanford, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Stanford, IL is right here.

You’ll find Stanford car insurance rates, the cheapest Stanford, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Stanford, Illinois car insurance rates to Cicero car insurance rates, Champaign car insurance rates, and Rockford car insurance rates.

Ready to find affordable Stanford, IL car insurance today? Enter your ZIP code for fast, free Stanford car insurance quotes.

Cheapest Stanford, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stanford, IL car insurance rates? Every Stanford, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stanford, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,215 $2,211 $1,965 $2,078 $9,497 $9,889 $2,536 $2,656
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,296 $1,397 $1,076 $1,201 $4,345 $4,831 $1,356 $1,430
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,764 $1,672 $1,455 $1,516 $6,332 $7,108 $2,108 $2,286
State Farm $1,379 $1,379 $1,236 $1,236 $4,041 $5,107 $1,561 $1,807
Travelers $1,435 $1,514 $1,294 $1,379 $3,971 $4,914 $1,525 $1,606
USAA $1,478 $1,511 $1,372 $1,358 $4,622 $5,112 $1,937 $2,140

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Minimum Car Insurance in Stanford, IL

Every driver must carry the minimum car insurance in Stanford, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Stanford, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stanford, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stanford, IL. Compare credit history car insurance rates in Stanford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stanford, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,695 $3,190 $2,696
Farmers $4,695 $3,945 $3,753
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,986 $1,872 $1,492
Nationwide $2,910 $2,352 $2,066
Progressive $3,453 $2,930 $2,707
State Farm $3,226 $1,931 $1,497
Travelers $2,697 $2,158 $1,759
USAA $3,260 $2,229 $1,834

Cheapest Stanford, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stanford, IL to rates for a clean record with top companies.

Annual Stanford, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,484 $4,496 $4,384 $4,160
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,765 $2,502 $2,199 $2,001
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,502 $3,698 $2,766 $3,156
State Farm $2,022 $2,415 $2,218 $2,218
Travelers $1,765 $2,302 $2,546 $2,207
USAA $1,751 $2,495 $3,410 $2,108

Cheapest Stanford, IL Car Insurance for Teen Drivers

Teen car insurance in Stanford, IL can be expensive. Take a look at rates from the top car insurance companies in Stanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stanford, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $6,175 $8,572
Farmers $9,497 $9,889
GEICO $4,847 $5,129
Liberty Mutual $4,345 $4,831
Nationwide $4,229 $5,428
Progressive $6,332 $7,108
State Farm $4,041 $5,107
Travelers $3,971 $4,914
USAA $4,622 $5,112

Cheapest Stanford, IL Car Insurance for Seniors

Take a look at Stanford, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stanford, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $2,014 $2,014
Farmers $1,965 $2,078
GEICO $1,521 $1,797
Liberty Mutual $1,076 $1,201
Nationwide $1,407 $1,490
Progressive $1,455 $1,516
State Farm $1,236 $1,236
Travelers $1,294 $1,379
USAA $1,372 $1,358

Cheapest Stanford, IL Car Insurance Rates After a DUI

A DUI in Stanford, IL increases car insurance rates. Compare Stanford, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stanford, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,169
American Family $4,889
Farmers $4,384
GEICO $3,482
Liberty Mutual $2,199
Nationwide $2,990
Progressive $2,766
State Farm $2,218
Travelers $2,546
USAA $3,410

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Cheapest Stanford, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stanford, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stanford, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,482 $3,573
Farmers $4,131 $4,131
GEICO $2,519 $2,617
Liberty Mutual $2,117 $2,117
Nationwide $2,443 $2,443
Progressive $3,030 $3,030
State Farm $2,163 $2,273
Travelers $2,119 $2,291
USAA $2,372 $2,510

The Best Cheap Car Insurance Companies in Stanford, IL

Take a look at a side-by-side comparison of the top car insurance companies in Stanford, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stanford, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,527
Farmers $4,131
GEICO $2,568
Liberty Mutual $2,117
Nationwide $2,443
Progressive $3,030
State Farm $2,218
Travelers $2,205
USAA $2,441

Category Winners: Cheapest Car Insurance in Stanford, Illinois

Find the cheapest car insurance companies in Stanford, IL for each category right here.

Best Annual Car Insurance Rates by Company in Stanford, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Stanford, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stanford car insurance rates. Find the cheapest Stanford, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stanford, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,413 $3,656 $3,512
Farmers $3,939 $4,039 $4,415
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,002 $2,113 $2,236
Nationwide $2,426 $2,463 $2,439
Progressive $2,810 $3,024 $3,257
State Farm $2,105 $2,222 $2,327
Travelers $2,091 $2,203 $2,321
USAA $2,290 $2,439 $2,594

What affects car insurance rates in Stanford, Illinois?

What factors can have an impact on Stanford, IL car insurance? There are several reasons why Stanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stanford, Illinois.

Commute Time in Stanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stanford, IL is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Stanford, IL

Ready to find affordable Stanford, Illinois car insurance today? Enter your ZIP code for fast, free Stanford, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State