Compare Stanley, IA Car Insurance Rates (2021)

Car insurance in Stanley, IA averages $242 a month. Stanley, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Stanley car insurance rates, compare quotes from the top car insurance companies in Stanley, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Stanley, IA after a DUI are $3,508/year
  • The cheapest car insurance company in Stanley for teen drivers is USAA
  • The cheapest car insurance company in Stanley is USAA

If you need to buy Stanley, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Stanley, IA is right here.

You’ll find Stanley car insurance rates, the cheapest Stanley, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Stanley, Iowa car insurance rates to Des Moines car insurance rates, West Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Stanley, IA car insurance today? Enter your ZIP code for fast, free Stanley car insurance quotes.

Cheapest Stanley, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stanley, IA car insurance rates? Every Stanley, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stanley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,628 $1,571 $1,341 $1,392 $3,942 $4,453 $1,958 $2,117
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,470 $2,522 $2,388 $2,397 $10,784 $17,154 $2,566 $3,053
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Stanley, IA

Every driver must carry the minimum car insurance in Stanley, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Stanley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Stanley, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stanley, IA. Compare credit history car insurance rates in Stanley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stanley, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,846 $2,827 $2,376
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,723 $2,194 $1,984
State Farm $3,113 $1,926 $1,519
Travelers $6,098 $5,200 $4,953
USAA $2,529 $1,738 $1,505

Cheapest Stanley, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stanley, IA to rates for a clean record with top companies.

Annual Stanley, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,851 $3,024 $2,008 $2,318
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,957 $5,262 $7,038 $5,411
USAA $1,468 $1,973 $2,568 $1,686

Cheapest Stanley, IA Car Insurance for Teen Drivers

Teen car insurance in Stanley, IA can be expensive. Take a look at rates from the top car insurance companies in Stanley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stanley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,193 $7,282
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $3,942 $4,453
State Farm $3,825 $4,856
Travelers $10,784 $17,154
USAA $3,504 $3,716

Cheapest Stanley, IA Car Insurance for Seniors

Take a look at Stanley, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stanley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,740 $1,740
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,341 $1,392
State Farm $1,254 $1,254
Travelers $2,388 $2,397
USAA $1,174 $1,194

Cheapest Stanley, IA Car Insurance Rates After a DUI

A DUI in Stanley, IA increases car insurance rates. Compare Stanley, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stanley, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,139
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $2,008
State Farm $2,186
Travelers $7,038
USAA $2,568

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stanley, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stanley, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stanley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,981 $3,052
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,300 $2,300
State Farm $2,133 $2,239
Travelers $5,417 $5,417
USAA $1,854 $1,994

The Best Cheap Car Insurance Companies in Stanley, IA

Take a look at a side-by-side comparison of the top car insurance companies in Stanley, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stanley, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,017
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,300
State Farm $2,186
Travelers $5,417
USAA $1,924

Category Winners: Cheapest Car Insurance in Stanley, Iowa

Find the cheapest car insurance companies in Stanley, IA for each category right here.

Best Annual Car Insurance Rates by Company in Stanley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stanley, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stanley car insurance rates. Find the cheapest Stanley, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stanley, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,033 $3,184 $2,833
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,172 $2,307 $2,422
State Farm $2,083 $2,198 $2,277
Travelers $5,118 $5,497 $5,635
USAA $1,831 $1,930 $2,011

What affects car insurance rates in Stanley, Iowa?

What factors can have an impact on Stanley, IA car insurance? There are several reasons why Stanley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stanley, Iowa.

Commute Time in Stanley

The more time you spend in your car the higher the risk of an accident. The average commute length in Stanley, IA is 43.5 minutes according to City-Data.

Compare Car Insurance Quotes in Stanley, IA

Ready to find affordable Stanley, Iowa car insurance today? Enter your ZIP code for fast, free Stanley, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption