Compare State Road, NC Car Insurance Rates (2021)

Car insurance in State Road, NC averages $259 a month. State Road, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap State Road car insurance rates, compare quotes from the top car insurance companies in State Road, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in State Road is Liberty Mutual
  • The cheapest car insurance company in State Road for teen drivers is Liberty Mutual
  • Average car insurance rates in State Road, NC are $3,112/year

If you need to buy State Road, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in State Road, NC is right here.

You’ll find State Road car insurance rates, the cheapest State Road, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare State Road, North Carolina car insurance rates to Raleigh car insurance rates, Fayetteville car insurance rates, and Durham car insurance rates.

Ready to find affordable State Road, NC car insurance today? Enter your ZIP code for fast, free State Road car insurance quotes.

Cheapest State Road, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect State Road, NC car insurance rates? Every State Road, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in State Road, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,071 $5,071 $4,166 $4,166 $12,101 $12,101 $5,172 $5,172
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,651 $1,651 $1,493 $1,493 $3,791 $3,791 $1,839 $1,839
State Farm $2,286 $2,286 $1,977 $1,977 $3,364 $3,364 $2,825 $2,825
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in State Road, NC

Every driver must carry the minimum car insurance in State Road, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in State Road, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest State Road, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in State Road, NC. Compare credit history car insurance rates in State Road from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in State Road, North Carolina

Insurance Company Poor Fair Good
Allstate $8,976 $5,823 $5,083
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,486 $2,139 $1,956
State Farm $3,671 $2,346 $1,822
Travelers $3,102 $2,823 $2,792

Cheapest State Road, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in State Road, NC to rates for a clean record with top companies.

Annual State Road, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,583 $6,311 $11,764 $4,852
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,026 $1,503 $4,792 $1,454
State Farm $1,409 $2,015 $5,014 $2,015
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest State Road, NC Car Insurance for Teen Drivers

Teen car insurance in State Road, NC can be expensive. Take a look at rates from the top car insurance companies in State Road for teenagers.

Annual Car Insurance Rates for Teen Drivers in State Road, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,101 $12,101
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,791 $3,791
State Farm $3,364 $3,364
Travelers $4,143 $4,143

Cheapest State Road, NC Car Insurance for Seniors

Take a look at State Road, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in State Road, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,166 $4,166
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,493 $1,493
State Farm $1,977 $1,977
Travelers $2,458 $2,458

Cheapest State Road, NC Car Insurance Rates After a DUI

A DUI in State Road, NC increases car insurance rates. Compare State Road, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in State Road, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,764
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,792
State Farm $5,014
Travelers $5,402

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Cheapest State Road, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in State Road, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in State Road, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,628 $6,628
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,194 $2,194
State Farm $2,597 $2,630
Travelers $2,906 $2,906

The Best Cheap Car Insurance Companies in State Road, NC

Take a look at a side-by-side comparison of the top car insurance companies in State Road, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in State Road, North Carolina

Insurance Company Average Annual Rates
Allstate $6,628
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,194
State Farm $2,613
Travelers $2,906

Category Winners: Cheapest Car Insurance in State Road, North Carolina

Find the cheapest car insurance companies in State Road, NC for each category right here.

Best Annual Car Insurance Rates by Company in State Road, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest State Road, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your State Road car insurance rates. Find the cheapest State Road, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in State Road, North Carolina

Insurance Company Low Medium High
Allstate $6,422 $6,606 $6,855
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,088 $2,181 $2,312
State Farm $2,521 $2,601 $2,717
Travelers $2,790 $2,891 $3,037

Compare Car Insurance Quotes in State Road, NC

Ready to find affordable State Road, North Carolina car insurance today? Enter your ZIP code for fast, free State Road, NC car insurance quotes.

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