Compare Staunton, IN Car Insurance Rates (2021)

Car insurance in Staunton, IN averages $282 a month. Staunton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Staunton car insurance rates, compare quotes from the top car insurance companies in Staunton, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Staunton for teen drivers is USAA
  • Average car insurance rates in Staunton, IN are $3,380/year
  • Average car insurance rates in Staunton, IN after a DUI are $4,006/year

If you need to buy Staunton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Staunton, IN is right here.

You’ll find Staunton car insurance rates, the cheapest Staunton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Staunton, Indiana car insurance rates to Indianapolis car insurance rates, Evansville car insurance rates, and Gary car insurance rates.

Ready to find affordable Staunton, IN car insurance today? Enter your ZIP code for fast, free Staunton car insurance quotes.

Cheapest Staunton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Staunton, IN car insurance rates? Every Staunton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Staunton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,557 $2,625 $2,239 $2,456 $7,737 $9,780 $2,607 $2,829
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,604 $1,581 $1,375 $1,545 $8,635 $9,221 $2,110 $2,275
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,697 $1,610 $1,534 $1,546 $9,893 $11,147 $2,130 $2,179
State Farm $1,513 $1,513 $1,340 $1,340 $4,471 $5,742 $1,670 $1,856
Travelers $1,238 $1,260 $1,158 $1,159 $7,623 $12,054 $1,308 $1,519
USAA $996 $984 $921 $932 $2,728 $3,066 $1,348 $1,450

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Staunton, IN

Every driver must carry the minimum car insurance in Staunton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Staunton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Staunton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Staunton, IN. Compare credit history car insurance rates in Staunton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Staunton, Indiana

Insurance Company Poor Fair Good
Allstate $5,101 $3,776 $3,434
American Family $5,078 $3,306 $2,769
Farmers $4,136 $3,371 $3,124
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,381 $3,872 $3,648
State Farm $3,542 $2,112 $1,637
Travelers $3,803 $3,222 $3,220
USAA $2,100 $1,380 $1,180

Cheapest Staunton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Staunton, IN to rates for a clean record with top companies.

Annual Staunton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,287 $4,816 $4,422 $3,889
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,176 $3,688 $3,806 $3,503
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $2,972 $5,206 $3,549 $4,141
State Farm $2,376 $2,596 $2,376 $2,376
Travelers $2,901 $3,585 $4,062 $3,112
USAA $1,176 $1,667 $1,914 $1,456

Cheapest Staunton, IN Car Insurance for Teen Drivers

Teen car insurance in Staunton, IN can be expensive. Take a look at rates from the top car insurance companies in Staunton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Staunton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,737 $9,780
American Family $6,331 $9,225
Farmers $8,635 $9,221
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $9,893 $11,147
State Farm $4,471 $5,742
Travelers $7,623 $12,054
USAA $2,728 $3,066

Cheapest Staunton, IN Car Insurance for Seniors

Take a look at Staunton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Staunton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,456
American Family $2,107 $2,107
Farmers $1,375 $1,545
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,534 $1,546
State Farm $1,340 $1,340
Travelers $1,158 $1,159
USAA $921 $932

Cheapest Staunton, IN Car Insurance Rates After a DUI

A DUI in Staunton, IN increases car insurance rates. Compare Staunton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Staunton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,422
American Family $5,171
Farmers $3,806
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,549
State Farm $2,376
Travelers $4,062
USAA $1,914

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Staunton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Staunton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Staunton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,104 $4,104
American Family $3,673 $3,762
Farmers $3,543 $3,543
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $3,967 $3,967
State Farm $2,361 $2,500
Travelers $3,415 $3,415
USAA $1,533 $1,574

The Best Cheap Car Insurance Companies in Staunton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Staunton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Staunton, Indiana

Insurance Company Average Annual Rates
Allstate $4,104
American Family $3,717
Farmers $3,543
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $3,967
State Farm $2,431
Travelers $3,415
USAA $1,553

Category Winners: Cheapest Car Insurance in Staunton, Indiana

Find the cheapest car insurance companies in Staunton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Staunton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Staunton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Staunton car insurance rates. Find the cheapest Staunton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Staunton, Indiana

Insurance Company Low Medium High
Allstate $3,893 $4,087 $4,330
American Family $3,702 $3,842 $3,608
Farmers $3,405 $3,536 $3,689
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,746 $3,905 $4,250
State Farm $2,323 $2,430 $2,539
Travelers $3,352 $3,447 $3,447
USAA $1,503 $1,550 $1,607

What affects car insurance rates in Staunton, Indiana?

What factors can have an impact on Staunton, IN car insurance? There are several reasons why Staunton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Staunton, Indiana.

Commute Time in Staunton

The more time you spend in your car the higher the risk of an accident. The average commute length in Staunton, IN is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Staunton, IN

Ready to find affordable Staunton, Indiana car insurance today? Enter your ZIP code for fast, free Staunton, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State