Compare Ste. Genevieve, MO Car Insurance Rates (2021)

Car insurance in Ste. Genevieve, MO averages $263 a month. Ste. Genevieve, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ste. Genevieve car insurance rates, compare quotes from the top car insurance companies in Ste. Genevieve, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ste. Genevieve for teen drivers is Nationwide
  • Average car insurance rates in Ste. Genevieve, MO after a DUI are $3,699/year
  • Average car insurance rates in Ste. Genevieve, MO are $3,155/year

If you need to buy Ste. Genevieve, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Ste. Genevieve, MO is right here.

You’ll find Ste. Genevieve car insurance rates, the cheapest Ste. Genevieve, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Ste. Genevieve, Missouri car insurance rates to St. Charles car insurance rates, Independence car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Ste. Genevieve, MO car insurance today? Enter your ZIP code for fast, free Ste. Genevieve car insurance quotes.

Cheapest Ste. Genevieve, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ste. Genevieve, MO car insurance rates? Every Ste. Genevieve, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ste. Genevieve, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,864 $2,761 $2,588 $2,668 $8,245 $8,961 $2,721 $2,802
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,188 $2,184 $1,954 $2,069 $8,995 $9,316 $2,493 $2,609
GEICO $1,667 $1,874 $1,307 $1,679 $5,203 $5,502 $1,528 $1,532
Liberty Mutual $2,735 $2,963 $2,250 $2,520 $9,575 $10,625 $2,885 $3,081
Nationwide $1,425 $1,453 $1,279 $1,350 $3,674 $4,686 $1,632 $1,760
Progressive $1,705 $1,580 $1,396 $1,438 $5,571 $6,249 $2,074 $2,111
State Farm $1,609 $1,609 $1,449 $1,449 $4,650 $5,839 $1,807 $2,064
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Ste. Genevieve, MO

Every driver must carry the minimum car insurance in Ste. Genevieve, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Ste. Genevieve, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ste. Genevieve, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ste. Genevieve, MO. Compare credit history car insurance rates in Ste. Genevieve from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ste. Genevieve, Missouri

Insurance Company Poor Fair Good
Allstate $5,789 $3,735 $3,080
American Family $4,126 $2,907 $2,450
Farmers $4,544 $3,784 $3,599
GEICO $3,499 $2,283 $1,828
Liberty Mutual $6,575 $4,010 $3,153
Nationwide $2,541 $2,104 $1,827
Progressive $3,203 $2,652 $2,441
State Farm $3,521 $2,286 $1,872
USAA $4,080 $1,912 $1,375

Cheapest Ste. Genevieve, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ste. Genevieve, MO to rates for a clean record with top companies.

Annual Ste. Genevieve, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $4,056 $5,096 $4,075
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,449 $4,271 $4,179 $4,005
GEICO $1,973 $2,564 $3,467 $2,142
Liberty Mutual $3,320 $4,777 $4,923 $5,297
Nationwide $1,687 $2,176 $2,916 $1,850
Progressive $2,399 $3,203 $2,656 $2,804
State Farm $2,350 $2,769 $2,560 $2,560
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Ste. Genevieve, MO Car Insurance for Teen Drivers

Teen car insurance in Ste. Genevieve, MO can be expensive. Take a look at rates from the top car insurance companies in Ste. Genevieve for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ste. Genevieve, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,245 $8,961
American Family $5,660 $7,352
Farmers $8,995 $9,316
GEICO $5,203 $5,502
Liberty Mutual $9,575 $10,625
Nationwide $3,674 $4,686
Progressive $5,571 $6,249
State Farm $4,650 $5,839
USAA $4,499 $5,488

Cheapest Ste. Genevieve, MO Car Insurance for Seniors

Take a look at Ste. Genevieve, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ste. Genevieve, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,588 $2,668
American Family $1,838 $1,838
Farmers $1,954 $2,069
GEICO $1,307 $1,679
Liberty Mutual $2,250 $2,520
Nationwide $1,279 $1,350
Progressive $1,396 $1,438
State Farm $1,449 $1,449
USAA $1,359 $1,379

Cheapest Ste. Genevieve, MO Car Insurance Rates After a DUI

A DUI in Ste. Genevieve, MO increases car insurance rates. Compare Ste. Genevieve, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ste. Genevieve, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,096
American Family $4,169
Farmers $4,179
GEICO $3,467
Liberty Mutual $4,923
Nationwide $2,916
Progressive $2,656
State Farm $2,560
USAA $3,328

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Cheapest Ste. Genevieve, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ste. Genevieve, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ste. Genevieve, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,201 $4,201
American Family $3,130 $3,192
Farmers $3,976 $3,976
GEICO $2,488 $2,585
Liberty Mutual $4,579 $4,579
Nationwide $2,157 $2,157
Progressive $2,765 $2,765
State Farm $2,498 $2,621
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Ste. Genevieve, MO

Take a look at a side-by-side comparison of the top car insurance companies in Ste. Genevieve, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ste. Genevieve, Missouri

Insurance Company Average Annual Rates
Allstate $4,201
American Family $3,161
Farmers $3,976
GEICO $2,536
Liberty Mutual $4,579
Nationwide $2,157
Progressive $2,765
State Farm $2,560
USAA $2,456

Category Winners: Cheapest Car Insurance in Ste. Genevieve, Missouri

Find the cheapest car insurance companies in Ste. Genevieve, MO for each category right here.

Best Annual Car Insurance Rates by Company in Ste. Genevieve, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Ste. Genevieve, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ste. Genevieve car insurance rates. Find the cheapest Ste. Genevieve, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ste. Genevieve, Missouri

Insurance Company Low Medium High
Allstate $4,064 $4,193 $4,346
American Family $3,066 $3,261 $3,156
Farmers $3,718 $3,936 $4,275
GEICO $2,362 $2,554 $2,693
Liberty Mutual $4,334 $4,600 $4,803
Nationwide $2,025 $2,179 $2,269
Progressive $2,465 $2,773 $3,058
State Farm $2,390 $2,566 $2,723
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Ste. Genevieve, Missouri?

What factors can have an impact on Ste. Genevieve, MO car insurance? There are several reasons why Ste. Genevieve car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ste. Genevieve, Missouri.

Commute Time in Ste. Genevieve

The more time you spend in your car the higher the risk of an accident. The average commute length in Ste. Genevieve, MO is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ste. Genevieve, MO

Ready to find affordable Ste. Genevieve, Missouri car insurance today? Enter your ZIP code for fast, free Ste. Genevieve, MO car insurance quotes.

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