Compare Ste. Marie, IL Car Insurance Rates (2021)

Car insurance in Ste. Marie, IL averages $247 a month. Ste. Marie, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ste. Marie car insurance rates, compare quotes from the top car insurance companies in Ste. Marie, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ste. Marie, IL after a DUI are $3,460/year
  • The cheapest car insurance company in Ste. Marie for teen drivers is State Farm
  • The cheapest car insurance company in Ste. Marie is Liberty Mutual

If you need to buy Ste. Marie, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Ste. Marie, IL is right here.

You’ll find Ste. Marie car insurance rates, the cheapest Ste. Marie, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Ste. Marie, Illinois car insurance rates to Elgin car insurance rates, Springfield car insurance rates, and Chicago car insurance rates.

Ready to find affordable Ste. Marie, IL car insurance today? Enter your ZIP code for fast, free Ste. Marie car insurance quotes.

Cheapest Ste. Marie, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ste. Marie, IL car insurance rates? Every Ste. Marie, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ste. Marie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,286 $2,288 $2,032 $2,143 $9,539 $9,943 $2,608 $2,736
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,329 $1,436 $1,108 $1,237 $4,117 $4,579 $1,392 $1,475
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,796 $1,698 $1,476 $1,548 $6,518 $7,314 $2,142 $2,325
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,380 $1,456 $1,248 $1,330 $3,802 $4,731 $1,463 $1,541
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in Ste. Marie, IL

Every driver must carry the minimum car insurance in Ste. Marie, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Ste. Marie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ste. Marie, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ste. Marie, IL. Compare credit history car insurance rates in Ste. Marie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ste. Marie, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,812 $3,260 $2,751
Farmers $4,777 $4,003 $3,810
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,950 $1,835 $1,467
Nationwide $3,206 $2,585 $2,266
Progressive $3,539 $2,998 $2,770
State Farm $3,056 $1,830 $1,419
Travelers $2,594 $2,071 $1,691
USAA $3,658 $2,511 $2,069

Cheapest Ste. Marie, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ste. Marie, IL to rates for a clean record with top companies.

Annual Ste. Marie, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,548 $4,562 $4,449 $4,228
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,745 $2,450 $2,167 $1,974
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,558 $3,791 $2,830 $3,230
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,694 $2,205 $2,458 $2,118
USAA $1,958 $2,813 $3,852 $2,361

Cheapest Ste. Marie, IL Car Insurance for Teen Drivers

Teen car insurance in Ste. Marie, IL can be expensive. Take a look at rates from the top car insurance companies in Ste. Marie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ste. Marie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,270 $8,739
Farmers $9,539 $9,943
GEICO $4,375 $4,641
Liberty Mutual $4,117 $4,579
Nationwide $4,666 $5,999
Progressive $6,518 $7,314
State Farm $3,675 $4,680
Travelers $3,802 $4,731
USAA $5,278 $5,822

Cheapest Ste. Marie, IL Car Insurance for Seniors

Take a look at Ste. Marie, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ste. Marie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,069 $2,069
Farmers $2,032 $2,143
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,535 $1,629
Progressive $1,476 $1,548
State Farm $1,206 $1,206
Travelers $1,248 $1,330
USAA $1,524 $1,504

Cheapest Ste. Marie, IL Car Insurance Rates After a DUI

A DUI in Ste. Marie, IL increases car insurance rates. Compare Ste. Marie, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ste. Marie, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $5,001
Farmers $4,449
GEICO $3,141
Liberty Mutual $2,167
Nationwide $3,294
Progressive $2,830
State Farm $2,102
Travelers $2,458
USAA $3,852

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Cheapest Ste. Marie, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ste. Marie, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ste. Marie, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,561 $3,655
Farmers $4,197 $4,197
GEICO $2,263 $2,351
Liberty Mutual $2,084 $2,084
Nationwide $2,686 $2,686
Progressive $3,102 $3,102
State Farm $2,049 $2,154
Travelers $2,036 $2,201
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Ste. Marie, IL

Take a look at a side-by-side comparison of the top car insurance companies in Ste. Marie, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ste. Marie, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,608
Farmers $4,197
GEICO $2,307
Liberty Mutual $2,084
Nationwide $2,686
Progressive $3,102
State Farm $2,102
Travelers $2,119
USAA $2,746

Category Winners: Cheapest Car Insurance in Ste. Marie, Illinois

Find the cheapest car insurance companies in Ste. Marie, IL for each category right here.

Best Annual Car Insurance Rates by Company in Ste. Marie, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Ste. Marie, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ste. Marie car insurance rates. Find the cheapest Ste. Marie, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ste. Marie, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,503 $3,739 $3,582
Farmers $4,006 $4,105 $4,480
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,976 $2,080 $2,197
Nationwide $2,684 $2,705 $2,669
Progressive $2,870 $3,091 $3,346
State Farm $2,006 $2,104 $2,194
Travelers $1,993 $2,116 $2,247
USAA $2,562 $2,743 $2,933

What affects car insurance rates in Ste. Marie, Illinois?

What factors can have an impact on Ste. Marie, IL car insurance? There are several reasons why Ste. Marie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ste. Marie, Illinois.

Commute Time in Ste. Marie

The more time you spend in your car the higher the risk of an accident. The average commute length in Ste. Marie, IL is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ste. Marie, IL

Ready to find affordable Ste. Marie, Illinois car insurance today? Enter your ZIP code for fast, free Ste. Marie, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State