Compare Steger, IL Car Insurance Rates (2021)

Car insurance in Steger, IL averages $331 a month. Steger, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Steger car insurance rates, compare quotes from the top car insurance companies in Steger, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Steger, IL after a DUI are $4,684/year
  • The cheapest car insurance company in Steger is Liberty Mutual
  • The cheapest car insurance company in Steger for teen drivers is Liberty Mutual

If you need to buy Steger, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Steger, IL is right here.

You’ll find Steger car insurance rates, the cheapest Steger, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Steger, Illinois car insurance rates to Rockford car insurance rates, Champaign car insurance rates, and Naperville car insurance rates.

Ready to find affordable Steger, IL car insurance today? Enter your ZIP code for fast, free Steger car insurance quotes.

Cheapest Steger, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Steger, IL car insurance rates? Every Steger, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Steger, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,655 $4,677 $4,869 $4,869 $12,044 $15,616 $5,594 $6,040
American Family $2,734 $2,734 $2,504 $2,504 $7,765 $10,754 $2,734 $3,524
Farmers $2,955 $2,954 $2,617 $2,781 $13,017 $13,557 $3,363 $3,492
GEICO $2,123 $2,185 $2,065 $2,308 $7,762 $8,099 $2,462 $2,576
Liberty Mutual $1,565 $1,690 $1,300 $1,458 $5,405 $6,018 $1,629 $1,710
Nationwide $2,100 $2,134 $1,870 $1,978 $5,810 $7,444 $2,450 $2,650
Progressive $2,195 $2,058 $1,812 $1,918 $7,975 $8,931 $2,589 $2,760
State Farm $1,754 $1,754 $1,585 $1,585 $5,504 $6,963 $1,987 $2,277
Travelers $1,809 $1,907 $1,665 $1,774 $5,495 $6,940 $1,917 $2,019
USAA $1,902 $1,927 $1,765 $1,726 $6,322 $6,968 $2,513 $2,749

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Minimum Car Insurance in Steger, IL

Every driver must carry the minimum car insurance in Steger, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Steger, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Steger, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Steger, IL. Compare credit history car insurance rates in Steger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Steger, Illinois

Insurance Company Poor Fair Good
Allstate $9,324 $6,696 $5,866
American Family $5,857 $3,989 $3,374
Farmers $6,348 $5,345 $5,083
GEICO $5,966 $2,888 $2,239
Liberty Mutual $3,677 $2,294 $1,820
Nationwide $3,949 $3,184 $2,781
Progressive $4,321 $3,652 $3,367
State Farm $4,252 $2,549 $1,978
Travelers $3,577 $2,899 $2,346
USAA $4,307 $2,958 $2,436

Cheapest Steger, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Steger, IL to rates for a clean record with top companies.

Annual Steger, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,210 $8,900 $8,218 $6,853
American Family $3,247 $4,577 $6,121 $3,681
Farmers $4,720 $6,098 $5,948 $5,602
GEICO $2,472 $3,968 $5,441 $2,909
Liberty Mutual $2,156 $3,082 $2,697 $2,452
Nationwide $2,665 $3,446 $4,048 $3,059
Progressive $3,110 $4,624 $3,455 $3,930
State Farm $2,660 $3,193 $2,926 $2,926
Travelers $2,329 $3,071 $3,432 $2,932
USAA $2,293 $3,317 $4,554 $2,771

Cheapest Steger, IL Car Insurance for Teen Drivers

Teen car insurance in Steger, IL can be expensive. Take a look at rates from the top car insurance companies in Steger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Steger, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,044 $15,616
American Family $7,765 $10,754
Farmers $13,017 $13,557
GEICO $7,762 $8,099
Liberty Mutual $5,405 $6,018
Nationwide $5,810 $7,444
Progressive $7,975 $8,931
State Farm $5,504 $6,963
Travelers $5,495 $6,940
USAA $6,322 $6,968

Cheapest Steger, IL Car Insurance for Seniors

Take a look at Steger, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Steger, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,869 $4,869
American Family $2,504 $2,504
Farmers $2,617 $2,781
GEICO $2,065 $2,308
Liberty Mutual $1,300 $1,458
Nationwide $1,870 $1,978
Progressive $1,812 $1,918
State Farm $1,585 $1,585
Travelers $1,665 $1,774
USAA $1,765 $1,726

Cheapest Steger, IL Car Insurance Rates After a DUI

A DUI in Steger, IL increases car insurance rates. Compare Steger, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Steger, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,218
American Family $6,121
Farmers $5,948
GEICO $5,441
Liberty Mutual $2,697
Nationwide $4,048
Progressive $3,455
State Farm $2,926
Travelers $3,432
USAA $4,554

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Cheapest Steger, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Steger, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Steger, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,295 $7,295
American Family $4,350 $4,463
Farmers $5,592 $5,592
GEICO $3,632 $3,764
Liberty Mutual $2,597 $2,597
Nationwide $3,304 $3,304
Progressive $3,780 $3,780
State Farm $2,851 $3,001
Travelers $2,824 $3,058
USAA $3,143 $3,325

The Best Cheap Car Insurance Companies in Steger, IL

Take a look at a side-by-side comparison of the top car insurance companies in Steger, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Steger, Illinois

Insurance Company Average Annual Rates
Allstate $7,295
American Family $4,407
Farmers $5,592
GEICO $3,698
Liberty Mutual $2,597
Nationwide $3,304
Progressive $3,780
State Farm $2,926
Travelers $2,941
USAA $3,234

Category Winners: Cheapest Car Insurance in Steger, Illinois

Find the cheapest car insurance companies in Steger, IL for each category right here.

Best Annual Car Insurance Rates by Company in Steger, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Steger, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Steger car insurance rates. Find the cheapest Steger, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Steger, Illinois

Insurance Company Low Medium High
Allstate $7,027 $7,287 $7,572
American Family $4,230 $4,568 $4,422
Farmers $5,290 $5,448 $6,039
GEICO $3,359 $3,685 $4,049
Liberty Mutual $2,429 $2,590 $2,772
Nationwide $3,258 $3,334 $3,322
Progressive $3,362 $3,747 $4,231
State Farm $2,733 $2,931 $3,115
Travelers $2,747 $2,937 $3,138
USAA $3,031 $3,232 $3,439

What affects car insurance rates in Steger, Illinois?

What factors can have an impact on Steger, IL car insurance? There are several reasons why Steger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Steger, Illinois.

Commute Time in Steger

The more time you spend in your car the higher the risk of an accident. The average commute length in Steger, IL is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Steger, IL

Ready to find affordable Steger, Illinois car insurance today? Enter your ZIP code for fast, free Steger, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State