Compare Stella, NC Car Insurance Rates (2021)

Car insurance in Stella, NC averages $257 a month. Stella, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Stella car insurance rates, compare quotes from the top car insurance companies in Stella, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stella for teen drivers is Liberty Mutual
  • Average car insurance rates in Stella, NC after a DUI are $5,823/year
  • The cheapest car insurance company in Stella is Liberty Mutual

If you need to buy Stella, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Stella, NC is right here.

You’ll find Stella car insurance rates, the cheapest Stella, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Stella, North Carolina car insurance rates to Durham car insurance rates, Charlotte car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Stella, NC car insurance today? Enter your ZIP code for fast, free Stella car insurance quotes.

Cheapest Stella, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stella, NC car insurance rates? Every Stella, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stella, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,314 $5,314 $4,364 $4,364 $12,687 $12,687 $5,419 $5,419
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,549 $1,549 $1,408 $1,408 $3,734 $3,734 $1,744 $1,744
State Farm $2,257 $2,257 $1,952 $1,952 $3,326 $3,326 $2,789 $2,789
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

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Minimum Car Insurance in Stella, NC

Every driver must carry the minimum car insurance in Stella, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Stella, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stella, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stella, NC. Compare credit history car insurance rates in Stella from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stella, North Carolina

Insurance Company Poor Fair Good
Allstate $9,402 $6,098 $5,339
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,392 $2,059 $1,875
State Farm $3,624 $2,318 $1,801
Travelers $3,015 $2,747 $2,718

Cheapest Stella, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stella, NC to rates for a clean record with top companies.

Annual Stella, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $6,625 $12,324 $5,082
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $990 $1,443 $4,606 $1,396
State Farm $1,384 $1,990 $4,960 $1,990
Travelers $1,687 $2,204 $5,241 $2,173

Cheapest Stella, NC Car Insurance for Teen Drivers

Teen car insurance in Stella, NC can be expensive. Take a look at rates from the top car insurance companies in Stella for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stella, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,687 $12,687
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,734 $3,734
State Farm $3,326 $3,326
Travelers $4,069 $4,069

Cheapest Stella, NC Car Insurance for Seniors

Take a look at Stella, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stella, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,364 $4,364
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,408 $1,408
State Farm $1,952 $1,952
Travelers $2,378 $2,378

Cheapest Stella, NC Car Insurance Rates After a DUI

A DUI in Stella, NC increases car insurance rates. Compare Stella, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stella, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,324
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,606
State Farm $4,960
Travelers $5,241

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Cheapest Stella, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stella, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stella, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,946 $6,946
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,109 $2,109
State Farm $2,569 $2,593
Travelers $2,827 $2,827

The Best Cheap Car Insurance Companies in Stella, NC

Take a look at a side-by-side comparison of the top car insurance companies in Stella, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stella, North Carolina

Insurance Company Average Annual Rates
Allstate $6,946
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,109
State Farm $2,581
Travelers $2,827

Category Winners: Cheapest Car Insurance in Stella, North Carolina

Find the cheapest car insurance companies in Stella, NC for each category right here.

Best Annual Car Insurance Rates by Company in Stella, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Stella, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stella car insurance rates. Find the cheapest Stella, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stella, North Carolina

Insurance Company Low Medium High
Allstate $6,698 $6,919 $7,221
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $2,003 $2,096 $2,228
State Farm $2,473 $2,567 $2,702
Travelers $2,710 $2,811 $2,958

Compare Car Insurance Quotes in Stella, NC

Ready to find affordable Stella, North Carolina car insurance today? Enter your ZIP code for fast, free Stella, NC car insurance quotes.

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