Compare Stella, NE Car Insurance Rates (2021)

Car insurance in Stella, NE averages $276 a month. Stella, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stella car insurance rates, compare quotes from the top car insurance companies in Stella, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stella, NE after a DUI are $3,828/year
  • The cheapest car insurance company in Stella is USAA
  • Average car insurance rates in Stella, NE are $3,306/year

If you need to buy Stella, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Stella, NE is right here.

You’ll find Stella car insurance rates, the cheapest Stella, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Stella, Nebraska car insurance rates to North Platte car insurance rates, Hastings car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Stella, NE car insurance today? Enter your ZIP code for fast, free Stella car insurance quotes.

Cheapest Stella, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stella, NE car insurance rates? Every Stella, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stella, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,790 $1,790 $1,627 $1,627 $2,971 $4,339 $1,751 $1,890
Farmers $2,333 $2,325 $2,092 $2,199 $8,795 $9,082 $2,635 $2,762
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,178 $3,451 $2,510 $3,056 $13,515 $15,190 $3,338 $3,700
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $1,992 $1,924 $1,634 $1,698 $7,611 $8,583 $2,383 $2,550
State Farm $1,652 $1,652 $1,433 $1,433 $4,281 $5,493 $1,819 $2,060
USAA $1,304 $1,300 $1,188 $1,221 $4,120 $4,927 $1,682 $1,874

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Minimum Car Insurance in Stella, NE

Every driver must carry the minimum car insurance in Stella, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Stella, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stella, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stella, NE. Compare credit history car insurance rates in Stella from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stella, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,975 $2,038 $1,657
Farmers $4,617 $3,825 $3,642
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,655 $5,218 $4,103
Nationwide $3,157 $2,512 $2,208
Progressive $4,073 $3,416 $3,152
State Farm $3,601 $2,158 $1,675
USAA $2,931 $1,987 $1,688

Cheapest Stella, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stella, NE to rates for a clean record with top companies.

Annual Stella, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,177 $2,361 $2,177 $2,177
Farmers $3,415 $4,365 $4,258 $4,074
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,142 $6,051 $6,567 $6,208
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,016 $4,420 $3,373 $3,379
State Farm $2,317 $2,639 $2,478 $2,478
USAA $1,670 $2,105 $3,141 $1,892

Cheapest Stella, NE Car Insurance for Teen Drivers

Teen car insurance in Stella, NE can be expensive. Take a look at rates from the top car insurance companies in Stella for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stella, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,971 $4,339
Farmers $8,795 $9,082
GEICO $5,684 $7,440
Liberty Mutual $13,515 $15,190
Nationwide $4,226 $5,274
Progressive $7,611 $8,583
State Farm $4,281 $5,493
USAA $4,120 $4,927

Cheapest Stella, NE Car Insurance for Seniors

Take a look at Stella, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stella, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,627 $1,627
Farmers $2,092 $2,199
GEICO $2,692 $2,591
Liberty Mutual $2,510 $3,056
Nationwide $1,639 $1,755
Progressive $1,634 $1,698
State Farm $1,433 $1,433
USAA $1,188 $1,221

Cheapest Stella, NE Car Insurance Rates After a DUI

A DUI in Stella, NE increases car insurance rates. Compare Stella, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stella, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,177
Farmers $4,258
GEICO $4,992
Liberty Mutual $6,567
Nationwide $3,838
Progressive $3,373
State Farm $2,478
USAA $3,141

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Cheapest Stella, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stella, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stella, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,205 $2,241
Farmers $4,028 $4,028
GEICO $3,535 $3,646
Liberty Mutual $5,992 $5,992
Nationwide $2,626 $2,626
Progressive $3,547 $3,547
State Farm $2,414 $2,542
USAA $2,177 $2,227

The Best Cheap Car Insurance Companies in Stella, NE

Take a look at a side-by-side comparison of the top car insurance companies in Stella, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stella, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,223
Farmers $4,028
GEICO $3,591
Liberty Mutual $5,992
Nationwide $2,626
Progressive $3,547
State Farm $2,478
USAA $2,202

Category Winners: Cheapest Car Insurance in Stella, Nebraska

Find the cheapest car insurance companies in Stella, NE for each category right here.

Best Annual Car Insurance Rates by Company in Stella, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Stella, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stella car insurance rates. Find the cheapest Stella, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stella, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,211 $2,290 $2,168
Farmers $3,866 $3,973 $4,245
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,827 $5,960 $6,190
Nationwide $2,673 $2,615 $2,589
Progressive $3,385 $3,538 $3,718
State Farm $2,391 $2,474 $2,569
USAA $2,129 $2,199 $2,279

What affects car insurance rates in Stella, Nebraska?

What factors can have an impact on Stella, NE car insurance? There are several reasons why Stella car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stella, Nebraska.

Commute Time in Stella

The more time you spend in your car the higher the risk of an accident. The average commute length in Stella, NE is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Stella, NE

Ready to find affordable Stella, Nebraska car insurance today? Enter your ZIP code for fast, free Stella, NE car insurance quotes.

Free Car Insurance Comparison

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