Compare Stephens, GA Car Insurance Rates (2021)

Car insurance in Stephens, GA averages $407 a month. Stephens, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stephens car insurance rates, compare quotes from the top car insurance companies in Stephens, GA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Stephens is GEICO
  • Average car insurance rates in Stephens, GA are $4,887/year
  • The cheapest car insurance company in Stephens for teen drivers is GEICO

If you need to buy Stephens, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Stephens, GA is right here.

You’ll find Stephens car insurance rates, the cheapest Stephens, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Stephens, Georgia car insurance rates to Marietta car insurance rates, Savannah car insurance rates, and Sandy Springs car insurance rates.

Ready to find affordable Stephens, GA car insurance today? Enter your ZIP code for fast, free Stephens car insurance quotes.

Cheapest Stephens, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stephens, GA car insurance rates? Every Stephens, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stephens, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,974 $2,844 $2,844 $7,039 $9,124 $3,339 $3,651
GEICO $1,564 $1,536 $1,507 $1,507 $4,518 $5,407 $1,985 $2,211
Liberty Mutual $5,168 $5,623 $4,225 $4,787 $21,753 $24,279 $5,492 $5,857
Nationwide $4,144 $4,286 $4,087 $4,499 $12,984 $16,747 $5,062 $5,500
Progressive $2,529 $2,358 $2,165 $2,262 $7,590 $8,424 $2,939 $3,101
State Farm $2,242 $2,242 $2,010 $2,010 $5,932 $7,798 $2,459 $2,655
USAA $1,775 $1,773 $1,647 $1,655 $6,379 $7,553 $2,214 $2,448

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Stephens, GA

Every driver must carry the minimum car insurance in Stephens, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Stephens, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stephens, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stephens, GA. Compare credit history car insurance rates in Stephens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stephens, Georgia

Insurance Company Poor Fair Good
Allstate $5,631 $3,917 $3,497
GEICO $3,182 $2,236 $2,171
Liberty Mutual $13,830 $8,474 $6,641
Nationwide $8,543 $6,910 $6,038
Progressive $4,458 $3,802 $3,503
State Farm $4,846 $3,018 $2,392
USAA $4,141 $2,913 $2,487

Cheapest Stephens, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stephens, GA to rates for a clean record with top companies.

Annual Stephens, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,590 $5,509 $4,518 $3,777
GEICO $1,694 $2,133 $4,392 $1,899
Liberty Mutual $7,320 $10,004 $11,509 $9,760
Nationwide $5,505 $6,465 $10,002 $6,682
Progressive $3,109 $5,351 $3,610 $3,614
State Farm $3,118 $3,718 $3,418 $3,418
USAA $2,435 $3,081 $4,491 $2,715

Cheapest Stephens, GA Car Insurance for Teen Drivers

Teen car insurance in Stephens, GA can be expensive. Take a look at rates from the top car insurance companies in Stephens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stephens, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,124
GEICO $4,518 $5,407
Liberty Mutual $21,753 $24,279
Nationwide $12,984 $16,747
Progressive $7,590 $8,424
State Farm $5,932 $7,798
USAA $6,379 $7,553

Cheapest Stephens, GA Car Insurance for Seniors

Take a look at Stephens, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stephens, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,844 $2,844
GEICO $1,507 $1,507
Liberty Mutual $4,225 $4,787
Nationwide $4,087 $4,499
Progressive $2,165 $2,262
State Farm $2,010 $2,010
USAA $1,647 $1,655

Cheapest Stephens, GA Car Insurance Rates After a DUI

A DUI in Stephens, GA increases car insurance rates. Compare Stephens, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stephens, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,518
GEICO $4,392
Liberty Mutual $11,509
Nationwide $10,002
Progressive $3,610
State Farm $3,418
USAA $4,491

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stephens, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stephens, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stephens, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,253 $4,443
GEICO $2,485 $2,574
Liberty Mutual $9,648 $9,648
Nationwide $7,164 $7,164
Progressive $3,921 $3,921
State Farm $3,418 $3,418
USAA $3,036 $3,325

The Best Cheap Car Insurance Companies in Stephens, GA

Take a look at a side-by-side comparison of the top car insurance companies in Stephens, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stephens, Georgia

Insurance Company Average Annual Rates
Allstate $4,348
GEICO $2,530
Liberty Mutual $9,648
Nationwide $7,164
Progressive $3,921
State Farm $3,418
USAA $3,180

Category Winners: Cheapest Car Insurance in Stephens, Georgia

Find the cheapest car insurance companies in Stephens, GA for each category right here.

Best Annual Car Insurance Rates by Company in Stephens, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stephens, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stephens car insurance rates. Find the cheapest Stephens, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stephens, Georgia

Insurance Company Low Medium High
Allstate $4,069 $4,384 $4,593
GEICO $2,373 $2,540 $2,675
Liberty Mutual $9,282 $9,601 $10,061
Nationwide $7,060 $7,292 $7,139
Progressive $3,649 $3,869 $4,245
State Farm $3,204 $3,421 $3,631
USAA $3,037 $3,164 $3,340

Compare Car Insurance Quotes in Stephens, GA

Ready to find affordable Stephens, Georgia car insurance today? Enter your ZIP code for fast, free Stephens, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption