Compare Stephensport, KY Car Insurance Rates (2021)

Car insurance in Stephensport, KY averages $358 a month. Stephensport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stephensport car insurance rates, compare quotes from the top car insurance companies in Stephensport, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stephensport, KY after a DUI are $5,118/year
  • The cheapest car insurance company in Stephensport is USAA
  • The cheapest car insurance company in Stephensport for teen drivers is USAA

If you need to buy Stephensport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Stephensport, KY is right here.

You’ll find Stephensport car insurance rates, the cheapest Stephensport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Stephensport, Kentucky car insurance rates to Owensboro car insurance rates, Florence car insurance rates, and Covington car insurance rates.

Ready to find affordable Stephensport, KY car insurance today? Enter your ZIP code for fast, free Stephensport car insurance quotes.

Cheapest Stephensport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stephensport, KY car insurance rates? Every Stephensport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stephensport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,191 $3,160 $2,879 $3,070 $11,741 $13,163 $3,544 $3,751
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,714 $2,940 $2,324 $2,594 $11,228 $12,400 $2,822 $2,911
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,307 $2,206 $2,059 $2,074 $10,978 $12,434 $2,865 $2,938
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

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Minimum Car Insurance in Stephensport, KY

Every driver must carry the minimum car insurance in Stephensport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Stephensport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stephensport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stephensport, KY. Compare credit history car insurance rates in Stephensport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stephensport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,366 $5,083 $4,238
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,129 $4,387 $3,459
Nationwide $4,672 $3,666 $3,197
Progressive $5,306 $4,606 $4,286
State Farm $4,536 $2,742 $2,142
Travelers $5,628 $4,760 $4,740
USAA $4,321 $2,415 $1,966

Cheapest Stephensport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stephensport, KY to rates for a clean record with top companies.

Annual Stephensport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,620 $6,017 $6,409 $5,204
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,160 $6,405 $4,978 $4,425
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,916 $5,782 $4,468 $4,765
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,183 $3,094 $3,697 $2,629

Cheapest Stephensport, KY Car Insurance for Teen Drivers

Teen car insurance in Stephensport, KY can be expensive. Take a look at rates from the top car insurance companies in Stephensport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stephensport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,741 $13,163
GEICO $6,851 $8,131
Liberty Mutual $11,228 $12,400
Nationwide $6,037 $7,550
Progressive $10,978 $12,434
State Farm $5,542 $6,928
Travelers $10,289 $16,460
USAA $5,158 $5,444

Cheapest Stephensport, KY Car Insurance for Seniors

Take a look at Stephensport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stephensport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,879 $3,070
GEICO $3,510 $3,179
Liberty Mutual $2,324 $2,594
Nationwide $2,519 $2,640
Progressive $2,059 $2,074
State Farm $1,831 $1,831
Travelers $2,135 $2,140
USAA $1,748 $1,785

Cheapest Stephensport, KY Car Insurance Rates After a DUI

A DUI in Stephensport, KY increases car insurance rates. Compare Stephensport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stephensport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,409
GEICO $6,731
Liberty Mutual $4,978
Nationwide $4,997
Progressive $4,468
State Farm $3,140
Travelers $6,527
USAA $3,697

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Cheapest Stephensport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stephensport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stephensport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,562 $5,562
GEICO $4,119 $4,197
Liberty Mutual $4,992 $4,992
Nationwide $3,845 $3,845
Progressive $4,733 $4,733
State Farm $3,060 $3,220
Travelers $5,043 $5,043
USAA $2,793 $3,009

The Best Cheap Car Insurance Companies in Stephensport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Stephensport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stephensport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,562
GEICO $4,158
Liberty Mutual $4,992
Nationwide $3,845
Progressive $4,733
State Farm $3,140
Travelers $5,043
USAA $2,901

Category Winners: Cheapest Car Insurance in Stephensport, Kentucky

Find the cheapest car insurance companies in Stephensport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Stephensport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Stephensport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stephensport car insurance rates. Find the cheapest Stephensport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stephensport, Kentucky

Insurance Company Low Medium High
Allstate $5,169 $5,540 $5,977
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,728 $4,956 $5,290
Nationwide $3,908 $3,801 $3,826
Progressive $4,381 $4,671 $5,146
State Farm $2,981 $3,134 $3,305
Travelers $4,803 $5,068 $5,257
USAA $2,776 $2,894 $3,031

Compare Car Insurance Quotes in Stephensport, KY

Ready to find affordable Stephensport, Kentucky car insurance today? Enter your ZIP code for fast, free Stephensport, KY car insurance quotes.

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