Compare Sterling City, TX Car Insurance Rates (2021)

Car insurance in Sterling City, TX averages $294 a month. Sterling City, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sterling City car insurance rates, compare quotes from the top car insurance companies in Sterling City, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sterling City, TX are $3,525/year
  • The cheapest car insurance company in Sterling City is USAA
  • The cheapest car insurance company in Sterling City for teen drivers is USAA

If you need to buy Sterling City, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Sterling City, TX is right here.

You’ll find Sterling City car insurance rates, the cheapest Sterling City, TX car insurance companies, and information on Texas car insurance laws. You can also compare Sterling City, Texas car insurance rates to Laredo car insurance rates, Houston car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Sterling City, TX car insurance today? Enter your ZIP code for fast, free Sterling City car insurance quotes.

Cheapest Sterling City, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sterling City, TX car insurance rates? Every Sterling City, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sterling City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,357 $2,603 $2,171 $2,466 $5,930 $7,817 $3,316 $3,783
GEICO $2,055 $2,198 $1,946 $2,172 $4,421 $4,620 $2,226 $2,247
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $2,736 $2,562 $2,424 $2,480 $11,336 $12,569 $3,197 $3,191
State Farm $1,824 $1,824 $1,610 $1,610 $4,153 $5,255 $1,968 $2,035
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

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Minimum Car Insurance in Sterling City, TX

Every driver must carry the minimum car insurance in Sterling City, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Sterling City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sterling City, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sterling City, TX. Compare credit history car insurance rates in Sterling City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sterling City, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $5,289 $3,265 $2,863
GEICO $4,202 $2,395 $1,609
Nationwide $4,539 $3,619 $3,149
Progressive $5,712 $4,921 $4,553
State Farm $3,594 $2,233 $1,778
USAA $3,300 $1,873 $1,498

Cheapest Sterling City, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sterling City, TX to rates for a clean record with top companies.

Annual Sterling City, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $3,480 $4,398 $3,864 $3,480
GEICO $2,327 $3,047 $2,579 $2,989
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $4,410 $5,714 $5,158 $4,965
State Farm $2,276 $2,580 $3,009 $2,276
USAA $1,675 $2,433 $2,864 $1,922

Cheapest Sterling City, TX Car Insurance for Teen Drivers

Teen car insurance in Sterling City, TX can be expensive. Take a look at rates from the top car insurance companies in Sterling City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sterling City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $5,930 $7,817
GEICO $4,421 $4,620
Nationwide $6,574 $8,492
Progressive $11,336 $12,569
State Farm $4,153 $5,255
USAA $3,831 $4,232

Cheapest Sterling City, TX Car Insurance for Seniors

Take a look at Sterling City, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sterling City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,171 $2,466
GEICO $1,946 $2,172
Nationwide $2,123 $2,259
Progressive $2,424 $2,480
State Farm $1,610 $1,610
USAA $1,368 $1,383

Cheapest Sterling City, TX Car Insurance Rates After a DUI

A DUI in Sterling City, TX increases car insurance rates. Compare Sterling City, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sterling City, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,616
American Family $3,864
GEICO $2,579
Nationwide $4,857
Progressive $5,158
State Farm $3,009
USAA $2,864

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Cheapest Sterling City, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sterling City, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sterling City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,440 $4,645
American Family $3,805 $3,805
GEICO $2,684 $2,787
Nationwide $3,769 $3,769
Progressive $5,062 $5,062
State Farm $2,535 $2,535
USAA $2,195 $2,252

The Best Cheap Car Insurance Companies in Sterling City, TX

Take a look at a side-by-side comparison of the top car insurance companies in Sterling City, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sterling City, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $3,805
GEICO $2,736
Nationwide $3,769
Progressive $5,062
State Farm $2,535
USAA $2,224

Category Winners: Cheapest Car Insurance in Sterling City, Texas

Find the cheapest car insurance companies in Sterling City, TX for each category right here.

Best Annual Car Insurance Rates by Company in Sterling City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Sterling City, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sterling City car insurance rates. Find the cheapest Sterling City, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sterling City, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $3,580 $3,688 $4,148
GEICO $2,622 $2,713 $2,872
Nationwide $4,078 $3,605 $3,624
Progressive $4,746 $5,025 $5,415
State Farm $2,419 $2,528 $2,658
USAA $2,165 $2,217 $2,290

What affects car insurance rates in Sterling City, Texas?

What factors can have an impact on Sterling City, TX car insurance? There are several reasons why Sterling City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sterling City, Texas.

Commute Time in Sterling City

The more time you spend in your car the higher the risk of an accident. The average commute length in Sterling City, TX is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sterling City, TX

Ready to find affordable Sterling City, Texas car insurance today? Enter your ZIP code for fast, free Sterling City, TX car insurance quotes.

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