Compare Sterling, VA Car Insurance Rates (2021)

Car insurance in Sterling, VA averages $204 a month. Sterling, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sterling car insurance rates, compare quotes from the top car insurance companies in Sterling, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sterling for teen drivers is GEICO
  • The cheapest ZIP code in Sterling is 20164
  • Average car insurance rates in Sterling, VA are $2,450/year

If you need to buy Sterling, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Sterling, VA is right here.

You’ll find Sterling car insurance rates, the cheapest Sterling, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Sterling, Virginia car insurance rates to Alexandria car insurance rates, Norfolk car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Sterling, VA car insurance today? Enter your ZIP code for fast, free Sterling car insurance quotes.

Cheapest Sterling, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sterling, VA car insurance rates? Every Sterling, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sterling, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,255 $2,378 $2,378 $7,675 $8,781 $3,115 $3,104
GEICO $1,354 $1,343 $1,288 $1,288 $2,985 $3,970 $1,576 $1,546
Nationwide $1,470 $1,476 $1,305 $1,338 $3,557 $4,571 $1,624 $1,763
Progressive $1,194 $1,128 $1,089 $1,089 $5,658 $6,334 $1,443 $1,466
State Farm $1,402 $1,402 $1,281 $1,281 $4,429 $5,559 $1,590 $1,824
USAA $1,109 $1,089 $1,045 $1,045 $3,489 $4,142 $1,422 $1,557

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Minimum Car Insurance in Sterling, VA

Every driver must carry the minimum car insurance in Sterling, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Sterling, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sterling, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sterling, VA. Compare credit history car insurance rates in Sterling from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sterling, Virginia

Insurance Company Poor Fair Good
Allstate $4,870 $3,927 $3,233
GEICO $2,132 $1,812 $1,812
Nationwide $2,527 $2,036 $1,851
Progressive $2,688 $2,368 $2,219
State Farm $3,337 $2,068 $1,633
USAA $2,487 $1,697 $1,402

Cheapest Sterling, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sterling, VA to rates for a clean record with top companies.

Annual Sterling, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,961 $4,804 $4,423 $3,853
GEICO $1,463 $1,892 $2,857 $1,463
Nationwide $1,861 $1,861 $2,722 $2,110
Progressive $2,060 $2,764 $2,473 $2,404
State Farm $2,129 $2,562 $2,346 $2,346
USAA $1,441 $1,875 $2,471 $1,662

Cheapest Sterling, VA Car Insurance for Teen Drivers

Teen car insurance in Sterling, VA can be expensive. Take a look at rates from the top car insurance companies in Sterling for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sterling, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,675 $8,781
GEICO $2,985 $3,970
Nationwide $3,557 $4,571
Progressive $5,658 $6,334
State Farm $4,429 $5,559
USAA $3,489 $4,142

Cheapest Sterling, VA Car Insurance for Seniors

Take a look at Sterling, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sterling, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,378 $2,378
GEICO $1,288 $1,288
Nationwide $1,305 $1,338
Progressive $1,089 $1,089
State Farm $1,281 $1,281
USAA $1,045 $1,045

Cheapest Sterling, VA Car Insurance Rates After a DUI

A DUI in Sterling, VA increases car insurance rates. Compare Sterling, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sterling, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,423
GEICO $2,857
Nationwide $2,722
Progressive $2,473
State Farm $2,346
USAA $2,471

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Cheapest Sterling, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sterling, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sterling, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,885 $4,135
GEICO $1,883 $1,954
Nationwide $2,138 $2,138
Progressive $2,425 $2,425
State Farm $2,286 $2,406
USAA $1,794 $1,931

Cheapest Sterling, VA Car Insurance Rates by ZIP Code

Sterling car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sterling, VA.

Annual Car Insurance Rates by ZIP Code in Sterling, Virginia

ZIP Code Average Annual Rates
20164 $2,117
20165 $2,148
20166 $2,139

The Best Cheap Car Insurance Companies in Sterling, VA

Take a look at a side-by-side comparison of the top car insurance companies in Sterling, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sterling, Virginia

Insurance Company Average Annual Rates
Allstate $4,010
GEICO $1,919
Nationwide $2,138
Progressive $2,425
State Farm $2,346
USAA $1,862

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Category Winners: Cheapest Car Insurance in Sterling, Virginia

Find the cheapest car insurance companies in Sterling, VA for each category right here.

Best Annual Car Insurance Rates by Company in Sterling, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Sterling, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sterling car insurance rates. Find the cheapest Sterling, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sterling, Virginia

Insurance Company Low Medium High
Allstate $3,897 $4,010 $4,123
GEICO $1,839 $1,917 $2,000
Nationwide $2,249 $2,118 $2,047
Progressive $2,321 $2,400 $2,554
State Farm $2,181 $2,343 $2,514
USAA $1,791 $1,866 $1,929

What affects car insurance rates in Sterling, Virginia?

What factors can have an impact on Sterling, VA car insurance? There are several reasons why Sterling car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sterling, Virginia.

Commute Time in Sterling

The more time you spend in your car the higher the risk of an accident. The average commute length in Sterling, VA is 27.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Sterling, VA

Ready to find affordable Sterling, Virginia car insurance today? Enter your ZIP code for fast, free Sterling, VA car insurance quotes.

Free Car Insurance Comparison

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