Compare Stevens Point, WI Car Insurance Rates (2021)

Car insurance in Stevens Point, WI averages $237 a month. Stevens Point, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stevens Point car insurance rates, compare quotes from the top car insurance companies in Stevens Point, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stevens Point is American Family
  • The cheapest car insurance company in Stevens Point for teen drivers is American Family
  • Average car insurance rates in Stevens Point, WI are $2,841/year

If you need to buy Stevens Point, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Stevens Point, WI is right here.

You’ll find Stevens Point car insurance rates, the cheapest Stevens Point, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Stevens Point, Wisconsin car insurance rates to Madison car insurance rates, Eau Claire car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Stevens Point, WI car insurance today? Enter your ZIP code for fast, free Stevens Point car insurance quotes.

Cheapest Stevens Point, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stevens Point, WI car insurance rates? Every Stevens Point, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stevens Point, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,405 $2,071 $2,300 $6,742 $8,681 $2,324 $2,528
American Family $876 $914 $828 $835 $2,478 $2,725 $1,026 $1,089
Farmers $1,774 $1,778 $1,575 $1,667 $8,319 $8,626 $2,009 $2,104
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,537 $1,466 $1,258 $1,311 $5,786 $6,531 $1,843 $1,998
State Farm $1,260 $1,260 $1,117 $1,117 $3,554 $4,494 $1,420 $1,621
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

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Minimum Car Insurance in Stevens Point, WI

Every driver must carry the minimum car insurance in Stevens Point, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Stevens Point, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stevens Point, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stevens Point, WI. Compare credit history car insurance rates in Stevens Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stevens Point, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,816 $3,310 $2,867
American Family $1,806 $1,186 $1,047
Farmers $3,938 $3,325 $3,181
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $5,701 $4,756 $4,756
Progressive $3,094 $2,621 $2,434
State Farm $2,954 $1,696 $1,292
USAA $3,015 $1,584 $1,263

Cheapest Stevens Point, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stevens Point, WI to rates for a clean record with top companies.

Annual Stevens Point, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,041 $4,119 $3,811 $3,688
American Family $1,290 $1,365 $1,365 $1,365
Farmers $3,033 $3,826 $3,631 $3,436
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,489 $3,009 $2,582 $2,785
State Farm $1,824 $2,137 $1,980 $1,980
USAA $1,535 $1,927 $2,606 $1,748

Cheapest Stevens Point, WI Car Insurance for Teen Drivers

Teen car insurance in Stevens Point, WI can be expensive. Take a look at rates from the top car insurance companies in Stevens Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stevens Point, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $8,681
American Family $2,478 $2,725
Farmers $8,319 $8,626
GEICO $4,381 $4,721
Liberty Mutual $6,361 $7,137
Nationwide $7,089 $10,840
Progressive $5,786 $6,531
State Farm $3,554 $4,494
USAA $3,267 $3,801

Cheapest Stevens Point, WI Car Insurance for Seniors

Take a look at Stevens Point, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stevens Point, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,300
American Family $828 $835
Farmers $1,575 $1,667
GEICO $1,381 $1,556
Liberty Mutual $1,591 $1,810
Nationwide $2,913 $3,076
Progressive $1,258 $1,311
State Farm $1,117 $1,117
USAA $1,179 $1,205

Cheapest Stevens Point, WI Car Insurance Rates After a DUI

A DUI in Stevens Point, WI increases car insurance rates. Compare Stevens Point, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stevens Point, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,811
American Family $1,365
Farmers $3,631
GEICO $2,742
Liberty Mutual $3,584
Nationwide $6,078
Progressive $2,582
State Farm $1,980
USAA $2,606

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Cheapest Stevens Point, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stevens Point, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stevens Point, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,324 $1,369
Farmers $3,481 $3,481
GEICO $2,135 $2,231
Liberty Mutual $3,175 $3,175
Nationwide $5,071 $5,071
Progressive $2,716 $2,716
State Farm $1,932 $2,029
USAA $1,928 $1,980

The Best Cheap Car Insurance Companies in Stevens Point, WI

Take a look at a side-by-side comparison of the top car insurance companies in Stevens Point, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stevens Point, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,346
Farmers $3,481
GEICO $2,183
Liberty Mutual $3,175
Nationwide $5,071
Progressive $2,716
State Farm $1,981
USAA $1,954

Category Winners: Cheapest Car Insurance in Stevens Point, Wisconsin

Find the cheapest car insurance companies in Stevens Point, WI for each category right here.

Best Annual Car Insurance Rates by Company in Stevens Point, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Stevens Point, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stevens Point car insurance rates. Find the cheapest Stevens Point, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stevens Point, Wisconsin

Insurance Company Low Medium High
Allstate $3,510 $3,656 $3,828
American Family $1,329 $1,358 $1,352
Farmers $3,208 $3,453 $3,783
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $4,927 $5,071 $5,215
Progressive $2,554 $2,737 $2,857
State Farm $1,875 $1,986 $2,080
USAA $1,885 $1,955 $2,021

What affects car insurance rates in Stevens Point, Wisconsin?

What factors can have an impact on Stevens Point, WI car insurance? There are several reasons why Stevens Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stevens Point, Wisconsin.

Car Theft in Stevens Point

High levels of vehicle theft can make car insurance more expensive. Stevens Point, WI car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Stevens Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Stevens Point, WI is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Stevens Point, WI

Ready to find affordable Stevens Point, Wisconsin car insurance today? Enter your ZIP code for fast, free Stevens Point, WI car insurance quotes.

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