Compare Steward, IL Car Insurance Rates (2021)

Car insurance in Steward, IL averages $254 a month. Steward, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Steward car insurance rates, compare quotes from the top car insurance companies in Steward, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Steward for teen drivers is State Farm
  • Average car insurance rates in Steward, IL after a DUI are $3,565/year
  • The cheapest car insurance company in Steward is State Farm

If you need to buy Steward, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Steward, IL is right here.

You’ll find Steward car insurance rates, the cheapest Steward, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Steward, Illinois car insurance rates to Joliet car insurance rates, Rockford car insurance rates, and Aurora car insurance rates.

Ready to find affordable Steward, IL car insurance today? Enter your ZIP code for fast, free Steward car insurance quotes.

Cheapest Steward, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Steward, IL car insurance rates? Every Steward, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Steward, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,359 $2,359 $2,164 $2,164 $6,748 $9,322 $2,359 $3,047
Farmers $2,282 $2,281 $2,024 $2,142 $9,833 $10,247 $2,610 $2,730
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,351 $1,456 $1,122 $1,253 $4,565 $5,075 $1,412 $1,488
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,722 $1,630 $1,418 $1,492 $6,022 $6,744 $2,041 $2,182
State Farm $1,269 $1,269 $1,138 $1,138 $3,686 $4,663 $1,435 $1,655
Travelers $1,361 $1,433 $1,249 $1,329 $3,941 $4,944 $1,438 $1,513
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

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Minimum Car Insurance in Steward, IL

Every driver must carry the minimum car insurance in Steward, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Steward, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Steward, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Steward, IL. Compare credit history car insurance rates in Steward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Steward, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $5,065 $3,456 $2,925
Farmers $4,851 $4,077 $3,878
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,129 $1,958 $1,559
Nationwide $3,326 $2,691 $2,358
Progressive $3,334 $2,804 $2,581
State Farm $2,950 $1,770 $1,375
Travelers $2,621 $2,114 $1,718
USAA $3,600 $2,467 $2,031

Cheapest Steward, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Steward, IL to rates for a clean record with top companies.

Annual Steward, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,805 $3,981 $5,294 $3,181
Farmers $3,602 $4,647 $4,531 $4,294
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,844 $2,621 $2,302 $2,094
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,403 $3,533 $2,660 $3,030
State Farm $1,853 $2,210 $2,032 $2,032
Travelers $1,716 $2,243 $2,499 $2,146
USAA $1,929 $2,762 $3,784 $2,324

Cheapest Steward, IL Car Insurance for Teen Drivers

Teen car insurance in Steward, IL can be expensive. Take a look at rates from the top car insurance companies in Steward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Steward, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,748 $9,322
Farmers $9,833 $10,247
GEICO $4,524 $4,715
Liberty Mutual $4,565 $5,075
Nationwide $4,888 $6,259
Progressive $6,022 $6,744
State Farm $3,686 $4,663
Travelers $3,941 $4,944
USAA $5,149 $5,691

Cheapest Steward, IL Car Insurance for Seniors

Take a look at Steward, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Steward, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,164 $2,164
Farmers $2,024 $2,142
GEICO $1,429 $1,724
Liberty Mutual $1,122 $1,253
Nationwide $1,591 $1,681
Progressive $1,418 $1,492
State Farm $1,138 $1,138
Travelers $1,249 $1,329
USAA $1,505 $1,491

Cheapest Steward, IL Car Insurance Rates After a DUI

A DUI in Steward, IL increases car insurance rates. Compare Steward, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Steward, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,886
American Family $5,294
Farmers $4,531
GEICO $3,243
Liberty Mutual $2,302
Nationwide $3,416
Progressive $2,660
State Farm $2,032
Travelers $2,499
USAA $3,784

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Cheapest Steward, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Steward, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Steward, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,767 $3,864
Farmers $4,269 $4,269
GEICO $2,338 $2,425
Liberty Mutual $2,215 $2,215
Nationwide $2,792 $2,792
Progressive $2,906 $2,906
State Farm $1,981 $2,082
Travelers $2,068 $2,234
USAA $2,624 $2,776

The Best Cheap Car Insurance Companies in Steward, IL

Take a look at a side-by-side comparison of the top car insurance companies in Steward, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Steward, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,816
Farmers $4,269
GEICO $2,382
Liberty Mutual $2,215
Nationwide $2,792
Progressive $2,906
State Farm $2,032
Travelers $2,151
USAA $2,700

Category Winners: Cheapest Car Insurance in Steward, Illinois

Find the cheapest car insurance companies in Steward, IL for each category right here.

Best Annual Car Insurance Rates by Company in Steward, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Steward, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Steward car insurance rates. Find the cheapest Steward, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Steward, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,665 $3,955 $3,826
Farmers $4,061 $4,168 $4,577
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,093 $2,211 $2,343
Nationwide $2,749 $2,820 $2,806
Progressive $2,653 $2,883 $3,183
State Farm $1,920 $2,034 $2,141
Travelers $2,017 $2,148 $2,287
USAA $2,521 $2,697 $2,882

What affects car insurance rates in Steward, Illinois?

What factors can have an impact on Steward, IL car insurance? There are several reasons why Steward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Steward, Illinois.

Commute Time in Steward

The more time you spend in your car the higher the risk of an accident. The average commute length in Steward, IL is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Steward, IL

Ready to find affordable Steward, Illinois car insurance today? Enter your ZIP code for fast, free Steward, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State