Compare Stillwater, OH Car Insurance Rates (2021)

Car insurance in Stillwater, OH averages $217 a month. Stillwater, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stillwater car insurance rates, compare quotes from the top car insurance companies in Stillwater, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stillwater, OH after a DUI are $3,049/year
  • The cheapest car insurance company in Stillwater for teen drivers is American Family
  • The cheapest car insurance company in Stillwater is American Family

If you need to buy Stillwater, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Stillwater, OH is right here.

You’ll find Stillwater car insurance rates, the cheapest Stillwater, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Stillwater, Ohio car insurance rates to Akron car insurance rates, Toledo car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Stillwater, OH car insurance today? Enter your ZIP code for fast, free Stillwater car insurance quotes.

Cheapest Stillwater, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stillwater, OH car insurance rates? Every Stillwater, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stillwater, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,084 $1,860 $1,992 $5,604 $6,421 $2,213 $2,381
American Family $868 $900 $789 $792 $2,607 $2,828 $1,072 $1,128
Farmers $1,569 $1,567 $1,383 $1,458 $6,869 $7,134 $1,757 $1,837
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,465 $1,391 $1,215 $1,254 $6,341 $7,145 $1,764 $1,820
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Stillwater, OH

Every driver must carry the minimum car insurance in Stillwater, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Stillwater, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stillwater, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stillwater, OH. Compare credit history car insurance rates in Stillwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stillwater, Ohio

Insurance Company Poor Fair Good
Allstate $3,959 $2,871 $2,408
American Family $1,822 $1,244 $1,052
Farmers $3,340 $2,817 $2,683
GEICO $2,258 $1,883 $1,508
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $3,156 $2,713 $2,529
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Cheapest Stillwater, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stillwater, OH to rates for a clean record with top companies.

Annual Stillwater, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,609 $3,133 $3,642 $2,933
American Family $1,316 $1,392 $1,392 $1,392
Farmers $2,433 $3,128 $3,051 $3,175
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,418 $3,271 $2,570 $2,939
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Stillwater, OH Car Insurance for Teen Drivers

Teen car insurance in Stillwater, OH can be expensive. Take a look at rates from the top car insurance companies in Stillwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stillwater, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,604 $6,421
American Family $2,607 $2,828
Farmers $6,869 $7,134
GEICO $3,627 $3,381
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $6,341 $7,145
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Cheapest Stillwater, OH Car Insurance for Seniors

Take a look at Stillwater, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stillwater, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,860 $1,992
American Family $789 $792
Farmers $1,383 $1,458
GEICO $1,266 $1,267
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,215 $1,254
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Cheapest Stillwater, OH Car Insurance Rates After a DUI

A DUI in Stillwater, OH increases car insurance rates. Compare Stillwater, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stillwater, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,642
American Family $1,392
Farmers $3,051
GEICO $2,640
Liberty Mutual $4,584
Nationwide $4,062
Progressive $2,570
State Farm $2,294
Travelers $4,396
USAA $1,861

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Cheapest Stillwater, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stillwater, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stillwater, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,079 $3,079
American Family $1,357 $1,389
Farmers $2,947 $2,947
GEICO $1,849 $1,918
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $2,799 $2,799
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Stillwater, OH

Take a look at a side-by-side comparison of the top car insurance companies in Stillwater, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stillwater, Ohio

Insurance Company Average Annual Rates
Allstate $3,079
American Family $1,373
Farmers $2,947
GEICO $1,883
Liberty Mutual $4,158
Nationwide $3,136
Progressive $2,799
State Farm $2,294
Travelers $3,040
USAA $1,380

Category Winners: Cheapest Car Insurance in Stillwater, Ohio

Find the cheapest car insurance companies in Stillwater, OH for each category right here.

Best Annual Car Insurance Rates by Company in Stillwater, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Stillwater, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stillwater car insurance rates. Find the cheapest Stillwater, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stillwater, Ohio

Insurance Company Low Medium High
Allstate $3,000 $3,075 $3,163
American Family $1,355 $1,383 $1,381
Farmers $2,793 $2,901 $3,146
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $2,720 $2,782 $2,896
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Stillwater, Ohio?

What factors can have an impact on Stillwater, OH car insurance? There are several reasons why Stillwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stillwater, Ohio.

Car Theft in Stillwater

High levels of vehicle theft can make car insurance more expensive. Stillwater, OH car theft statistics from the FBI indicate 51 vehicle thefts a year.

Compare Car Insurance Quotes in Stillwater, OH

Ready to find affordable Stillwater, Ohio car insurance today? Enter your ZIP code for fast, free Stillwater, OH car insurance quotes.

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