Compare Stillwater, PA Car Insurance Rates (2021)

Car insurance in Stillwater, PA averages $295 a month. Stillwater, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stillwater car insurance rates, compare quotes from the top car insurance companies in Stillwater, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stillwater, PA after a DUI are $3,872/year
  • Average car insurance rates in Stillwater, PA are $3,536/year
  • The cheapest car insurance company in Stillwater is USAA

If you need to buy Stillwater, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Stillwater, PA is right here.

You’ll find Stillwater car insurance rates, the cheapest Stillwater, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Stillwater, Pennsylvania car insurance rates to Harrisburg car insurance rates, Lancaster car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Stillwater, PA car insurance today? Enter your ZIP code for fast, free Stillwater car insurance quotes.

Cheapest Stillwater, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stillwater, PA car insurance rates? Every Stillwater, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stillwater, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,325 $2,325 $2,123 $2,123 $7,245 $7,245 $2,576 $2,576
GEICO $1,574 $1,366 $1,482 $1,286 $3,908 $3,392 $1,588 $1,378
Liberty Mutual $3,371 $3,371 $3,089 $3,089 $9,826 $9,826 $4,277 $4,277
Nationwide $1,744 $1,744 $1,651 $1,651 $4,936 $4,936 $1,957 $1,957
Progressive $2,686 $2,686 $2,388 $2,388 $8,430 $8,430 $3,433 $3,433
State Farm $1,414 $1,414 $1,239 $1,239 $4,888 $4,888 $1,551 $1,551
Travelers $1,572 $1,572 $1,684 $1,684 $21,970 $21,970 $1,901 $1,901
USAA $1,113 $1,113 $1,003 $1,003 $3,309 $3,309 $1,477 $1,477

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Minimum Car Insurance in Stillwater, PA

Every driver must carry the minimum car insurance in Stillwater, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Stillwater, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stillwater, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stillwater, PA. Compare credit history car insurance rates in Stillwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stillwater, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,578 $3,389 $2,734
GEICO $2,984 $1,693 $1,314
Liberty Mutual $6,560 $4,706 $4,156
Nationwide $3,016 $2,483 $2,216
Progressive $5,630 $3,929 $3,145
State Farm $3,233 $2,004 $1,582
Travelers $7,392 $6,660 $6,293
USAA $2,154 $1,602 $1,420

Cheapest Stillwater, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stillwater, PA to rates for a clean record with top companies.

Annual Stillwater, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $4,003 $3,422 $3,422
GEICO $1,475 $2,506 $1,971 $2,035
Liberty Mutual $4,688 $5,375 $5,249 $5,249
Nationwide $1,857 $2,482 $3,459 $2,489
Progressive $3,847 $5,273 $3,959 $3,860
State Farm $2,096 $2,450 $2,273 $2,273
Travelers $4,824 $6,851 $8,601 $6,851
USAA $1,392 $1,914 $2,040 $1,555

Cheapest Stillwater, PA Car Insurance for Teen Drivers

Teen car insurance in Stillwater, PA can be expensive. Take a look at rates from the top car insurance companies in Stillwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stillwater, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,245 $7,245
GEICO $3,908 $3,392
Liberty Mutual $9,826 $9,826
Nationwide $4,936 $4,936
Progressive $8,430 $8,430
State Farm $4,888 $4,888
Travelers $21,970 $21,970
USAA $3,309 $3,309

Cheapest Stillwater, PA Car Insurance for Seniors

Take a look at Stillwater, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stillwater, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,123
GEICO $1,482 $1,286
Liberty Mutual $3,089 $3,089
Nationwide $1,651 $1,651
Progressive $2,388 $2,388
State Farm $1,239 $1,239
Travelers $1,684 $1,684
USAA $1,003 $1,003

Cheapest Stillwater, PA Car Insurance Rates After a DUI

A DUI in Stillwater, PA increases car insurance rates. Compare Stillwater, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stillwater, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,422
GEICO $1,971
Liberty Mutual $5,249
Nationwide $3,459
Progressive $3,959
State Farm $2,273
Travelers $8,601
USAA $2,040

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Cheapest Stillwater, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stillwater, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stillwater, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,502 $3,633
GEICO $1,964 $2,030
Liberty Mutual $5,009 $5,272
Nationwide $2,572 $2,572
Progressive $4,235 $4,235
State Farm $2,206 $2,340
Travelers $6,782 $6,782
USAA $1,676 $1,775

The Best Cheap Car Insurance Companies in Stillwater, PA

Take a look at a side-by-side comparison of the top car insurance companies in Stillwater, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stillwater, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,567
GEICO $1,997
Liberty Mutual $5,140
Nationwide $2,572
Progressive $4,235
State Farm $2,273
Travelers $6,782
USAA $1,726

Category Winners: Cheapest Car Insurance in Stillwater, Pennsylvania

Find the cheapest car insurance companies in Stillwater, PA for each category right here.

Best Annual Car Insurance Rates by Company in Stillwater, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Stillwater, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stillwater car insurance rates. Find the cheapest Stillwater, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stillwater, Pennsylvania

Insurance Company Low Medium High
Allstate $3,402 $3,589 $3,711
GEICO $1,829 $2,015 $2,147
Liberty Mutual $4,900 $5,176 $5,345
Nationwide $2,596 $2,603 $2,516
Progressive $3,910 $4,256 $4,538
State Farm $2,142 $2,298 $2,379
Travelers $6,950 $6,762 $6,634
USAA $1,614 $1,739 $1,823

What affects car insurance rates in Stillwater, Pennsylvania?

What factors can have an impact on Stillwater, PA car insurance? There are several reasons why Stillwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stillwater, Pennsylvania.

Commute Time in Stillwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Stillwater, PA is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Stillwater, PA

Ready to find affordable Stillwater, Pennsylvania car insurance today? Enter your ZIP code for fast, free Stillwater, PA car insurance quotes.

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