Compare Stinnett, KY Car Insurance Rates (2021)

Car insurance in Stinnett, KY averages $563 a month. Stinnett, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stinnett car insurance rates, compare quotes from the top car insurance companies in Stinnett, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stinnett, KY are $6,751/year
  • The cheapest car insurance company in Stinnett for teen drivers is USAA
  • Average car insurance rates in Stinnett, KY after a DUI are $8,093/year

If you need to buy Stinnett, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Stinnett, KY is right here.

You’ll find Stinnett car insurance rates, the cheapest Stinnett, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Stinnett, Kentucky car insurance rates to Covington car insurance rates, Hopkinsville car insurance rates, and Florence car insurance rates.

Ready to find affordable Stinnett, KY car insurance today? Enter your ZIP code for fast, free Stinnett car insurance quotes.

Cheapest Stinnett, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stinnett, KY car insurance rates? Every Stinnett, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stinnett, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,230 $25,709 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,912 $4,246 $3,412 $3,799 $15,097 $16,552 $4,041 $4,115
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,860 $2,699 $2,585 $2,587 $14,472 $16,411 $3,551 $3,599
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $3,936 $4,009 $3,876 $3,880 $19,963 $32,267 $4,120 $4,782
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

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Minimum Car Insurance in Stinnett, KY

Every driver must carry the minimum car insurance in Stinnett, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Stinnett, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stinnett, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stinnett, KY. Compare credit history car insurance rates in Stinnett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stinnett, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,913 $6,034 $4,742
Nationwide $9,500 $7,372 $6,351
Progressive $6,797 $5,945 $5,544
State Farm $6,145 $3,746 $2,943
Travelers $10,735 $9,055 $9,023
USAA $4,746 $2,655 $2,161

Cheapest Stinnett, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stinnett, KY to rates for a clean record with top companies.

Annual Stinnett, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,691 $12,528 $10,113
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,734 $8,860 $6,876 $6,117
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,027 $7,509 $5,734 $6,112
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $8,340 $8,587 $12,522 $8,967
USAA $2,397 $3,396 $4,069 $2,886

Cheapest Stinnett, KY Car Insurance for Teen Drivers

Teen car insurance in Stinnett, KY can be expensive. Take a look at rates from the top car insurance companies in Stinnett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stinnett, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,230 $25,709
GEICO $8,902 $10,417
Liberty Mutual $15,097 $16,552
Nationwide $12,445 $15,350
Progressive $14,472 $16,411
State Farm $7,571 $9,319
Travelers $19,963 $32,267
USAA $5,722 $6,019

Cheapest Stinnett, KY Car Insurance for Seniors

Take a look at Stinnett, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stinnett, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,412 $3,799
Nationwide $5,015 $5,208
Progressive $2,585 $2,587
State Farm $2,538 $2,538
Travelers $3,876 $3,880
USAA $1,915 $1,948

Cheapest Stinnett, KY Car Insurance Rates After a DUI

A DUI in Stinnett, KY increases car insurance rates. Compare Stinnett, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stinnett, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $6,876
Nationwide $10,137
Progressive $5,734
State Farm $4,278
Travelers $12,522
USAA $4,069

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Cheapest Stinnett, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stinnett, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stinnett, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,818 $10,818
GEICO $5,341 $5,438
Liberty Mutual $6,897 $6,897
Nationwide $7,741 $7,741
Progressive $6,095 $6,095
State Farm $4,167 $4,389
Travelers $9,604 $9,604
USAA $3,068 $3,306

The Best Cheap Car Insurance Companies in Stinnett, KY

Take a look at a side-by-side comparison of the top car insurance companies in Stinnett, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stinnett, Kentucky

Insurance Company Average Annual Rates
Allstate $10,818
GEICO $5,390
Liberty Mutual $6,897
Nationwide $7,741
Progressive $6,095
State Farm $4,278
Travelers $9,604
USAA $3,187

Category Winners: Cheapest Car Insurance in Stinnett, Kentucky

Find the cheapest car insurance companies in Stinnett, KY for each category right here.

Best Annual Car Insurance Rates by Company in Stinnett, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Stinnett, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stinnett car insurance rates. Find the cheapest Stinnett, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stinnett, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,728 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,523 $6,841 $7,327
Nationwide $7,713 $7,608 $7,902
Progressive $5,541 $5,982 $6,764
State Farm $4,023 $4,266 $4,545
Travelers $9,109 $9,639 $10,064
USAA $3,041 $3,179 $3,341

Compare Car Insurance Quotes in Stinnett, KY

Ready to find affordable Stinnett, Kentucky car insurance today? Enter your ZIP code for fast, free Stinnett, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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